Choice InternationalBOM:531358 +0.66%84 Interest Coverage is 4.07 as of Mar. 2026, which is 1% above its 10-year median of 4.01. GuruFocus rates BOM:531358 with a GF Score™ of 84/100 and a GF Value™ of ₹719.98 (Modestly Overvalued). The stock has 2 warning signs investors should review. Among 433 Capital Markets companies, Choice International ranks worse than 67.9% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. Choice International's
Operating Income
for the
three
months ended in Mar. 2026 was ₹1,054 Mil. Choice International's Interest Expense for the
three
months ended in Mar. 2026 was ₹-259 Mil.
Choice International's interest coverage for the quarter that ended in Mar. 2026 was 4.07.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for Choice International's Interest Coverage or its related term are showing as below:
BOM:531358'
s Interest Coverage Range Over the Past 10 Years
Min: 1.55 Med: 4.01 Max: 5.84
Current: 4.26
BOM:531358's Interest Coverage is ranked worse than 67.9% of 433
companies
in the Capital Markets industry
Industry Median: 20.17
vs BOM:531358: 4.26
Choice International (BOM:531358) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Choice International Interest Coverage Related Terms
Choice International Interest Coverage Historical Data
* Premium members only.
The historical data trend for Choice International's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
BOM:531358 vs MS, GS, SCHW: Interest Coverage Comparison
For the Capital Markets subindustry, Choice International's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Choice International Interest Coverage vs Capital Markets Industry
For the Capital Markets industry and Financial Services sector, Choice International's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Choice International's Interest Coverage falls into.
Choice International Interest Coverage Calculation
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Choice International (BOM:531358) has a Interest Coverage of 4.07 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Choice International and its competitors. This is near median its historical median of 4.01. Over the past decade, Choice International's Interest Coverage has ranged from 1.55 to 5.84. According to the industry distribution chart, Choice International ranks #294 out of 433 companies in the Capital Markets industry, placing it in the top 67.9%.
Is Choice International's Interest Coverage too high?
Choice International's current Interest Coverage of 4.07 is near median its 10-year median of 4.01. Over the past 10 years, this metric has ranged from a low of 1.55 to a high of 5.84. The Capital Markets industry median Interest Coverage is 20.17. Choice International's value of 4.07 is 79.8% below this industry median. Based on the distribution chart, Choice International ranks #294 out of 433 companies in the Capital Markets industry, which is below the industry midpoint. Overall, Choice International has a GF Score™ of 84/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Choice International's Interest Coverage compare to MS and GS?
According to the Capital Markets industry distribution chart, Choice International ranks #294 out of 433 companies for Interest Coverage. This places Choice International in the lower half of its industry. The industry median Interest Coverage is 20.17. Choice International's value of 4.07 is 79.8% below this benchmark. Historically, Choice International's own Interest Coverage has ranged from 1.55 to 5.84 over the past decade. While the company's 10-year median is 4.01 vs. the industry median of 20.17, Choice International has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Capital Markets company?
The median Interest Coverage among Capital Markets companies is 20.17, based on 433 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Choice International's current Interest Coverage of 4.07 is 79.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Choice International and its competitors. For the Capital Markets industry, the median Interest Coverage is 20.17 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Choice International's current Interest Coverage is 4.07, which is near median its own 10-year median of 4.01. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Choice International stock overvalued right now?
Based on GuruFocus' analysis, Choice International (BOM:531358) is currently considered Modestly Overvalued. The stock's GF Value™ is ₹719.98, compared to a current price of ₹835.40 — trading 16% above its estimated fair value. The current Interest Coverage is 4.07, which is near median its 10-year median of 4.01 and 79.8% below the Capital Markets industry median of 20.17. Choice International's overall GF Score™ is 84/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Choice International (BOM:531358), the current Interest Coverage is 4.07 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Choice International (BOM:531358) Overvalued in 2026?
Based on GuruFocus' analysis, Choice International stock appears to be overvalued.
The current stock price of ₹835.40 is trading 16% above its estimated GF Value™ of ₹719.98.
GuruFocus considers Choice International to be Modestly Overvalued.
Key valuation signals for BOM:531358:
Interest Coverage: 4.07 (near median its 10-year median of 4.01)
GF Value™: ₹719.98 vs. price of ₹835.40 (16% above fair value)
Industry Position: 79.8% below the Capital Markets median (#294 of 433)
No single metric tells the full story. See the BOM:531358 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Choice International Ltd is a company engaged in providing financial services. It operates through the segments of NBFC services, Broking & Distribution services, and Advisory services. The company generates a majority of its revenue from Broking and Distribution services. It offers services like equity trading, commodity derivative trading, financial planning, currency futures trading, fund distribution, and structured products. The company conducts its business operations mainly in India.
84GF Score
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Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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