Brijlaxmi Leasing & Finance (BOM:532113) Interest Coverage: 1.35 (As of Mar. 2026) — 42% Below Median


BOM:532113 Brijlaxmi Leasing & Finance Ltd BOM:532113
44 GF Score
Price ₹9.01
GF Value ₹5.47
Valuation Significantly Overvalued
! 6 Warning Signs
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What is Brijlaxmi Leasing & Finance Interest Coverage?

Brijlaxmi Leasing & Finance BOM:532113 -9.08% 44 Interest Coverage is 1.35 as of Mar. 2026, which is 42% below its 10-year median of 2.34. GuruFocus rates BOM:532113 with a GF Score™ of 44/100 and a GF Value™ of ₹5.47 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 431 Capital Markets companies, Brijlaxmi Leasing & Finance ranks worse than 79.58% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Brijlaxmi Leasing & Finance's Operating Income for the three months ended in Mar. 2026 was ₹2.67 Mil. Brijlaxmi Leasing & Finance's Interest Expense for the three months ended in Mar. 2026 was ₹-1.98 Mil. Brijlaxmi Leasing & Finance's interest coverage for the quarter that ended in Mar. 2026 was 1.35. The higher the ratio, the stronger the company's financial strength is.

Warning Sign:

Ben Graham prefers companies' interest coverage to be at least 5. Brijlaxmi Leasing & Finance Ltd interest coverage is 2.34, which is low.

The historical rank and industry rank for Brijlaxmi Leasing & Finance's Interest Coverage or its related term are showing as below:

BOM:532113' s Interest Coverage Range Over the Past 10 Years
Min: 0.06   Med: 2.34   Max: 67
Current: 2.34


BOM:532113's Interest Coverage is ranked worse than
79.58% of 431 companies
in the Capital Markets industry
Industry Median: 20.17 vs BOM:532113: 2.34

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Brijlaxmi Leasing & Finance  (BOM:532113) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Brijlaxmi Leasing & Finance Interest Coverage Related Terms


Brijlaxmi Leasing & Finance Interest Coverage Historical Data

* Premium members only.

The historical data trend for Brijlaxmi Leasing & Finance's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Brijlaxmi Leasing & Finance Interest Coverage Chart

Brijlaxmi Leasing & Finance Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.06 1.66 2.34

Brijlaxmi Leasing & Finance Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 13.92 2.21 4.23 1.84 1.35

BOM:532113 vs MS, GS, SCHW: Interest Coverage Comparison

For the Capital Markets subindustry, Brijlaxmi Leasing & Finance's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Brijlaxmi Leasing & Finance Interest Coverage vs Capital Markets Industry

For the Capital Markets industry and Financial Services sector, Brijlaxmi Leasing & Finance's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Brijlaxmi Leasing & Finance's Interest Coverage falls into.


BOM:532113
44GF Score
Brijlaxmi Leasing & Finance Ltd BOM:532113
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Brijlaxmi Leasing & Finance Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Brijlaxmi Leasing & Finance's Interest Coverage for the fiscal year that ended in Mar. 2026 is calculated as

Here, for the fiscal year that ended in Mar. 2026, Brijlaxmi Leasing & Finance's Interest Expense was ₹-6.42 Mil. Its Operating Income was ₹15.02 Mil. And its Long-Term Debt & Capital Lease Obligation was ₹208.03 Mil.

Interest Coverage=-1* Operating Income (A: Mar. 2026 )/Interest Expense (A: Mar. 2026 )
=-1*15.022/-6.419
=2.34

Brijlaxmi Leasing & Finance's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the three months ended in Mar. 2026, Brijlaxmi Leasing & Finance's Interest Expense was ₹-1.98 Mil. Its Operating Income was ₹2.67 Mil. And its Long-Term Debt & Capital Lease Obligation was ₹208.03 Mil.

