EbixBOM:531035 +3.22%39 Interest Coverage is 0 (At Loss) as of Mar. 2026. GuruFocus rates BOM:531035 with a GF Score™ of 39/100 and a GF Value™ of ₹68.89 (Possible Value Trap). The stock has 2 warning signs investors should review. Among 1,703 Software companies, Ebix ranks worse than 58719.85% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. Ebix's
Operating Income
for the
three
months ended in Mar. 2026 was ₹-138 Mil. Ebix's Interest Expense for the
three
months ended in Mar. 2026 was ₹-159 Mil.
did not have earnings to cover the interest expense.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for Ebix's Interest Coverage or its related term are showing as below:
BOM:531035's Interest Coverage is not ranked *
in the Software industry.
Industry Median: 24.67 * Ranked among companies with meaningful Interest Coverage only.
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Ebix Interest Coverage Related Terms
Ebix Interest Coverage Historical Data
* Premium members only.
The historical data trend for Ebix's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
BOM:531035 vs UBER, SHOP, CRM: Interest Coverage Comparison
For the Software - Application subindustry, Ebix's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Ebix Interest Coverage vs Software Industry
For the Software industry and Technology sector, Ebix's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Ebix's Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
Ebix did not have earnings to cover the interest expense.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Interest Coverage of 0 (At Loss) mean?
Ebix (BOM:531035) has a Interest Coverage of 0 (At Loss) as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Ebix and its competitors. According to the industry distribution chart, Ebix ranks #999999 out of 1703 companies in the Software industry.
Is Ebix's Interest Coverage too high?
Ebix's current Interest Coverage is 0 (At Loss). Based on the distribution chart, Ebix ranks #999999 out of 1703 companies in the Software industry, which is in the bottom quartile relative to peers. Overall, Ebix has a GF Score™ of 39/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Ebix's Interest Coverage compare to UBER and SHOP?
According to the Software industry distribution chart, Ebix ranks #999999 out of 1703 companies for Interest Coverage. This places Ebix in the lower half of its industry. The industry median Interest Coverage is 24.67. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Software company?
The median Interest Coverage among Software companies is 24.67, based on 1,703 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Ebix and its competitors. For the Software industry, the median Interest Coverage is 24.67 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Ebix's current Interest Coverage is 0 (At Loss). However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ebix stock overvalued right now?
Based on GuruFocus' analysis, Ebix (BOM:531035) is currently considered Possible Value Trap. The stock's GF Value™ is ₹68.89, compared to a current price of ₹26.32 — trading 61.8% below its estimated fair value. The current Interest Coverage is 0 (At Loss). Ebix's overall GF Score™ is 39/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Ebix (BOM:531035), the current Interest Coverage is 0 (At Loss) as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Ebix (BOM:531035) Overvalued in 2026?
Based on GuruFocus' analysis, Ebix stock appears to be undervalued.
The current stock price of ₹26.32 is trading 61.8% below its estimated GF Value™ of ₹68.89.
GuruFocus considers Ebix to be Possible Value Trap.
Key valuation signals for BOM:531035:
Interest Coverage: 0 (At Loss)
GF Value™: ₹68.89 vs. price of ₹26.32 (61.8% below fair value)
No single metric tells the full story. See the BOM:531035 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Eraaya Lifespaces Ltd is principally engaged in the business of marketing services and support services, the business of trading in securities and shares, and the Hospitality business. The Main objects to be pursued by the company are To establish, conduct, manage, takeover, construct, acquire, purchase, sell, lease, rent, promote, develop and run holiday resorts, castles, inns, hotels, motels, restaurants, cafes, vacation resorts, villas, rest houses, guest houses, cottages, holiday camps, spas, health rejuvenation centres, clubs, breweries, pubs, bars, swimming pool and other facilities. The company operates in two segments, which include Financial Technologies and IT Services, and Foreign Exchange, Money Transfer, & Payment Services.
39GF Score
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