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Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. Shanti Educational Initiatives's
Operating Income
for the
three
months ended in Mar. 2026 was ₹4.6 Mil. Shanti Educational Initiatives's Interest Expense for the
three
months ended in Mar. 2026 was ₹-2.5 Mil.
Shanti Educational Initiatives's interest coverage for the quarter that ended in Mar. 2026 was 1.86.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for Shanti Educational Initiatives's Interest Coverage or its related term are showing as below:
BOM:539921'
s Interest Coverage Range Over the Past 10 Years
Min: 0.62 Med: 7.29 Max: 638.05
Current: 7.29
BOM:539921's Interest Coverage is ranked worse than 65.46% of 194
companies
in the Education industry
Industry Median: 13.1
vs BOM:539921: 7.29
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Shanti Educational Initiatives Interest Coverage Related Terms
Shanti Educational Initiatives Interest Coverage Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
BOM:539921 vs EDU, TAL, LAUR: Interest Coverage Comparison
For the Education & Training Services subindustry, Shanti Educational Initiatives's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Shanti Educational Initiatives Interest Coverage vs Education Industry
For the Education industry and Consumer Defensive sector, Shanti Educational Initiatives's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Shanti Educational Initiatives's Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Shanti Educational Initiatives (BOM:539921) has a Interest Coverage of 1.86 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Shanti Educational Initiatives and its competitors. This is 74% below median its historical median of 7.29. Over the past decade, Shanti Educational Initiatives' Interest Coverage has ranged from 0.62 to 638.05. According to the industry distribution chart, Shanti Educational Initiatives ranks #127 out of 194 companies in the Education industry, placing it in the top 65.5%.
Is Shanti Educational Initiatives' Interest Coverage too high?
Shanti Educational Initiatives' current Interest Coverage of 1.86 is 74% below median its 10-year median of 7.29. Over the past 10 years, this metric has ranged from a low of 0.62 to a high of 638.05. The Education industry median Interest Coverage is 13.10. Shanti Educational Initiatives' value of 1.86 is 85.8% below this industry median. Based on the distribution chart, Shanti Educational Initiatives ranks #127 out of 194 companies in the Education industry, which is below the industry midpoint. Overall, Shanti Educational Initiatives has a GF Score™ of 82/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Shanti Educational Initiatives' Interest Coverage compare to EDU and TAL?
According to the Education industry distribution chart, Shanti Educational Initiatives ranks #127 out of 194 companies for Interest Coverage. This places Shanti Educational Initiatives in the lower half of its industry. The industry median Interest Coverage is 13.10. Shanti Educational Initiatives' value of 1.86 is 85.8% below this benchmark. Historically, Shanti Educational Initiatives' own Interest Coverage has ranged from 0.62 to 638.05 over the past decade. While the company's 10-year median is 7.29 vs. the industry median of 13.10, Shanti Educational Initiatives has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for an Education company?
The median Interest Coverage among Education companies is 13.10, based on 194 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Shanti Educational Initiatives's current Interest Coverage of 1.86 is 85.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Shanti Educational Initiatives and its competitors. For the Education industry, the median Interest Coverage is 13.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Shanti Educational Initiatives's current Interest Coverage is 1.86, which is 74% below median its own 10-year median of 7.29. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Shanti Educational Initiatives stock overvalued right now?
Based on GuruFocus' analysis, Shanti Educational Initiatives (BOM:539921) is currently considered Modestly Undervalued. The stock's GF Value™ is ₹298.47, compared to a current price of ₹211.75 — trading 29.1% below its estimated fair value. The current Interest Coverage is 1.86, which is 74% below median its 10-year median of 7.29 and 85.8% below the Education industry median of 13.10. Shanti Educational Initiatives' overall GF Score™ is 82/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Shanti Educational Initiatives (BOM:539921), the current Interest Coverage is 1.86 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Shanti Educational Initiatives (BOM:539921) Overvalued in 2026?
Based on GuruFocus' analysis, Shanti Educational Initiatives stock appears to be undervalued.
The current stock price of ₹211.75 is trading 29.1% below its estimated GF Value™ of ₹298.47.
GuruFocus considers Shanti Educational Initiatives to be Modestly Undervalued.
Key valuation signals for BOM:539921:
Interest Coverage: 1.86 (74% below median its 10-year median of 7.29)
GF Value™: ₹298.47 vs. price of ₹211.75 (29.1% below fair value)
Industry Position: 85.8% below the Education median (#127 of 194)
No single metric tells the full story. See the BOM:539921 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Shanti Educational Initiatives Business Description
Shanti Educational Initiatives Ltd is a school management solutions provider and education company. Its educational units include Shanti Asiatic schools, Shanti juniors, Shanti hopskotch, and Shanti business schools. The company services include infrastructure setup support, campus layout plan, building school governance manuals, complete administration of the school, marketing and branding, manpower mapping and resource planning, budgeting, and business and financial models. Its revenue comes from the sale of Services, Training Income, Education Services, and Franchisee Income.
82GF Score
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