Interest Coverage=-1* Operating Income (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*2.672/-1.976
=1.35

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 1.35 mean?
Brijlaxmi Leasing & Finance (BOM:532113) has a Interest Coverage of 1.35 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Brijlaxmi Leasing & Finance and its competitors. This is 42% below median its historical median of 2.34. Over the past decade, Brijlaxmi Leasing & Finance's Interest Coverage has ranged from 0.06 to 67.00. According to the industry distribution chart, Brijlaxmi Leasing & Finance ranks #343 out of 431 companies in the Capital Markets industry, placing it in the top 79.6%.
Is Brijlaxmi Leasing & Finance's Interest Coverage too high?
Brijlaxmi Leasing & Finance's current Interest Coverage of 1.35 is 42% below median its 10-year median of 2.34. Over the past 10 years, this metric has ranged from a low of 0.06 to a high of 67.00. The Capital Markets industry median Interest Coverage is 20.17. Brijlaxmi Leasing & Finance's value of 1.35 is 93.3% below this industry median. Based on the distribution chart, Brijlaxmi Leasing & Finance ranks #343 out of 431 companies in the Capital Markets industry, which is in the bottom quartile relative to peers. Overall, Brijlaxmi Leasing & Finance has a GF Score™ of 44/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Brijlaxmi Leasing & Finance's Interest Coverage compare to MS and GS?
According to the Capital Markets industry distribution chart, Brijlaxmi Leasing & Finance ranks #343 out of 431 companies for Interest Coverage. This places Brijlaxmi Leasing & Finance in the lower half of its industry. The industry median Interest Coverage is 20.17. Brijlaxmi Leasing & Finance's value of 1.35 is 93.3% below this benchmark. Historically, Brijlaxmi Leasing & Finance's own Interest Coverage has ranged from 0.06 to 67.00 over the past decade. While the company's 10-year median is 2.34 vs. the industry median of 20.17, Brijlaxmi Leasing & Finance has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Capital Markets company?
The median Interest Coverage among Capital Markets companies is 20.17, based on 431 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Brijlaxmi Leasing & Finance's current Interest Coverage of 1.35 is 93.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Brijlaxmi Leasing & Finance and its competitors. For the Capital Markets industry, the median Interest Coverage is 20.17 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Brijlaxmi Leasing & Finance's current Interest Coverage is 1.35, which is 42% below median its own 10-year median of 2.34. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Brijlaxmi Leasing & Finance stock overvalued right now?
Based on GuruFocus' analysis, Brijlaxmi Leasing & Finance (BOM:532113) is currently considered Significantly Overvalued. The stock's GF Value™ is ₹5.47, compared to a current price of ₹9.01 — trading 64.7% above its estimated fair value. The current Interest Coverage is 1.35, which is 42% below median its 10-year median of 2.34 and 93.3% below the Capital Markets industry median of 20.17. Brijlaxmi Leasing & Finance's overall GF Score™ is 44/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Brijlaxmi Leasing & Finance (BOM:532113), the current Interest Coverage is 1.35 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Brijlaxmi Leasing & Finance (BOM:532113) Overvalued in 2026?

Based on GuruFocus' analysis, Brijlaxmi Leasing & Finance stock appears to be overvalued. The current stock price of ₹9.01 is trading 64.7% above its estimated GF Value™ of ₹5.47. GuruFocus considers Brijlaxmi Leasing & Finance to be Significantly Overvalued.

Key valuation signals for BOM:532113:

  • Interest Coverage: 1.35 (42% below median its 10-year median of 2.34)
  • GF Value™: ₹5.47 vs. price of ₹9.01 (64.7% above fair value)
  • GF Score™: 44/100 with 6 warning signs
  • Industry Position: 93.3% below the Capital Markets median (#343 of 431)

No single metric tells the full story. See the BOM:532113 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Brijlaxmi Leasing & Finance Business Description

Address Near Jetalpur Road, 24, Suwernapuri Society, Chikuwadi, Alkapuri, Vadodara, GJ, IND, 390007
Brijlaxmi Leasing & Finance Ltd is a non-banking financial company engaged in financing and investment activities. The Company's operations include providing financing, investing in shares, securities, commodities, and other capital market-related activities. It operates within the financial services segment and offers a range of services including leasing, working capital term loans, personal loans, and project loans.
44GF Score

Get the complete analysis for BOM:532113

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹9.01
Price
₹5.47
GF Value