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Uday Jewellery IndustriesBOM:539518 +1.40%79 Interest Coverage is 4.39 as of Mar. 2026, which is 37% below its 10-year median of 6.93. GuruFocus rates BOM:539518 with a GF Score™ of 79/100 and a GF Value™ of ₹352.80 (Possible Value Trap). The stock has 3 warning signs investors should review. Among 839 Retail - Cyclical companies, Uday Jewellery Industries ranks worse than 53.16% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. Uday Jewellery Industries's
Operating Income
for the
three
months ended in Mar. 2026 was ₹144 Mil. Uday Jewellery Industries's Interest Expense for the
three
months ended in Mar. 2026 was ₹-33 Mil.
Uday Jewellery Industries's interest coverage for the quarter that ended in Mar. 2026 was 4.39.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for Uday Jewellery Industries's Interest Coverage or its related term are showing as below:
BOM:539518'
s Interest Coverage Range Over the Past 10 Years
Min: 3.03 Med: 6.93 Max: 12.4
Current: 6.52
BOM:539518's Interest Coverage is ranked worse than 53.16% of 839
companies
in the Retail - Cyclical industry
Industry Median: 7.45
vs BOM:539518: 6.52
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Uday Jewellery Industries Interest Coverage Related Terms
Uday Jewellery Industries Interest Coverage Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
For the Luxury Goods subindustry, Uday Jewellery Industries's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Uday Jewellery Industries Interest Coverage vs Retail - Cyclical Industry
For the Retail - Cyclical industry and Consumer Cyclical sector, Uday Jewellery Industries's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Uday Jewellery Industries's Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Uday Jewellery Industries (BOM:539518) has a Interest Coverage of 4.39 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Uday Jewellery Industries and its competitors. This is 37% below median its historical median of 6.93. Over the past decade, Uday Jewellery Industries' Interest Coverage has ranged from 3.03 to 12.40. According to the industry distribution chart, Uday Jewellery Industries ranks #446 out of 839 companies in the Retail - Cyclical industry, placing it in the top 53.2%.
Is Uday Jewellery Industries' Interest Coverage too high?
Uday Jewellery Industries' current Interest Coverage of 4.39 is 37% below median its 10-year median of 6.93. Over the past 10 years, this metric has ranged from a low of 3.03 to a high of 12.40. The Retail - Cyclical industry median Interest Coverage is 7.45. Uday Jewellery Industries' value of 4.39 is 41.1% below this industry median. Based on the distribution chart, Uday Jewellery Industries ranks #446 out of 839 companies in the Retail - Cyclical industry, which is below the industry midpoint. Overall, Uday Jewellery Industries has a GF Score™ of 79/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Uday Jewellery Industries' Interest Coverage compare to TPR?
According to the Retail - Cyclical industry distribution chart, Uday Jewellery Industries ranks #446 out of 839 companies for Interest Coverage. This places Uday Jewellery Industries in the lower half of its industry. The industry median Interest Coverage is 7.45. Uday Jewellery Industries' value of 4.39 is 41.1% below this benchmark. Historically, Uday Jewellery Industries' own Interest Coverage has ranged from 3.03 to 12.40 over the past decade. While the company's 10-year median is 6.93 vs. the industry median of 7.45, Uday Jewellery Industries has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Retail - Cyclical company?
The median Interest Coverage among Retail - Cyclical companies is 7.45, based on 839 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Uday Jewellery Industries's current Interest Coverage of 4.39 is 41.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Uday Jewellery Industries and its competitors. For the Retail - Cyclical industry, the median Interest Coverage is 7.45 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Uday Jewellery Industries's current Interest Coverage is 4.39, which is 37% below median its own 10-year median of 6.93. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Uday Jewellery Industries stock overvalued right now?
Based on GuruFocus' analysis, Uday Jewellery Industries (BOM:539518) is currently considered Possible Value Trap. The stock's GF Value™ is ₹352.80, compared to a current price of ₹140.90 — trading 60.1% below its estimated fair value. The current Interest Coverage is 4.39, which is 37% below median its 10-year median of 6.93 and 41.1% below the Retail - Cyclical industry median of 7.45. Uday Jewellery Industries' overall GF Score™ is 79/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Uday Jewellery Industries (BOM:539518), the current Interest Coverage is 4.39 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Uday Jewellery Industries (BOM:539518) Overvalued in 2026?
Based on GuruFocus' analysis, Uday Jewellery Industries stock appears to be undervalued.
The current stock price of ₹140.90 is trading 60.1% below its estimated GF Value™ of ₹352.80.
GuruFocus considers Uday Jewellery Industries to be Possible Value Trap.
Key valuation signals for BOM:539518:
Interest Coverage: 4.39 (37% below median its 10-year median of 6.93)
GF Value™: ₹352.80 vs. price of ₹140.90 (60.1% below fair value)
Industry Position: 41.1% below the Retail - Cyclical median (#446 of 839)
No single metric tells the full story. See the BOM:539518 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Uday Jewellery Industries Ltd is a wholesaler of CZ and colour gemstone-studded jewellery. The company manufactures and trades in gold, gems, and studded jewellery. It manufactures products of white gold jewellery studded with precious stones using various themes that include Aira concept jewellery using a variety of coloured gemstones, and Twenty-One-carat gold jewellery for export. The company derives the majority of its revenue from the sale and export of its studded jewellery collections.
79GF Score
Get the complete analysis for BOM:539518
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