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Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. Universal Starch-Chem Allied's
Operating Income
for the
three
months ended in Mar. 2026 was ₹146 Mil. Universal Starch-Chem Allied's Interest Expense for the
three
months ended in Mar. 2026 was ₹-16 Mil.
Universal Starch-Chem Allied's interest coverage for the quarter that ended in Mar. 2026 was 8.88.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for Universal Starch-Chem Allied's Interest Coverage or its related term are showing as below:
BOM:524408'
s Interest Coverage Range Over the Past 10 Years
Min: 0.96 Med: 1.88 Max: 3.15
Current: 3.05
BOM:524408's Interest Coverage is ranked worse than 72.28% of 202
companies
in the Agriculture industry
Industry Median: 7.13
vs BOM:524408: 3.05
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Universal Starch-Chem Allied Interest Coverage Related Terms
Universal Starch-Chem Allied Interest Coverage Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
BOM:524408 vs CTVA, CF, MOS: Interest Coverage Comparison
For the Agricultural Inputs subindustry, Universal Starch-Chem Allied's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Universal Starch-Chem Allied Interest Coverage vs Agriculture Industry
For the Agriculture industry and Basic Materials sector, Universal Starch-Chem Allied's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Universal Starch-Chem Allied's Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Universal Starch-Chem Allied (BOM:524408) has a Interest Coverage of 8.88 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Universal Starch-Chem Allied and its competitors. This is 372% above median its historical median of 1.88. Over the past decade, Universal Starch-Chem Allied's Interest Coverage has ranged from 0.96 to 3.15. According to the industry distribution chart, Universal Starch-Chem Allied ranks #146 out of 202 companies in the Agriculture industry, placing it in the top 72.3%.
Is Universal Starch-Chem Allied's Interest Coverage too high?
Universal Starch-Chem Allied's current Interest Coverage of 8.88 is 372% above median its 10-year median of 1.88. Over the past 10 years, this metric has ranged from a low of 0.96 to a high of 3.15. The Agriculture industry median Interest Coverage is 7.13. Universal Starch-Chem Allied's value of 8.88 is 24.5% above this industry median. Based on the distribution chart, Universal Starch-Chem Allied ranks #146 out of 202 companies in the Agriculture industry, which is below the industry midpoint. Overall, Universal Starch-Chem Allied has a GF Score™ of 58/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Universal Starch-Chem Allied's Interest Coverage compare to CTVA and CF?
According to the Agriculture industry distribution chart, Universal Starch-Chem Allied ranks #146 out of 202 companies for Interest Coverage. This places Universal Starch-Chem Allied in the lower half of its industry. The industry median Interest Coverage is 7.13. Universal Starch-Chem Allied's value of 8.88 is 24.5% above this benchmark. Historically, Universal Starch-Chem Allied's own Interest Coverage has ranged from 0.96 to 3.15 over the past decade. While the company's 10-year median is 1.88 vs. the industry median of 7.13, Universal Starch-Chem Allied has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for an Agriculture company?
The median Interest Coverage among Agriculture companies is 7.13, based on 202 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Universal Starch-Chem Allied's current Interest Coverage of 8.88 is 24.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Universal Starch-Chem Allied and its competitors. For the Agriculture industry, the median Interest Coverage is 7.13 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Universal Starch-Chem Allied's current Interest Coverage is 8.88, which is 372% above median its own 10-year median of 1.88. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Universal Starch-Chem Allied stock overvalued right now?
Based on GuruFocus' analysis, Universal Starch-Chem Allied (BOM:524408) is currently considered Modestly Overvalued. The stock's GF Value™ is ₹159.31, compared to a current price of ₹199.00 — trading 24.9% above its estimated fair value. The current Interest Coverage is 8.88, which is 372% above median its 10-year median of 1.88 and 24.5% above the Agriculture industry median of 7.13. Universal Starch-Chem Allied's overall GF Score™ is 58/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Universal Starch-Chem Allied (BOM:524408), the current Interest Coverage is 8.88 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Universal Starch-Chem Allied (BOM:524408) Overvalued in 2026?
Based on GuruFocus' analysis, Universal Starch-Chem Allied stock appears to be overvalued.
The current stock price of ₹199.00 is trading 24.9% above its estimated GF Value™ of ₹159.31.
GuruFocus considers Universal Starch-Chem Allied to be Modestly Overvalued.
Key valuation signals for BOM:524408:
Interest Coverage: 8.88 (372% above median its 10-year median of 1.88)
GF Value™: ₹159.31 vs. price of ₹199.00 (24.9% above fair value)
Industry Position: 24.5% above the Agriculture median (#146 of 202)
No single metric tells the full story. See the BOM:524408 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Universal Starch-Chem Allied Ltd is a manufacturer and exporter specializing in maize starch and its derivatives. The company operates in maize refining, producing products like starch powder, liquid glucose, dextrose monohydrate, dextrose anhydrous, and modified starches which serve various industries such as food, pharmaceuticals, textiles, paper, and adhesives. The company's operations are principally based in Maharashtra, India. Revenue is generated through the manufacturing and export of these starch-based products to a diverse set of domestic and international customers. Alongside its core starch business, the company engages in activities related to energy and environmental management, including bio-gas production and power generation via wind and co-generation plants.
58GF Score
Get the complete analysis for BOM:524408
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