Tribhovandas Bhimji Zaveri (BOM:534369) Interest Coverage: 6.56 (As of Mar. 2026) — 180% Above Median

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BOM:534369 Tribhovandas Bhimji Zaveri Ltd BOM:534369
81 GF Score
Price ₹225.00
GF Value ₹195.27
Valuation Modestly Overvalued
! 3 Warning Signs
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What is Tribhovandas Bhimji Zaveri Interest Coverage?

Tribhovandas Bhimji Zaveri BOM:534369 -1.68% 81 Interest Coverage is 6.56 as of Mar. 2026, which is 180% above its 10-year median of 2.34. GuruFocus rates BOM:534369 with a GF Score™ of 81/100 and a GF Value™ of ₹195.27 (Modestly Overvalued). The stock has 3 warning signs investors should review. Among 825 Retail - Cyclical companies, Tribhovandas Bhimji Zaveri ranks worse than 62.42% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Tribhovandas Bhimji Zaveri's Operating Income for the three months ended in Mar. 2026 was ₹1,043 Mil. Tribhovandas Bhimji Zaveri's Interest Expense for the three months ended in Mar. 2026 was ₹-159 Mil. Tribhovandas Bhimji Zaveri's interest coverage for the quarter that ended in Mar. 2026 was 6.56. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Tribhovandas Bhimji Zaveri's Interest Coverage or its related term are showing as below:

BOM:534369' s Interest Coverage Range Over the Past 10 Years
Min: 1.39   Med: 2.34   Max: 16.75
Current: 4.83


BOM:534369's Interest Coverage is ranked worse than
62.42% of 825 companies
in the Retail - Cyclical industry
Industry Median: 7.47 vs BOM:534369: 4.83

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Tribhovandas Bhimji Zaveri  (BOM:534369) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Tribhovandas Bhimji Zaveri Interest Coverage Related Terms


Tribhovandas Bhimji Zaveri Interest Coverage Historical Data

* Premium members only.

The historical data trend for Tribhovandas Bhimji Zaveri's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Tribhovandas Bhimji Zaveri Interest Coverage Chart

Tribhovandas Bhimji Zaveri Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.86 2.35 2.64 2.63 4.83

Tribhovandas Bhimji Zaveri Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.72 2.59 3.43 6.75 6.56

BOM:534369 vs TPR: Interest Coverage Comparison

For the Luxury Goods subindustry, Tribhovandas Bhimji Zaveri's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Tribhovandas Bhimji Zaveri Interest Coverage vs Retail - Cyclical Industry

For the Retail - Cyclical industry and Consumer Cyclical sector, Tribhovandas Bhimji Zaveri's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Tribhovandas Bhimji Zaveri's Interest Coverage falls into.


BOM:534369
81GF Score
Tribhovandas Bhimji Zaveri Ltd BOM:534369
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Tribhovandas Bhimji Zaveri Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Tribhovandas Bhimji Zaveri's Interest Coverage for the fiscal year that ended in Mar. 2026 is calculated as

Here, for the fiscal year that ended in Mar. 2026, Tribhovandas Bhimji Zaveri's Interest Expense was ₹-686 Mil. Its Operating Income was ₹3,315 Mil. And its Long-Term Debt & Capital Lease Obligation was ₹862 Mil.

Interest Coverage=-1* Operating Income (A: Mar. 2026 )/Interest Expense (A: Mar. 2026 )
=-1*3315.204/-685.673
=4.83

Tribhovandas Bhimji Zaveri's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the three months ended in Mar. 2026, Tribhovandas Bhimji Zaveri's Interest Expense was ₹-159 Mil. Its Operating Income was ₹1,043 Mil. And its Long-Term Debt & Capital Lease Obligation was ₹862 Mil.

