RSD Finance (BOM:539875) Interest Coverage: 0 (At Loss) (As of Mar. 2026)

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BOM:539875 RSD Finance Ltd BOM:539875
67 GF Score
Price ₹80.00
GF Value ₹46.65
Valuation Significantly Overvalued
! 4 Warning Signs
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What is RSD Finance Interest Coverage?

RSD Finance BOM:539875 67 Interest Coverage is 0 (At Loss) as of Mar. 2026. GuruFocus rates BOM:539875 with a GF Score™ of 67/100 and a GF Value™ of ₹46.65 (Significantly Overvalued). The stock has 4 warning signs investors should review. Among 483 Asset Management companies, RSD Finance ranks better than 61.9% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. RSD Finance's Operating Income for the three months ended in Mar. 2026 was ₹-8.6 Mil. RSD Finance's Interest Expense for the three months ended in Mar. 2026 was ₹-0.3 Mil. did not have earnings to cover the interest expense. The higher the ratio, the stronger the company's financial strength is.

Good Sign:

Ben Graham prefers companies' interest coverage to be at least 5. RSD Finance Ltd has enough cash to cover all of its debt. Its financial situation is stable.

The historical rank and industry rank for RSD Finance's Interest Coverage or its related term are showing as below:

BOM:539875' s Interest Coverage Range Over the Past 10 Years
Min: 2.97   Med: 6.87   Max: 239.86
Current: 239.86


BOM:539875's Interest Coverage is ranked better than
61.9% of 483 companies
in the Asset Management industry
Industry Median: 45.22 vs BOM:539875: 239.86

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


RSD Finance  (BOM:539875) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


RSD Finance Interest Coverage Related Terms


RSD Finance Interest Coverage Historical Data

* Premium members only.

The historical data trend for RSD Finance's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

RSD Finance Interest Coverage Chart

RSD Finance Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 11.61 5.68 7.60 6.68 239.86

RSD Finance Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.62 832.88 252.44 333.51 0.00

BOM:539875 vs BLK, BX, KKR: Interest Coverage Comparison

For the Asset Management subindustry, RSD Finance's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


RSD Finance Interest Coverage vs Asset Management Industry

For the Asset Management industry and Financial Services sector, RSD Finance's Interest Coverage distribution charts can be found below:

* The bar in red indicates where RSD Finance's Interest Coverage falls into.


BOM:539875
67GF Score
RSD Finance Ltd BOM:539875
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

RSD Finance Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

RSD Finance's Interest Coverage for the fiscal year that ended in Mar. 2026 is calculated as

Here, for the fiscal year that ended in Mar. 2026, RSD Finance's Interest Expense was ₹-0.8 Mil. Its Operating Income was ₹183.0 Mil. And its Long-Term Debt & Capital Lease Obligation was ₹22.7 Mil.

Interest Coverage=-1* Operating Income (A: Mar. 2026 )/Interest Expense (A: Mar. 2026 )
=-1*183.013/-0.763
=239.86

RSD Finance's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the three months ended in Mar. 2026, RSD Finance's Interest Expense was ₹-0.3 Mil. Its Operating Income was ₹-8.6 Mil. And its Long-Term Debt & Capital Lease Obligation was ₹22.7 Mil.

RSD Finance did not have earnings to cover the interest expense.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 0 (At Loss) mean?
RSD Finance (BOM:539875) has a Interest Coverage of 0 (At Loss) as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on RSD Finance and its competitors. Over the past decade, RSD Finance's Interest Coverage has ranged from 2.97 to 239.86. According to the industry distribution chart, RSD Finance ranks #184 out of 483 companies in the Asset Management industry, placing it in the top 38.1%.
Is RSD Finance's Interest Coverage too high?
RSD Finance's current Interest Coverage is 0 (At Loss). Over the past 10 years, this metric has ranged from a low of 2.97 to a high of 239.86. Based on the distribution chart, RSD Finance ranks #184 out of 483 companies in the Asset Management industry, which is above the industry midpoint. Overall, RSD Finance has a GF Score™ of 67/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does RSD Finance's Interest Coverage compare to BLK and BX?
According to the Asset Management industry distribution chart, RSD Finance ranks #184 out of 483 companies for Interest Coverage. This puts RSD Finance in the upper half of its industry. The industry median Interest Coverage is 45.22. Historically, RSD Finance's own Interest Coverage has ranged from 2.97 to 239.86 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for an Asset Management company?
The median Interest Coverage among Asset Management companies is 45.22, based on 483 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on RSD Finance and its competitors. For the Asset Management industry, the median Interest Coverage is 45.22 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. RSD Finance's current Interest Coverage is 0 (At Loss). However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is RSD Finance stock overvalued right now?
Based on GuruFocus' analysis, RSD Finance (BOM:539875) is currently considered Significantly Overvalued. The stock's GF Value™ is ₹46.65, compared to a current price of ₹80.00 — trading 71.5% above its estimated fair value. The current Interest Coverage is 0 (At Loss). RSD Finance's overall GF Score™ is 67/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For RSD Finance (BOM:539875), the current Interest Coverage is 0 (At Loss) as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is RSD Finance (BOM:539875) Overvalued in 2026?

Based on GuruFocus' analysis, RSD Finance stock appears to be overvalued. The current stock price of ₹80.00 is trading 71.5% above its estimated GF Value™ of ₹46.65. GuruFocus considers RSD Finance to be Significantly Overvalued.

Key valuation signals for BOM:539875:

  • Interest Coverage: 0 (At Loss)
  • GF Value™: ₹46.65 vs. price of ₹80.00 (71.5% above fair value)
  • GF Score™: 67/100 with 4 warning signs

No single metric tells the full story. See the BOM:539875 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


RSD Finance Business Description

Address Ramdas Bhatta, Bistupur, Holding No - 4, The Alcor Hotel, Purbi Singhbhum, Jamshedpur, JH, IND, 831001
RSD Finance Ltd is an India-based company non-banking financial company that invests in the capital market as well as in the money market. The company also provides Job Work services. It operates only in India. The segments of the group are the Investment & Finance segment and Job Work segment, of which key revenue is derived from the Investment & Finance segment.
67GF Score

Get the complete analysis for BOM:539875

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹80.00
Price
₹46.65
GF Value