Ladam Affordable Housing (BOM:540026) Interest Coverage: No Debt (1) (As of Jun. 2026) — 68% Below Median

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BOM:540026 Ladam Affordable Housing Ltd BOM:540026
31 GF Score
Price ₹6.89
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What is Ladam Affordable Housing Interest Coverage?

Ladam Affordable Housing BOM:540026 -0.86% 31 Interest Coverage is No Debt (1) as of Jun. 2026, which is 100% below its 10-year median of 3.17. GuruFocus rates BOM:540026 with a GF Score™ of 31/100. The stock has 1 warning sign investors should review. Among 1,308 Real Estate companies, Ladam Affordable Housing ranks worse than 76452.52% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Ladam Affordable Housing's Operating Income for the three months ended in Jun. 2026 was ₹-1.22 Mil. Ladam Affordable Housing's Interest Expense for the three months ended in Jun. 2026 was ₹0.00 Mil. Ladam Affordable Housing has no debt. The higher the ratio, the stronger the company's financial strength is.

(1) Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

The historical rank and industry rank for Ladam Affordable Housing's Interest Coverage or its related term are showing as below:


BOM:540026's Interest Coverage is not ranked *
in the Real Estate industry.
Industry Median: 4.26
* Ranked among companies with meaningful Interest Coverage only.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Ladam Affordable Housing  (BOM:540026) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Ladam Affordable Housing Interest Coverage Related Terms


Ladam Affordable Housing Interest Coverage Historical Data

* Premium members only.

The historical data trend for Ladam Affordable Housing's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Ladam Affordable Housing Interest Coverage Chart

Ladam Affordable Housing Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.95 0.00 0.00 0.00 0.00

Ladam Affordable Housing Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only No Debt N/A No Debt N/A No Debt

Ladam Affordable Housing Interest Coverage Competitor Comparison

For the Real Estate - Development subindustry, Ladam Affordable Housing's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Ladam Affordable Housing Interest Coverage vs Real Estate Industry

For the Real Estate industry and Real Estate sector, Ladam Affordable Housing's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Ladam Affordable Housing's Interest Coverage falls into.


BOM:540026
31GF Score
Ladam Affordable Housing Ltd BOM:540026
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
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Ladam Affordable Housing Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Ladam Affordable Housing's Interest Coverage for the fiscal year that ended in Mar. 2026 is calculated as

Here, for the fiscal year that ended in Mar. 2026, Ladam Affordable Housing's Interest Expense was ₹-0.00 Mil. Its Operating Income was ₹-4.24 Mil. And its Long-Term Debt & Capital Lease Obligation was ₹0.78 Mil.

Ladam Affordable Housing did not have earnings to cover the interest expense.

Ladam Affordable Housing's Interest Coverage for the quarter that ended in Jun. 2026 is calculated as

Here, for the three months ended in Jun. 2026, Ladam Affordable Housing's Interest Expense was ₹0.00 Mil. Its Operating Income was ₹-1.22 Mil. And its Long-Term Debt & Capital Lease Obligation was ₹0.00 Mil.

Ladam Affordable Housing had no debt (1).

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of No Debt <sup>(1)</sup> mean?
Ladam Affordable Housing (BOM:540026) has a Interest Coverage of No Debt (1) as of Jun. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Ladam Affordable Housing and its competitors. This is 68% below median its historical median of 3.17. Over the past decade, Ladam Affordable Housing's Interest Coverage has ranged from 0.35 to 5.36. According to the industry distribution chart, Ladam Affordable Housing ranks #999999 out of 1308 companies in the Real Estate industry.
Is Ladam Affordable Housing's Interest Coverage too high?
Ladam Affordable Housing's current Interest Coverage of No Debt (1) is 68% below median its 10-year median of 3.17. Over the past 10 years, this metric has ranged from a low of 0.35 to a high of 5.36. Based on the distribution chart, Ladam Affordable Housing ranks #999999 out of 1308 companies in the Real Estate industry, which is in the bottom quartile relative to peers. Overall, Ladam Affordable Housing has a GF Score™ of 31/100, reflecting its overall financial health beyond just this single metric.
How does Ladam Affordable Housing's Interest Coverage compare to competitors?
According to the Real Estate industry distribution chart, Ladam Affordable Housing ranks #999999 out of 1308 companies for Interest Coverage. This places Ladam Affordable Housing in the lower half of its industry. The industry median Interest Coverage is 4.26. Historically, Ladam Affordable Housing's own Interest Coverage has ranged from 0.35 to 5.36 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Real Estate company?
The median Interest Coverage among Real Estate companies is 4.26, based on 1,308 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Ladam Affordable Housing and its competitors. For the Real Estate industry, the median Interest Coverage is 4.26 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Ladam Affordable Housing's current Interest Coverage is No Debt (1), which is 68% below median its own 10-year median of 3.17. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ladam Affordable Housing stock overvalued right now?
Ladam Affordable Housing (BOM:540026) has a current Interest Coverage of No Debt (1). The current Interest Coverage is No Debt (1), which is 68% below median its 10-year median of 3.17. Ladam Affordable Housing's overall GF Score™ is 31/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Ladam Affordable Housing (BOM:540026), the current Interest Coverage is No Debt (1) as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Ladam Affordable Housing Business Description

Address Road No. 28, Opposite ITI, Wagle Industrial Estate, Thane (West), Plot No., C-33, Mumbai, MH, IND, 400604
Ladam Affordable Housing Ltd is a real estate development and management company. The company focuses on the construction of housing project considering affordable housing project scheme.
31GF Score

Get the complete analysis for BOM:540026

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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