Lords Ishwar Hotels (BOM:530065) Interest Coverage: 1.20 (As of Mar. 2026) — 12% Above Median


BOM:530065 Lords Ishwar Hotels Ltd BOM:530065
59 GF Score
Price ₹13.50
GF Value ₹15.92
Valuation Modestly Undervalued
! 5 Warning Signs
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What is Lords Ishwar Hotels Interest Coverage?

Lords Ishwar Hotels BOM:530065 -4.05% 59 Interest Coverage is 1.20 as of Mar. 2026, which is 12% above its 10-year median of 1.07. GuruFocus rates BOM:530065 with a GF Score™ of 59/100 and a GF Value™ of ₹15.92 (Modestly Undervalued). The stock has 5 warning signs investors should review. Among 605 Travel & Leisure companies, Lords Ishwar Hotels ranks worse than 95.87% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Lords Ishwar Hotels's Operating Income for the three months ended in Mar. 2026 was ₹1.12 Mil. Lords Ishwar Hotels's Interest Expense for the three months ended in Mar. 2026 was ₹-0.93 Mil. Lords Ishwar Hotels's interest coverage for the quarter that ended in Mar. 2026 was 1.20. The higher the ratio, the stronger the company's financial strength is.

Warning Sign:

Ben Graham prefers companies' interest coverage to be at least 5. Lords Ishwar Hotels Ltds earnings cannot cover its interest expense. If the situation continues, the company may have to issue more debt.

The historical rank and industry rank for Lords Ishwar Hotels's Interest Coverage or its related term are showing as below:

BOM:530065' s Interest Coverage Range Over the Past 10 Years
Min: 0.54   Med: 1.07   Max: 1.59
Current: 0.54


BOM:530065's Interest Coverage is ranked worse than
95.87% of 605 companies
in the Travel & Leisure industry
Industry Median: 5.35 vs BOM:530065: 0.54

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Lords Ishwar Hotels  (BOM:530065) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Lords Ishwar Hotels Interest Coverage Related Terms


Lords Ishwar Hotels Interest Coverage Historical Data

* Premium members only.

The historical data trend for Lords Ishwar Hotels's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Lords Ishwar Hotels Interest Coverage Chart

Lords Ishwar Hotels Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only N/A N/A N/A 1.59 0.54

Lords Ishwar Hotels Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.99 0.25 0.13 0.70 1.20

BOM:530065 vs MAR, HLT, H: Interest Coverage Comparison

For the Lodging subindustry, Lords Ishwar Hotels's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Lords Ishwar Hotels Interest Coverage vs Travel & Leisure Industry

For the Travel & Leisure industry and Consumer Cyclical sector, Lords Ishwar Hotels's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Lords Ishwar Hotels's Interest Coverage falls into.


BOM:530065
59GF Score
Lords Ishwar Hotels Ltd BOM:530065
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Lords Ishwar Hotels Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Lords Ishwar Hotels's Interest Coverage for the fiscal year that ended in Mar. 2026 is calculated as

Here, for the fiscal year that ended in Mar. 2026, Lords Ishwar Hotels's Interest Expense was ₹-3.96 Mil. Its Operating Income was ₹2.15 Mil. And its Long-Term Debt & Capital Lease Obligation was ₹60.67 Mil.

Interest Coverage=-1* Operating Income (A: Mar. 2026 )/Interest Expense (A: Mar. 2026 )
=-1*2.148/-3.959
=0.54

Lords Ishwar Hotels's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the three months ended in Mar. 2026, Lords Ishwar Hotels's Interest Expense was ₹-0.93 Mil. Its Operating Income was ₹1.12 Mil. And its Long-Term Debt & Capital Lease Obligation was ₹60.67 Mil.

