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Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. S P Capital Financing's
Operating Income
for the
three
months ended in Mar. 2026 was ₹-12.02 Mil. S P Capital Financing's Interest Expense for the
three
months ended in Mar. 2026 was ₹-13.40 Mil.
did not have earnings to cover the interest expense.
The higher the ratio, the stronger the company's financial strength is.
Warning Sign:
Ben Graham prefers companies' interest coverage to be at least 5. S P Capital Financing Ltd interest coverage is 1.84, which is low.
The historical rank and industry rank for S P Capital Financing's Interest Coverage or its related term are showing as below:
BOM:530289'
s Interest Coverage Range Over the Past 10 Years
Min: 1.47 Med: 148.25 Max: 54695
Current: 1.84
BOM:530289's Interest Coverage is ranked worse than 83.41% of 434
companies
in the Capital Markets industry
Industry Median: 20.55
vs BOM:530289: 1.84
S P Capital Financing (BOM:530289) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
S P Capital Financing Interest Coverage Related Terms
S P Capital Financing Interest Coverage Historical Data
* Premium members only.
The historical data trend for S P Capital Financing's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
BOM:530289 vs MS, GS, SCHW: Interest Coverage Comparison
For the Capital Markets subindustry, S P Capital Financing's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
S P Capital Financing Interest Coverage vs Capital Markets Industry
For the Capital Markets industry and Financial Services sector, S P Capital Financing's Interest Coverage distribution charts can be found below:
* The bar in red indicates where S P Capital Financing's Interest Coverage falls into.
S P Capital Financing Interest Coverage Calculation
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
S P Capital Financing did not have earnings to cover the interest expense.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Interest Coverage of 0 (At Loss) mean?
S P Capital Financing (BOM:530289) has a Interest Coverage of 0 (At Loss) as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on S P Capital Financing and its competitors. Over the past decade, S P Capital Financing's Interest Coverage has ranged from 1.47 to 54,695.00. According to the industry distribution chart, S P Capital Financing ranks #362 out of 434 companies in the Capital Markets industry, placing it in the top 83.4%.
Is S P Capital Financing's Interest Coverage too high?
S P Capital Financing's current Interest Coverage is 0 (At Loss). Over the past 10 years, this metric has ranged from a low of 1.47 to a high of 54,695.00. Based on the distribution chart, S P Capital Financing ranks #362 out of 434 companies in the Capital Markets industry, which is in the bottom quartile relative to peers. Overall, S P Capital Financing has a GF Score™ of 70/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does S P Capital Financing's Interest Coverage compare to MS and GS?
According to the Capital Markets industry distribution chart, S P Capital Financing ranks #362 out of 434 companies for Interest Coverage. This places S P Capital Financing in the lower half of its industry. The industry median Interest Coverage is 20.55. Historically, S P Capital Financing's own Interest Coverage has ranged from 1.47 to 54,695.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Capital Markets company?
The median Interest Coverage among Capital Markets companies is 20.55, based on 434 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on S P Capital Financing and its competitors. For the Capital Markets industry, the median Interest Coverage is 20.55 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. S P Capital Financing's current Interest Coverage is 0 (At Loss). However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is S P Capital Financing stock overvalued right now?
Based on GuruFocus' analysis, S P Capital Financing (BOM:530289) is currently considered Fairly Valued. The stock's GF Value™ is ₹48.30, compared to a current price of ₹50.56 — trading 4.7% above its estimated fair value. The current Interest Coverage is 0 (At Loss). S P Capital Financing's overall GF Score™ is 70/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For S P Capital Financing (BOM:530289), the current Interest Coverage is 0 (At Loss) as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is S P Capital Financing (BOM:530289) Overvalued in 2026?
Based on GuruFocus' analysis, S P Capital Financing stock appears to be overvalued.
The current stock price of ₹50.56 is trading 4.7% above its estimated GF Value™ of ₹48.30.
GuruFocus considers S P Capital Financing to be Fairly Valued.
Key valuation signals for BOM:530289:
Interest Coverage: 0 (At Loss)
GF Value™: ₹48.30 vs. price of ₹50.56 (4.7% above fair value)
No single metric tells the full story. See the BOM:530289 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
S P Capital Financing Ltd is an India-based non-banking financial company. The company is engaged in the business of Finance & Investment activities and in providing ancillary services. The company provides capital market services such as securities, bonds, derivatives, and others. Its revenue sources comprises of Sale of Securities, Interest Income, and Dividend Income.
70GF Score
Get the complete analysis for BOM:530289
Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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