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Purshottam InvestofinBOM:538647 -3.97%39 Interest Coverage is 5.18 as of Jun. 2026, which is 94% below its 10-year median of 80.60. GuruFocus rates BOM:538647 with a GF Score™ of 39/100 and a GF Value™ of ₹18.51 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 431 Capital Markets companies, Purshottam Investofin ranks worse than 90.49% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. Purshottam Investofin's
Operating Income
for the
three
months ended in Jun. 2026 was ₹68.57 Mil. Purshottam Investofin's Interest Expense for the
three
months ended in Jun. 2026 was ₹-13.25 Mil.
Purshottam Investofin's interest coverage for the quarter that ended in Jun. 2026 was 5.18.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for Purshottam Investofin's Interest Coverage or its related term are showing as below:
BOM:538647'
s Interest Coverage Range Over the Past 10 Years
Min: 0.88 Med: 80.6 Max: 3984
Current: 1.27
BOM:538647's Interest Coverage is ranked worse than 90.49% of 431
companies
in the Capital Markets industry
Industry Median: 18.56
vs BOM:538647: 1.27
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Purshottam Investofin Interest Coverage Related Terms
Purshottam Investofin Interest Coverage Historical Data
* Premium members only.
The historical data trend for Purshottam Investofin's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
BOM:538647 vs MS, GS, SCHW: Interest Coverage Comparison
For the Capital Markets subindustry, Purshottam Investofin's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Purshottam Investofin Interest Coverage vs Capital Markets Industry
For the Capital Markets industry and Financial Services sector, Purshottam Investofin's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Purshottam Investofin's Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Purshottam Investofin (BOM:538647) has a Interest Coverage of 5.18 as of Jun. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Purshottam Investofin and its competitors. This is 94% below median its historical median of 80.60. Over the past decade, Purshottam Investofin's Interest Coverage has ranged from 0.88 to 3,984.00. According to the industry distribution chart, Purshottam Investofin ranks #390 out of 431 companies in the Capital Markets industry, placing it in the top 90.5%.
Is Purshottam Investofin's Interest Coverage too high?
Purshottam Investofin's current Interest Coverage of 5.18 is 94% below median its 10-year median of 80.60. Over the past 10 years, this metric has ranged from a low of 0.88 to a high of 3,984.00. The Capital Markets industry median Interest Coverage is 18.56. Purshottam Investofin's value of 5.18 is 72.1% below this industry median. Based on the distribution chart, Purshottam Investofin ranks #390 out of 431 companies in the Capital Markets industry, which is in the bottom quartile relative to peers. Overall, Purshottam Investofin has a GF Score™ of 39/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Purshottam Investofin's Interest Coverage compare to MS and GS?
According to the Capital Markets industry distribution chart, Purshottam Investofin ranks #390 out of 431 companies for Interest Coverage. This places Purshottam Investofin in the lower half of its industry. The industry median Interest Coverage is 18.56. Purshottam Investofin's value of 5.18 is 72.1% below this benchmark. Historically, Purshottam Investofin's own Interest Coverage has ranged from 0.88 to 3,984.00 over the past decade. While the company's 10-year median is 80.60 vs. the industry median of 18.56, Purshottam Investofin has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Capital Markets company?
The median Interest Coverage among Capital Markets companies is 18.56, based on 431 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Purshottam Investofin's current Interest Coverage of 5.18 is 72.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Purshottam Investofin and its competitors. For the Capital Markets industry, the median Interest Coverage is 18.56 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Purshottam Investofin's current Interest Coverage is 5.18, which is 94% below median its own 10-year median of 80.60. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Purshottam Investofin stock overvalued right now?
Based on GuruFocus' analysis, Purshottam Investofin (BOM:538647) is currently considered Significantly Overvalued. The stock's GF Value™ is ₹18.51, compared to a current price of ₹33.61 — trading 81.6% above its estimated fair value. The current Interest Coverage is 5.18, which is 94% below median its 10-year median of 80.60 and 72.1% below the Capital Markets industry median of 18.56. Purshottam Investofin's overall GF Score™ is 39/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Purshottam Investofin (BOM:538647), the current Interest Coverage is 5.18 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Purshottam Investofin (BOM:538647) Overvalued in 2026?
Based on GuruFocus' analysis, Purshottam Investofin stock appears to be overvalued.
The current stock price of ₹33.61 is trading 81.6% above its estimated GF Value™ of ₹18.51.
GuruFocus considers Purshottam Investofin to be Significantly Overvalued.
Key valuation signals for BOM:538647:
Interest Coverage: 5.18 (94% below median its 10-year median of 80.60)
GF Value™: ₹18.51 vs. price of ₹33.61 (81.6% above fair value)
Industry Position: 72.1% below the Capital Markets median (#390 of 431)
No single metric tells the full story. See the BOM:538647 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Purshottam Investofin Ltd is an Indian non-banking finance company. It is engaged in the business of trading in securities and providing loans to micro, small, and medium enterprises, and individuals with proprietary businesses. The company also offers advisory services. The majority of its revenue is generated in the form of interest income.
39GF Score
Get the complete analysis for BOM:538647
Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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