Alldigi Tech (BOM:532633) Interest Coverage: 10.40 (As of Mar. 2026) — 53% Below Median


BOM:532633 Alldigi Tech Ltd BOM:532633
85 GF Score
Price ₹825.00
GF Value ₹1,035.26
Valuation Modestly Undervalued
! 2 Warning Signs
View Full Analysis

What is Alldigi Tech Interest Coverage?

Alldigi Tech BOM:532633 +0.88% 85 Interest Coverage is 10.40 as of Mar. 2026, which is 53% below its 10-year median of 22.16. GuruFocus rates BOM:532633 with a GF Score™ of 85/100 and a GF Value™ of ₹1,035.26 (Modestly Undervalued). The stock has 2 warning signs investors should review. Among 812 Business Services companies, Alldigi Tech ranks worse than 52.09% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Alldigi Tech's Operating Income for the three months ended in Mar. 2026 was ₹278 Mil. Alldigi Tech's Interest Expense for the three months ended in Mar. 2026 was ₹-27 Mil. Alldigi Tech's interest coverage for the quarter that ended in Mar. 2026 was 10.40. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Alldigi Tech's Interest Coverage or its related term are showing as below:

BOM:532633' s Interest Coverage Range Over the Past 10 Years
Min: 11.93   Med: 22.16   Max: 195.79
Current: 11.93


BOM:532633's Interest Coverage is ranked worse than
52.09% of 812 companies
in the Business Services industry
Industry Median: 12.98 vs BOM:532633: 11.93

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Alldigi Tech  (BOM:532633) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Alldigi Tech Interest Coverage Related Terms


Alldigi Tech Interest Coverage Historical Data

* Premium members only.

The historical data trend for Alldigi Tech's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Alldigi Tech Interest Coverage Chart

Alldigi Tech Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 27.40 16.46 19.02 18.94 11.93

Alldigi Tech Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 15.32 12.11 10.09 15.74 10.40

BOM:532633 vs CTAS, CPRT, ULS: Interest Coverage Comparison

For the Specialty Business Services subindustry, Alldigi Tech's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Alldigi Tech Interest Coverage vs Business Services Industry

For the Business Services industry and Industrials sector, Alldigi Tech's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Alldigi Tech's Interest Coverage falls into.


BOM:532633
85GF Score
Alldigi Tech Ltd BOM:532633
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Alldigi Tech Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Alldigi Tech's Interest Coverage for the fiscal year that ended in Mar. 2026 is calculated as

Here, for the fiscal year that ended in Mar. 2026, Alldigi Tech's Interest Expense was ₹-87 Mil. Its Operating Income was ₹1,036 Mil. And its Long-Term Debt & Capital Lease Obligation was ₹1,425 Mil.

Interest Coverage=-1* Operating Income (A: Mar. 2026 )/Interest Expense (A: Mar. 2026 )
=-1*1035.6/-86.8
=11.93

Alldigi Tech's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the three months ended in Mar. 2026, Alldigi Tech's Interest Expense was ₹-27 Mil. Its Operating Income was ₹278 Mil. And its Long-Term Debt & Capital Lease Obligation was ₹1,425 Mil.

Interest Coverage=-1* Operating Income (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*277.6/-26.7
=10.40

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 10.40 mean?
Alldigi Tech (BOM:532633) has a Interest Coverage of 10.40 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Alldigi Tech and its competitors. This is 53% below median its historical median of 22.16. Over the past decade, Alldigi Tech's Interest Coverage has ranged from 11.93 to 195.79. According to the industry distribution chart, Alldigi Tech ranks #423 out of 812 companies in the Business Services industry, placing it in the top 52.1%.
Is Alldigi Tech's Interest Coverage too high?
Alldigi Tech's current Interest Coverage of 10.40 is 53% below median its 10-year median of 22.16. Over the past 10 years, this metric has ranged from a low of 11.93 to a high of 195.79. The Business Services industry median Interest Coverage is 12.98. Alldigi Tech's value of 10.40 is 19.9% below this industry median. Based on the distribution chart, Alldigi Tech ranks #423 out of 812 companies in the Business Services industry, which is below the industry midpoint. Overall, Alldigi Tech has a GF Score™ of 85/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Alldigi Tech's Interest Coverage compare to CTAS and CPRT?
According to the Business Services industry distribution chart, Alldigi Tech ranks #423 out of 812 companies for Interest Coverage. This places Alldigi Tech in the lower half of its industry. The industry median Interest Coverage is 12.98. Alldigi Tech's value of 10.40 is 19.9% below this benchmark. Historically, Alldigi Tech's own Interest Coverage has ranged from 11.93 to 195.79 over the past decade. While the company's 10-year median is 22.16 vs. the industry median of 12.98, Alldigi Tech has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Business Services company?
The median Interest Coverage among Business Services companies is 12.98, based on 812 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Alldigi Tech's current Interest Coverage of 10.40 is 19.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Alldigi Tech and its competitors. For the Business Services industry, the median Interest Coverage is 12.98 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Alldigi Tech's current Interest Coverage is 10.40, which is 53% below median its own 10-year median of 22.16. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Alldigi Tech stock overvalued right now?
Based on GuruFocus' analysis, Alldigi Tech (BOM:532633) is currently considered Modestly Undervalued. The stock's GF Value™ is ₹1,035.26, compared to a current price of ₹825.00 — trading 20.3% below its estimated fair value. The current Interest Coverage is 10.40, which is 53% below median its 10-year median of 22.16 and 19.9% below the Business Services industry median of 12.98. Alldigi Tech's overall GF Score™ is 85/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Alldigi Tech (BOM:532633), the current Interest Coverage is 10.40 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Alldigi Tech (BOM:532633) Overvalued in 2026?

Based on GuruFocus' analysis, Alldigi Tech stock appears to be undervalued. The current stock price of ₹825.00 is trading 20.3% below its estimated GF Value™ of ₹1,035.26. GuruFocus considers Alldigi Tech to be Modestly Undervalued.

Key valuation signals for BOM:532633:

  • Interest Coverage: 10.40 (53% below median its 10-year median of 22.16)
  • GF Value™: ₹1,035.26 vs. price of ₹825.00 (20.3% below fair value)
  • GF Score™: 85/100 with 2 warning signs
  • Industry Position: 19.9% below the Business Services median (#423 of 812)

No single metric tells the full story. See the BOM:532633 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Alldigi Tech Business Description

Other Exchanges ALLDIGI:India
Address 46B, Velachery Main Road, Velachery, Chennai, TN, IND, 600 042
Alldigi Tech Ltd formerly Allsec Technologies Ltd Company operates two segments globally viz Human Resources Operation (HRO) covering HRMS, payroll services, time and attendance management and Digital Business Services (DBS) which encompasses generation, customer retention and relationship management comprising both voice and non-voice processes. The HRO services and DBS services are delivered from India and the subsidiary in Philippines. In India the DBS business supports both international (DBS International business) and domestic (DBS domestic business) customers and the HRO business supports both International and domestic customers.
85GF Score

Get the complete analysis for BOM:532633

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹825.00
Price
₹1,035.26
GF Value