Interest Coverage=-1* Operating Income (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*1043.153/-159.073
=6.56

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 6.56 mean?
Tribhovandas Bhimji Zaveri (BOM:534369) has a Interest Coverage of 6.56 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Tribhovandas Bhimji Zaveri and its competitors. This is 180% above median its historical median of 2.34. Over the past decade, Tribhovandas Bhimji Zaveri's Interest Coverage has ranged from 1.39 to 16.75. According to the industry distribution chart, Tribhovandas Bhimji Zaveri ranks #515 out of 825 companies in the Retail - Cyclical industry, placing it in the top 62.4%.
Is Tribhovandas Bhimji Zaveri's Interest Coverage too high?
Tribhovandas Bhimji Zaveri's current Interest Coverage of 6.56 is 180% above median its 10-year median of 2.34. Over the past 10 years, this metric has ranged from a low of 1.39 to a high of 16.75. The Retail - Cyclical industry median Interest Coverage is 7.47. Tribhovandas Bhimji Zaveri's value of 6.56 is 12.2% below this industry median. Based on the distribution chart, Tribhovandas Bhimji Zaveri ranks #515 out of 825 companies in the Retail - Cyclical industry, which is below the industry midpoint. Overall, Tribhovandas Bhimji Zaveri has a GF Score™ of 81/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Tribhovandas Bhimji Zaveri's Interest Coverage compare to TPR?
According to the Retail - Cyclical industry distribution chart, Tribhovandas Bhimji Zaveri ranks #515 out of 825 companies for Interest Coverage. This places Tribhovandas Bhimji Zaveri in the lower half of its industry. The industry median Interest Coverage is 7.47. Tribhovandas Bhimji Zaveri's value of 6.56 is 12.2% below this benchmark. Historically, Tribhovandas Bhimji Zaveri's own Interest Coverage has ranged from 1.39 to 16.75 over the past decade. While the company's 10-year median is 2.34 vs. the industry median of 7.47, Tribhovandas Bhimji Zaveri has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Retail - Cyclical company?
The median Interest Coverage among Retail - Cyclical companies is 7.47, based on 825 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Tribhovandas Bhimji Zaveri's current Interest Coverage of 6.56 is 12.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Tribhovandas Bhimji Zaveri and its competitors. For the Retail - Cyclical industry, the median Interest Coverage is 7.47 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Tribhovandas Bhimji Zaveri's current Interest Coverage is 6.56, which is 180% above median its own 10-year median of 2.34. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Tribhovandas Bhimji Zaveri stock overvalued right now?
Based on GuruFocus' analysis, Tribhovandas Bhimji Zaveri (BOM:534369) is currently considered Modestly Overvalued. The stock's GF Value™ is ₹195.27, compared to a current price of ₹225.00 — trading 15.2% above its estimated fair value. The current Interest Coverage is 6.56, which is 180% above median its 10-year median of 2.34 and 12.2% below the Retail - Cyclical industry median of 7.47. Tribhovandas Bhimji Zaveri's overall GF Score™ is 81/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Tribhovandas Bhimji Zaveri (BOM:534369), the current Interest Coverage is 6.56 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Tribhovandas Bhimji Zaveri (BOM:534369) Overvalued in 2026?

Based on GuruFocus' analysis, Tribhovandas Bhimji Zaveri stock appears to be overvalued. The current stock price of ₹225.00 is trading 15.2% above its estimated GF Value™ of ₹195.27. GuruFocus considers Tribhovandas Bhimji Zaveri to be Modestly Overvalued.

Key valuation signals for BOM:534369:

  • Interest Coverage: 6.56 (180% above median its 10-year median of 2.34)
  • GF Value™: ₹195.27 vs. price of ₹225.00 (15.2% above fair value)
  • GF Score™: 81/100 with 3 warning signs
  • Industry Position: 12.2% below the Retail - Cyclical median (#515 of 825)

No single metric tells the full story. See the BOM:534369 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Tribhovandas Bhimji Zaveri Business Description

Other Exchanges TBZ:India
Address Free Press Journal Road, 1106 to 1121, 11th Floor, West Wing, Tulsiani Chambers, 212, Backbay Reclamation, Nariman Point, Mumbai, MH, IND, 400021
Tribhovandas Bhimji Zaveri Ltd is an Indian company engaged in manufacturing/trading, and selling jewellery. Its product category is Gold, Diamond, Jadau, and Platinum Jewellery. Its product portfolio comprises rings, earrings, necklaces, mangalsutra, pendants, bangles, bracelets, and coins, among others. The company provides jewellery for various occasions, including weddings, festivals, everyday wear, and contemporary and traditional wear. Its business activity falls within a single primary business segment of Jewellery and one reportable geographical segment, which is within India.
81GF Score

Get the complete analysis for BOM:534369

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹225.00
Price
₹195.27
GF Value