Billwin Industries (BOM:543209) Interest Coverage: 3.69 (As of Mar. 2026) — 33% Below Median


BOM:543209 Billwin Industries Ltd BOM:543209
83 GF Score
Price ₹21.95
GF Value ₹42.01
Valuation Possible Value Trap
! 6 Warning Signs
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What is Billwin Industries Interest Coverage?

Billwin Industries BOM:543209 83 Interest Coverage is 3.69 as of Mar. 2026, which is 33% below its 10-year median of 5.52. GuruFocus rates BOM:543209 with a GF Score™ of 83/100 and a GF Value™ of ₹42.01 (Possible Value Trap). The stock has 6 warning signs investors should review. Among 733 Manufacturing - Apparel & Accessories companies, Billwin Industries ranks better than 50.34% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Billwin Industries's Operating Income for the six months ended in Mar. 2026 was ₹3.27 Mil. Billwin Industries's Interest Expense for the six months ended in Mar. 2026 was ₹-0.89 Mil. Billwin Industries's interest coverage for the quarter that ended in Mar. 2026 was 3.69. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Billwin Industries's Interest Coverage or its related term are showing as below:

BOM:543209' s Interest Coverage Range Over the Past 10 Years
Min: 1.35   Med: 5.52   Max: No Debt
Current: 5.52


BOM:543209's Interest Coverage is ranked better than
50.34% of 733 companies
in the Manufacturing - Apparel & Accessories industry
Industry Median: 5.44 vs BOM:543209: 5.52

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Billwin Industries  (BOM:543209) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Billwin Industries Interest Coverage Related Terms


Billwin Industries Interest Coverage Historical Data

* Premium members only.

The historical data trend for Billwin Industries's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Billwin Industries Interest Coverage Chart

Billwin Industries Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.05 3.73 4.02 9.36 5.52

Billwin Industries Semi-Annual Data
Mar17 Mar18 Mar19 Sep19 Mar20 Sep20 Mar21 Sep21 Mar22 Sep22 Mar23 Sep23 Mar24 Sep24 Mar25 Sep25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 7.20 18.60 8.22 3.69

BOM:543209 vs RL, LEVI, VFC: Interest Coverage Comparison

For the Apparel Manufacturing subindustry, Billwin Industries's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Billwin Industries Interest Coverage vs Manufacturing - Apparel & Accessories Industry

For the Manufacturing - Apparel & Accessories industry and Consumer Cyclical sector, Billwin Industries's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Billwin Industries's Interest Coverage falls into.


BOM:543209
83GF Score
Billwin Industries Ltd BOM:543209
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Billwin Industries Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Billwin Industries's Interest Coverage for the fiscal year that ended in Mar. 2026 is calculated as

Here, for the fiscal year that ended in Mar. 2026, Billwin Industries's Interest Expense was ₹-1.49 Mil. Its Operating Income was ₹8.20 Mil. And its Long-Term Debt & Capital Lease Obligation was ₹0.00 Mil.

Interest Coverage=-1* Operating Income (A: Mar. 2026 )/Interest Expense (A: Mar. 2026 )
=-1*8.202/-1.486
=5.52

Billwin Industries's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the six months ended in Mar. 2026, Billwin Industries's Interest Expense was ₹-0.89 Mil. Its Operating Income was ₹3.27 Mil. And its Long-Term Debt & Capital Lease Obligation was ₹0.00 Mil.

Interest Coverage=-1* Operating Income (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*3.268/-0.886
=3.69

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 3.69 mean?
Billwin Industries (BOM:543209) has a Interest Coverage of 3.69 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Billwin Industries and its competitors. This is 33% below median its historical median of 5.52. Over the past decade, Billwin Industries' Interest Coverage has ranged from 1.35 to 10,000.00. According to the industry distribution chart, Billwin Industries ranks #364 out of 733 companies in the Manufacturing - Apparel & Accessories industry, placing it in the top 49.7%.
Is Billwin Industries' Interest Coverage too high?
Billwin Industries' current Interest Coverage of 3.69 is 33% below median its 10-year median of 5.52. Over the past 10 years, this metric has ranged from a low of 1.35 to a high of 10,000.00. The Manufacturing - Apparel & Accessories industry median Interest Coverage is 5.44. Billwin Industries' value of 3.69 is 32.2% below this industry median. Based on the distribution chart, Billwin Industries ranks #364 out of 733 companies in the Manufacturing - Apparel & Accessories industry, which is above the industry midpoint. Overall, Billwin Industries has a GF Score™ of 83/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Billwin Industries' Interest Coverage compare to RL and LEVI?
According to the Manufacturing - Apparel & Accessories industry distribution chart, Billwin Industries ranks #364 out of 733 companies for Interest Coverage. This puts Billwin Industries in the upper half of its industry. The industry median Interest Coverage is 5.44. Billwin Industries' value of 3.69 is 32.2% below this benchmark. Historically, Billwin Industries' own Interest Coverage has ranged from 1.35 to 10,000.00 over the past decade. While the company's 10-year median is 5.52 vs. the industry median of 5.44, Billwin Industries has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Manufacturing - Apparel & Accessories company?
The median Interest Coverage among Manufacturing - Apparel & Accessories companies is 5.44, based on 733 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Billwin Industries's current Interest Coverage of 3.69 is 32.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Billwin Industries and its competitors. For the Manufacturing - Apparel & Accessories industry, the median Interest Coverage is 5.44 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Billwin Industries's current Interest Coverage is 3.69, which is 33% below median its own 10-year median of 5.52. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Billwin Industries stock overvalued right now?
Based on GuruFocus' analysis, Billwin Industries (BOM:543209) is currently considered Possible Value Trap. The stock's GF Value™ is ₹42.01, compared to a current price of ₹21.95 — trading 47.8% below its estimated fair value. The current Interest Coverage is 3.69, which is 33% below median its 10-year median of 5.52 and 32.2% below the Manufacturing - Apparel & Accessories industry median of 5.44. Billwin Industries' overall GF Score™ is 83/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Billwin Industries (BOM:543209), the current Interest Coverage is 3.69 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Billwin Industries (BOM:543209) Overvalued in 2026?

Based on GuruFocus' analysis, Billwin Industries stock appears to be undervalued. The current stock price of ₹21.95 is trading 47.8% below its estimated GF Value™ of ₹42.01. GuruFocus considers Billwin Industries to be Possible Value Trap.

Key valuation signals for BOM:543209:

  • Interest Coverage: 3.69 (33% below median its 10-year median of 5.52)
  • GF Value™: ₹42.01 vs. price of ₹21.95 (47.8% below fair value)
  • GF Score™: 83/100 with 6 warning signs
  • Industry Position: 32.2% below the Manufacturing - Apparel & Accessories median (#364 of 733)

No single metric tells the full story. See the BOM:543209 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Billwin Industries Business Description

Address 79, Vishal Industrial Estate Village Road, Bhandup West, Mumbai, MH, IND, 400 078
Billwin Industries Ltd manufactures and trades protective gear; such as rainwear, life jackets, and inflatable boats used in seas and other water bodies for safety. The company's product range includes rainwear coats, rain jackets, winter jackets, inflatable boats, sleeping bags, life jackets, masks, and others.
83GF Score

Get the complete analysis for BOM:543209

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹21.95
Price
₹42.01
GF Value