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GRM OverseasBOM:531449 -1.11%65 Interest Coverage is 3.98 as of Mar. 2026, which is 8% above its 10-year median of 3.68. GuruFocus rates BOM:531449 with a GF Score™ of 65/100 and a GF Value™ of ₹83.63 (Fairly Valued). The stock has 5 warning signs investors should review. Among 1,516 Consumer Packaged Goods companies, GRM Overseas ranks worse than 68.8% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. GRM Overseas's
Operating Income
for the
three
months ended in Mar. 2026 was ₹290 Mil. GRM Overseas's Interest Expense for the
three
months ended in Mar. 2026 was ₹-73 Mil.
GRM Overseas's interest coverage for the quarter that ended in Mar. 2026 was 3.98.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for GRM Overseas's Interest Coverage or its related term are showing as below:
BOM:531449'
s Interest Coverage Range Over the Past 10 Years
Min: 2.15 Med: 3.68 Max: 8.17
Current: 3.82
BOM:531449's Interest Coverage is ranked worse than 68.8% of 1516
companies
in the Consumer Packaged Goods industry
Industry Median: 8.605
vs BOM:531449: 3.82
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
GRM Overseas Interest Coverage Related Terms
GRM Overseas Interest Coverage Historical Data
* Premium members only.
The historical data trend for GRM Overseas's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
BOM:531449 vs KHC, GIS: Interest Coverage Comparison
For the Packaged Foods subindustry, GRM Overseas's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
GRM Overseas Interest Coverage vs Consumer Packaged Goods Industry
For the Consumer Packaged Goods industry and Consumer Defensive sector, GRM Overseas's Interest Coverage distribution charts can be found below:
* The bar in red indicates where GRM Overseas's Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
GRM Overseas (BOM:531449) has a Interest Coverage of 3.98 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on GRM Overseas and its competitors. This is near median its historical median of 3.68. Over the past decade, GRM Overseas' Interest Coverage has ranged from 2.15 to 8.17. According to the industry distribution chart, GRM Overseas ranks #1043 out of 1516 companies in the Consumer Packaged Goods industry, placing it in the top 68.8%.
Is GRM Overseas' Interest Coverage too high?
GRM Overseas' current Interest Coverage of 3.98 is near median its 10-year median of 3.68. Over the past 10 years, this metric has ranged from a low of 2.15 to a high of 8.17. The Consumer Packaged Goods industry median Interest Coverage is 8.61. GRM Overseas' value of 3.98 is 53.7% below this industry median. Based on the distribution chart, GRM Overseas ranks #1043 out of 1516 companies in the Consumer Packaged Goods industry, which is below the industry midpoint. Overall, GRM Overseas has a GF Score™ of 65/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does GRM Overseas' Interest Coverage compare to KHC and GIS?
According to the Consumer Packaged Goods industry distribution chart, GRM Overseas ranks #1043 out of 1516 companies for Interest Coverage. This places GRM Overseas in the lower half of its industry. The industry median Interest Coverage is 8.61. GRM Overseas' value of 3.98 is 53.7% below this benchmark. Historically, GRM Overseas' own Interest Coverage has ranged from 2.15 to 8.17 over the past decade. While the company's 10-year median is 3.68 vs. the industry median of 8.61, GRM Overseas has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Consumer Packaged Goods company?
The median Interest Coverage among Consumer Packaged Goods companies is 8.61, based on 1,516 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. GRM Overseas's current Interest Coverage of 3.98 is 53.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on GRM Overseas and its competitors. For the Consumer Packaged Goods industry, the median Interest Coverage is 8.61 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. GRM Overseas's current Interest Coverage is 3.98, which is near median its own 10-year median of 3.68. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is GRM Overseas stock overvalued right now?
Based on GuruFocus' analysis, GRM Overseas (BOM:531449) is currently considered Fairly Valued. The stock's GF Value™ is ₹83.63, compared to a current price of ₹92.04 — trading 10.1% above its estimated fair value. The current Interest Coverage is 3.98, which is near median its 10-year median of 3.68 and 53.7% below the Consumer Packaged Goods industry median of 8.61. GRM Overseas' overall GF Score™ is 65/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For GRM Overseas (BOM:531449), the current Interest Coverage is 3.98 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is GRM Overseas (BOM:531449) Overvalued in 2026?
Based on GuruFocus' analysis, GRM Overseas stock appears to be overvalued.
The current stock price of ₹92.04 is trading 10.1% above its estimated GF Value™ of ₹83.63.
GuruFocus considers GRM Overseas to be Fairly Valued.
Key valuation signals for BOM:531449:
Interest Coverage: 3.98 (near median its 10-year median of 3.68)
GF Value™: ₹83.63 vs. price of ₹92.04 (10.1% above fair value)
Industry Position: 53.7% below the Consumer Packaged Goods median (#1043 of 1516)
No single metric tells the full story. See the BOM:531449 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
GRM Overseas Ltd is mainly engaged in the milling, processing, and marketing of branded/non-branded basmati rice in both domestic and overseas markets. Its product portfolio comprises steam rice, long grain rice, cream sella rice, spices (like red chilli powder, turmeric powder, etc.), classic atta, and biryani kit, among others. These products are sold under brands like 10X, Himalaya River, and Tanoush. It generates maximum revenue through rice exports. The company is predominantly engaged in multiple business segments of the food sector, including Food, which generates maximum revenue, Edible Oil, and Others. Geographically, it sells products in markets like the USA, Europe, Jordan, Iran, Turkey, Iraq, South Sudan, Maldives, India, and Indonesia.
65GF Score
Get the complete analysis for BOM:531449
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