Interest Coverage=-1* Operating Income (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*1.118/-0.93
=1.20

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 1.20 mean?
Lords Ishwar Hotels (BOM:530065) has a Interest Coverage of 1.20 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Lords Ishwar Hotels and its competitors. This is 12% above median its historical median of 1.07. Over the past decade, Lords Ishwar Hotels' Interest Coverage has ranged from 0.54 to 1.59. According to the industry distribution chart, Lords Ishwar Hotels ranks #580 out of 605 companies in the Travel & Leisure industry, placing it in the top 95.9%.
Is Lords Ishwar Hotels' Interest Coverage too high?
Lords Ishwar Hotels' current Interest Coverage of 1.20 is 12% above median its 10-year median of 1.07. Over the past 10 years, this metric has ranged from a low of 0.54 to a high of 1.59. The Travel & Leisure industry median Interest Coverage is 5.35. Lords Ishwar Hotels' value of 1.20 is 77.6% below this industry median. Based on the distribution chart, Lords Ishwar Hotels ranks #580 out of 605 companies in the Travel & Leisure industry, which is in the bottom quartile relative to peers. Overall, Lords Ishwar Hotels has a GF Score™ of 59/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Lords Ishwar Hotels' Interest Coverage compare to MAR and HLT?
According to the Travel & Leisure industry distribution chart, Lords Ishwar Hotels ranks #580 out of 605 companies for Interest Coverage. This places Lords Ishwar Hotels in the lower half of its industry. The industry median Interest Coverage is 5.35. Lords Ishwar Hotels' value of 1.20 is 77.6% below this benchmark. Historically, Lords Ishwar Hotels' own Interest Coverage has ranged from 0.54 to 1.59 over the past decade. While the company's 10-year median is 1.07 vs. the industry median of 5.35, Lords Ishwar Hotels has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Travel & Leisure company?
The median Interest Coverage among Travel & Leisure companies is 5.35, based on 605 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Lords Ishwar Hotels's current Interest Coverage of 1.20 is 77.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Lords Ishwar Hotels and its competitors. For the Travel & Leisure industry, the median Interest Coverage is 5.35 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Lords Ishwar Hotels's current Interest Coverage is 1.20, which is 12% above median its own 10-year median of 1.07. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Lords Ishwar Hotels stock overvalued right now?
Based on GuruFocus' analysis, Lords Ishwar Hotels (BOM:530065) is currently considered Modestly Undervalued. The stock's GF Value™ is ₹15.92, compared to a current price of ₹13.50 — trading 15.2% below its estimated fair value. The current Interest Coverage is 1.20, which is 12% above median its 10-year median of 1.07 and 77.6% below the Travel & Leisure industry median of 5.35. Lords Ishwar Hotels' overall GF Score™ is 59/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Lords Ishwar Hotels (BOM:530065), the current Interest Coverage is 1.20 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Lords Ishwar Hotels (BOM:530065) Overvalued in 2026?

Based on GuruFocus' analysis, Lords Ishwar Hotels stock appears to be undervalued. The current stock price of ₹13.50 is trading 15.2% below its estimated GF Value™ of ₹15.92. GuruFocus considers Lords Ishwar Hotels to be Modestly Undervalued.

Key valuation signals for BOM:530065:

  • Interest Coverage: 1.20 (12% above median its 10-year median of 1.07)
  • GF Value™: ₹15.92 vs. price of ₹13.50 (15.2% below fair value)
  • GF Score™: 59/100 with 5 warning signs
  • Industry Position: 77.6% below the Travel & Leisure median (#580 of 605)

No single metric tells the full story. See the BOM:530065 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Lords Ishwar Hotels Business Description

Address University Road, Hotel Revival, Near Sayaji Gardens, Kala Ghoda Chowk, Baroda, GJ, IND, 390002
Lords Ishwar Hotels Ltd is engaged in the lodging business. It operates various hotels in the name of Revival Lords Inn. Its hotels are equipped with rooms, restaurants, banquets, and other services. The company operates in only one business segment which is Hotel Business.
59GF Score

Get the complete analysis for BOM:530065

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹13.50
Price
₹15.92
GF Value