Titan Securities (BOM:530045) Interest Coverage: 35.26 (As of Mar. 2026) — 80% Below Median


BOM:530045 Titan Securities Ltd BOM:530045
70 GF Score
Price ₹42.85
GF Value ₹31.64
Valuation Significantly Overvalued
! 2 Warning Signs
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What is Titan Securities Interest Coverage?

Titan Securities BOM:530045 -1.99% 70 Interest Coverage is 35.26 as of Mar. 2026, which is 80% below its 10-year median of 176.58. GuruFocus rates BOM:530045 with a GF Score™ of 70/100 and a GF Value™ of ₹31.64 (Significantly Overvalued). The stock has 2 warning signs investors should review. Among 429 Capital Markets companies, Titan Securities ranks better than 51.98% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Titan Securities's Operating Income for the three months ended in Mar. 2026 was ₹5.85 Mil. Titan Securities's Interest Expense for the three months ended in Mar. 2026 was ₹-0.17 Mil. Titan Securities's interest coverage for the quarter that ended in Mar. 2026 was 35.26. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Titan Securities's Interest Coverage or its related term are showing as below:

BOM:530045' s Interest Coverage Range Over the Past 10 Years
Min: 15.24   Med: 176.58   Max: 7421
Current: 23.18


BOM:530045's Interest Coverage is ranked better than
51.98% of 429 companies
in the Capital Markets industry
Industry Median: 19.63 vs BOM:530045: 23.18

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Titan Securities  (BOM:530045) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Titan Securities Interest Coverage Related Terms


Titan Securities Interest Coverage Historical Data

* Premium members only.

The historical data trend for Titan Securities's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Titan Securities Interest Coverage Chart

Titan Securities Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 7,421.00 2,612.00 986.20 283.65 23.18

Titan Securities Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 46.58 1.69 22.77 35.26

BOM:530045 vs MS, GS, SCHW: Interest Coverage Comparison

For the Capital Markets subindustry, Titan Securities's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Titan Securities Interest Coverage vs Capital Markets Industry

For the Capital Markets industry and Financial Services sector, Titan Securities's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Titan Securities's Interest Coverage falls into.


BOM:530045
70GF Score
Titan Securities Ltd BOM:530045
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Titan Securities Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Titan Securities's Interest Coverage for the fiscal year that ended in Mar. 2026 is calculated as

Here, for the fiscal year that ended in Mar. 2026, Titan Securities's Interest Expense was ₹-0.51 Mil. Its Operating Income was ₹11.87 Mil. And its Long-Term Debt & Capital Lease Obligation was ₹1.19 Mil.

Interest Coverage=-1* Operating Income (A: Mar. 2026 )/Interest Expense (A: Mar. 2026 )
=-1*11.868/-0.512
=23.18

Titan Securities's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the three months ended in Mar. 2026, Titan Securities's Interest Expense was ₹-0.17 Mil. Its Operating Income was ₹5.85 Mil. And its Long-Term Debt & Capital Lease Obligation was ₹1.19 Mil.

Interest Coverage=-1* Operating Income (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*5.853/-0.166
=35.26

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 35.26 mean?
Titan Securities (BOM:530045) has a Interest Coverage of 35.26 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Titan Securities and its competitors. This is 80% below median its historical median of 176.58. Over the past decade, Titan Securities' Interest Coverage has ranged from 15.24 to 7,421.00. According to the industry distribution chart, Titan Securities ranks #206 out of 429 companies in the Capital Markets industry, placing it in the top 48%.
Is Titan Securities' Interest Coverage too high?
Titan Securities' current Interest Coverage of 35.26 is 80% below median its 10-year median of 176.58. Over the past 10 years, this metric has ranged from a low of 15.24 to a high of 7,421.00. The Capital Markets industry median Interest Coverage is 19.63. Titan Securities' value of 35.26 is 79.6% above this industry median. Based on the distribution chart, Titan Securities ranks #206 out of 429 companies in the Capital Markets industry, which is above the industry midpoint. Overall, Titan Securities has a GF Score™ of 70/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Titan Securities' Interest Coverage compare to MS and GS?
According to the Capital Markets industry distribution chart, Titan Securities ranks #206 out of 429 companies for Interest Coverage. This puts Titan Securities in the upper half of its industry. The industry median Interest Coverage is 19.63. Titan Securities' value of 35.26 is 79.6% above this benchmark. Historically, Titan Securities' own Interest Coverage has ranged from 15.24 to 7,421.00 over the past decade. While the company's 10-year median is 176.58 vs. the industry median of 19.63, Titan Securities has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Capital Markets company?
The median Interest Coverage among Capital Markets companies is 19.63, based on 429 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Titan Securities's current Interest Coverage of 35.26 is 79.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Titan Securities and its competitors. For the Capital Markets industry, the median Interest Coverage is 19.63 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Titan Securities's current Interest Coverage is 35.26, which is 80% below median its own 10-year median of 176.58. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Titan Securities stock overvalued right now?
Based on GuruFocus' analysis, Titan Securities (BOM:530045) is currently considered Significantly Overvalued. The stock's GF Value™ is ₹31.64, compared to a current price of ₹42.85 — trading 35.4% above its estimated fair value. The current Interest Coverage is 35.26, which is 80% below median its 10-year median of 176.58 and 79.6% above the Capital Markets industry median of 19.63. Titan Securities' overall GF Score™ is 70/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Titan Securities (BOM:530045), the current Interest Coverage is 35.26 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Titan Securities (BOM:530045) Overvalued in 2026?

Based on GuruFocus' analysis, Titan Securities stock appears to be overvalued. The current stock price of ₹42.85 is trading 35.4% above its estimated GF Value™ of ₹31.64. GuruFocus considers Titan Securities to be Significantly Overvalued.

Key valuation signals for BOM:530045:

  • Interest Coverage: 35.26 (80% below median its 10-year median of 176.58)
  • GF Value™: ₹31.64 vs. price of ₹42.85 (35.4% above fair value)
  • GF Score™: 70/100 with 2 warning signs
  • Industry Position: 79.6% above the Capital Markets median (#206 of 429)

No single metric tells the full story. See the BOM:530045 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Titan Securities Business Description

Address Azadpur Commercial Complex, A-2/3, IIIrd Floor, Lusa Tower, Azadpur, Delhi, IND, 110033
Titan Securities Ltd operates as a Non-Banking Financial Institution. It is engaged in the capital markets business sector. The company operates through a business segment, namely, Non-banking Financial Company. The company's main business is to invest its funds in financial services. It deals in shares and securities of all listed and unlisted securities, bonds, and debentures and makes its investments in shares, securities, and bonds. The company also deals in short-term or long-term finances for reputable business entities. Geographically, the company operates only in the Indian market.
70GF Score

Get the complete analysis for BOM:530045

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹42.85
Price
₹31.64
GF Value