CIL Securities (BOM:530829) Interest Coverage: 20.66 (As of Mar. 2026) — 64% Below Median

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BOM:530829 CIL Securities Ltd BOM:530829
78 GF Score
Price ₹35.43
GF Value ₹38.54
Valuation Fairly Valued
! 5 Warning Signs
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What is CIL Securities Interest Coverage?

CIL Securities BOM:530829 -6.52% 78 Interest Coverage is 20.66 as of Mar. 2026, which is 64% below its 10-year median of 56.90. GuruFocus rates BOM:530829 with a GF Score™ of 78/100 and a GF Value™ of ₹38.54 (Fairly Valued). The stock has 5 warning signs investors should review. Among 433 Capital Markets companies, CIL Securities ranks better than 63.05% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. CIL Securities's Operating Income for the three months ended in Mar. 2026 was ₹1.47 Mil. CIL Securities's Interest Expense for the three months ended in Mar. 2026 was ₹-0.07 Mil. CIL Securities's interest coverage for the quarter that ended in Mar. 2026 was 20.66. The higher the ratio, the stronger the company's financial strength is.

Good Sign:

CIL Securities Ltd has no debt.

The historical rank and industry rank for CIL Securities's Interest Coverage or its related term are showing as below:

BOM:530829' s Interest Coverage Range Over the Past 10 Years
Min: 14.03   Med: 56.9   Max: 9591
Current: 71.14


BOM:530829's Interest Coverage is ranked better than
63.05% of 433 companies
in the Capital Markets industry
Industry Median: 20.93 vs BOM:530829: 71.14

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


CIL Securities  (BOM:530829) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


CIL Securities Interest Coverage Related Terms


CIL Securities Interest Coverage Historical Data

* Premium members only.

The historical data trend for CIL Securities's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

CIL Securities Interest Coverage Chart

CIL Securities Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 6,628.29 273.47 42.53 19.34 71.14

CIL Securities Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 54.18 51.00 133.92 95.33 20.66

BOM:530829 vs MS, GS, SCHW: Interest Coverage Comparison

For the Capital Markets subindustry, CIL Securities's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


CIL Securities Interest Coverage vs Capital Markets Industry

For the Capital Markets industry and Financial Services sector, CIL Securities's Interest Coverage distribution charts can be found below:

* The bar in red indicates where CIL Securities's Interest Coverage falls into.


BOM:530829
78GF Score
CIL Securities Ltd BOM:530829
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

CIL Securities Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

CIL Securities's Interest Coverage for the fiscal year that ended in Mar. 2026 is calculated as

Here, for the fiscal year that ended in Mar. 2026, CIL Securities's Interest Expense was ₹-0.32 Mil. Its Operating Income was ₹22.41 Mil. And its Long-Term Debt & Capital Lease Obligation was ₹0.00 Mil.

Interest Coverage=-1* Operating Income (A: Mar. 2026 )/Interest Expense (A: Mar. 2026 )
=-1*22.41/-0.315
=71.14

CIL Securities's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the three months ended in Mar. 2026, CIL Securities's Interest Expense was ₹-0.07 Mil. Its Operating Income was ₹1.47 Mil. And its Long-Term Debt & Capital Lease Obligation was ₹0.00 Mil.

Interest Coverage=-1* Operating Income (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*1.467/-0.071
=20.66

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 20.66 mean?
CIL Securities (BOM:530829) has a Interest Coverage of 20.66 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on CIL Securities and its competitors. This is 64% below median its historical median of 56.90. Over the past decade, CIL Securities' Interest Coverage has ranged from 14.03 to 9,591.00. According to the industry distribution chart, CIL Securities ranks #160 out of 433 companies in the Capital Markets industry, placing it in the top 37%.
Is CIL Securities' Interest Coverage too high?
CIL Securities' current Interest Coverage of 20.66 is 64% below median its 10-year median of 56.90. Over the past 10 years, this metric has ranged from a low of 14.03 to a high of 9,591.00. The Capital Markets industry median Interest Coverage is 20.93. CIL Securities' value of 20.66 is 1.3% below this industry median. Based on the distribution chart, CIL Securities ranks #160 out of 433 companies in the Capital Markets industry, which is above the industry midpoint. Overall, CIL Securities has a GF Score™ of 78/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does CIL Securities' Interest Coverage compare to MS and GS?
According to the Capital Markets industry distribution chart, CIL Securities ranks #160 out of 433 companies for Interest Coverage. This puts CIL Securities in the upper half of its industry. The industry median Interest Coverage is 20.93. CIL Securities' value of 20.66 is 1.3% below this benchmark. Historically, CIL Securities' own Interest Coverage has ranged from 14.03 to 9,591.00 over the past decade. While the company's 10-year median is 56.90 vs. the industry median of 20.93, CIL Securities has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Capital Markets company?
The median Interest Coverage among Capital Markets companies is 20.93, based on 433 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. CIL Securities's current Interest Coverage of 20.66 is 1.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on CIL Securities and its competitors. For the Capital Markets industry, the median Interest Coverage is 20.93 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. CIL Securities's current Interest Coverage is 20.66, which is 64% below median its own 10-year median of 56.90. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CIL Securities stock overvalued right now?
Based on GuruFocus' analysis, CIL Securities (BOM:530829) is currently considered Fairly Valued. The stock's GF Value™ is ₹38.54, compared to a current price of ₹35.43 — trading 8.1% below its estimated fair value. The current Interest Coverage is 20.66, which is 64% below median its 10-year median of 56.90 and 1.3% below the Capital Markets industry median of 20.93. CIL Securities' overall GF Score™ is 78/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For CIL Securities (BOM:530829), the current Interest Coverage is 20.66 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is CIL Securities (BOM:530829) Overvalued in 2026?

Based on GuruFocus' analysis, CIL Securities stock appears to be undervalued. The current stock price of ₹35.43 is trading 8.1% below its estimated GF Value™ of ₹38.54. GuruFocus considers CIL Securities to be Fairly Valued.

Key valuation signals for BOM:530829:

  • Interest Coverage: 20.66 (64% below median its 10-year median of 56.90)
  • GF Value™: ₹38.54 vs. price of ₹35.43 (8.1% below fair value)
  • GF Score™: 78/100 with 5 warning signs
  • Industry Position: 1.3% below the Capital Markets median (#160 of 433)

No single metric tells the full story. See the BOM:530829 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


CIL Securities Business Description

Address Chirag Ali Lane, 214, Raghava Ratna Towers, Abids, Hyderabad, TG, IND, 500 001
CIL Securities Ltd is a diversified financial company. The company's operating segment includes Securities Dealing and Broking; Merchant Banking Fees; Consultancy Fees; Registrar and Share Transfer agents; and Demat and Depository. It generates maximum revenue from the Securities Dealing and Broking segment.
78GF Score

Get the complete analysis for BOM:530829

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹35.43
Price
₹38.54
GF Value