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Agarwal IndustrialBOM:531921 -2.77%77 Interest Coverage is 3.74 as of Mar. 2026, which is 23% below its 10-year median of 4.88. GuruFocus rates BOM:531921 with a GF Score™ of 77/100 and a GF Value™ of ₹678.00 (Modestly Undervalued). The stock has 6 warning signs investors should review. Among 1,233 Chemicals companies, Agarwal Industrial ranks worse than 82.89% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. Agarwal Industrial's
Operating Income
for the
three
months ended in Mar. 2026 was ₹192 Mil. Agarwal Industrial's Interest Expense for the
three
months ended in Mar. 2026 was ₹-51 Mil.
Agarwal Industrial's interest coverage for the quarter that ended in Mar. 2026 was 3.74.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for Agarwal Industrial's Interest Coverage or its related term are showing as below:
BOM:531921'
s Interest Coverage Range Over the Past 10 Years
Min: 2.36 Med: 4.88 Max: 9.81
Current: 2.36
BOM:531921's Interest Coverage is ranked worse than 82.89% of 1233
companies
in the Chemicals industry
Industry Median: 10.21
vs BOM:531921: 2.36
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Agarwal Industrial Interest Coverage Related Terms
Agarwal Industrial Interest Coverage Historical Data
* Premium members only.
The historical data trend for Agarwal Industrial's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
BOM:531921 vs LIN, SHW, ECL: Interest Coverage Comparison
For the Specialty Chemicals subindustry, Agarwal Industrial's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Agarwal Industrial Interest Coverage vs Chemicals Industry
For the Chemicals industry and Basic Materials sector, Agarwal Industrial's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Agarwal Industrial's Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Agarwal Industrial (BOM:531921) has a Interest Coverage of 3.74 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Agarwal Industrial and its competitors. This is 23% below median its historical median of 4.88. Over the past decade, Agarwal Industrial's Interest Coverage has ranged from 2.36 to 9.81. According to the industry distribution chart, Agarwal Industrial ranks #1022 out of 1233 companies in the Chemicals industry, placing it in the top 82.9%.
Is Agarwal Industrial's Interest Coverage too high?
Agarwal Industrial's current Interest Coverage of 3.74 is 23% below median its 10-year median of 4.88. Over the past 10 years, this metric has ranged from a low of 2.36 to a high of 9.81. The Chemicals industry median Interest Coverage is 10.21. Agarwal Industrial's value of 3.74 is 63.4% below this industry median. Based on the distribution chart, Agarwal Industrial ranks #1022 out of 1233 companies in the Chemicals industry, which is in the bottom quartile relative to peers. Overall, Agarwal Industrial has a GF Score™ of 77/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Agarwal Industrial's Interest Coverage compare to LIN and SHW?
According to the Chemicals industry distribution chart, Agarwal Industrial ranks #1022 out of 1233 companies for Interest Coverage. This places Agarwal Industrial in the lower half of its industry. The industry median Interest Coverage is 10.21. Agarwal Industrial's value of 3.74 is 63.4% below this benchmark. Historically, Agarwal Industrial's own Interest Coverage has ranged from 2.36 to 9.81 over the past decade. While the company's 10-year median is 4.88 vs. the industry median of 10.21, Agarwal Industrial has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Chemicals company?
The median Interest Coverage among Chemicals companies is 10.21, based on 1,233 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Agarwal Industrial's current Interest Coverage of 3.74 is 63.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Agarwal Industrial and its competitors. For the Chemicals industry, the median Interest Coverage is 10.21 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Agarwal Industrial's current Interest Coverage is 3.74, which is 23% below median its own 10-year median of 4.88. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Agarwal Industrial stock overvalued right now?
Based on GuruFocus' analysis, Agarwal Industrial (BOM:531921) is currently considered Modestly Undervalued. The stock's GF Value™ is ₹678.00, compared to a current price of ₹496.05 — trading 26.8% below its estimated fair value. The current Interest Coverage is 3.74, which is 23% below median its 10-year median of 4.88 and 63.4% below the Chemicals industry median of 10.21. Agarwal Industrial's overall GF Score™ is 77/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Agarwal Industrial (BOM:531921), the current Interest Coverage is 3.74 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Agarwal Industrial (BOM:531921) Overvalued in 2026?
Based on GuruFocus' analysis, Agarwal Industrial stock appears to be undervalued.
The current stock price of ₹496.05 is trading 26.8% below its estimated GF Value™ of ₹678.00.
GuruFocus considers Agarwal Industrial to be Modestly Undervalued.
Key valuation signals for BOM:531921:
Interest Coverage: 3.74 (23% below median its 10-year median of 4.88)
GF Value™: ₹678.00 vs. price of ₹496.05 (26.8% below fair value)
Industry Position: 63.4% below the Chemicals median (#1022 of 1233)
No single metric tells the full story. See the BOM:531921 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Agarwal Industrial Corp Ltd is engaged in manufacturing and trading petrochemicals, Bitumen and Liquefied Petroleum Gas (LPG) logistics, and energy generation through windmills. The company's operating segment includes the Ancillary Infra - Bitumen & Allied products; Logistics and Windmill. It generates maximum revenue from the Ancillary Infra - Bitumen & Allied products segment, including Bituminous and Allied Products. The company's product categories include Paving Grade Bitumen; Industrial Grade Bitumen; Bitumen Emulsion for Road Construction; CRMB: Crumb Rubber Modified Bitumen; Polymer Modified bitumen (PMB); Byproducts/Waterproofing materials; and Bituminous Expansion Jointing Boards.
77GF Score
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