Paradeep Phosphates (BOM:543530) Interest Coverage: 2.03 (As of Mar. 2026) — 38% Below Median

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BOM:543530 Paradeep Phosphates Ltd BOM:543530
90 GF Score
Price ₹140.10
GF Value ₹229.49
Valuation Possible Value Trap
! 3 Warning Signs
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What is Paradeep Phosphates Interest Coverage?

Paradeep Phosphates BOM:543530 -0.92% 90 Interest Coverage is 2.03 as of Mar. 2026, which is 38% below its 10-year median of 3.28. GuruFocus rates BOM:543530 with a GF Score™ of 90/100 and a GF Value™ of ₹229.49 (Possible Value Trap). The stock has 3 warning signs investors should review. Among 200 Agriculture companies, Paradeep Phosphates ranks worse than 71.5% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Paradeep Phosphates's Operating Income for the three months ended in Mar. 2026 was ₹3,166 Mil. Paradeep Phosphates's Interest Expense for the three months ended in Mar. 2026 was ₹-1,562 Mil. Paradeep Phosphates's interest coverage for the quarter that ended in Mar. 2026 was 2.03. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Paradeep Phosphates's Interest Coverage or its related term are showing as below:

BOM:543530' s Interest Coverage Range Over the Past 10 Years
Min: 1.76   Med: 3.28   Max: 28.73
Current: 3.25


BOM:543530's Interest Coverage is ranked worse than
71.5% of 200 companies
in the Agriculture industry
Industry Median: 7.065 vs BOM:543530: 3.25

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Paradeep Phosphates  (BOM:543530) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Paradeep Phosphates Interest Coverage Related Terms


Paradeep Phosphates Interest Coverage Historical Data

* Premium members only.

The historical data trend for Paradeep Phosphates's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Paradeep Phosphates Interest Coverage Chart

Paradeep Phosphates Annual Data
Trend Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Interest Coverage
Get a 7-Day Free Trial 28.73 4.00 1.76 2.79 3.31

Paradeep Phosphates Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.50 4.63 4.04 2.92 2.03

BOM:543530 vs CTVA, CF, MOS: Interest Coverage Comparison

For the Agricultural Inputs subindustry, Paradeep Phosphates's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Paradeep Phosphates Interest Coverage vs Agriculture Industry

For the Agriculture industry and Basic Materials sector, Paradeep Phosphates's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Paradeep Phosphates's Interest Coverage falls into.


BOM:543530
90GF Score
Paradeep Phosphates Ltd BOM:543530
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Paradeep Phosphates Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Paradeep Phosphates's Interest Coverage for the fiscal year that ended in Mar. 2026 is calculated as

Here, for the fiscal year that ended in Mar. 2026, Paradeep Phosphates's Interest Expense was ₹-5,278 Mil. Its Operating Income was ₹17,491 Mil. And its Long-Term Debt & Capital Lease Obligation was ₹8,464 Mil.

Interest Coverage=-1* Operating Income (A: Mar. 2026 )/Interest Expense (A: Mar. 2026 )
=-1*17490.7/-5277.8
=3.31

Paradeep Phosphates's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the three months ended in Mar. 2026, Paradeep Phosphates's Interest Expense was ₹-1,562 Mil. Its Operating Income was ₹3,166 Mil. And its Long-Term Debt & Capital Lease Obligation was ₹8,464 Mil.

Interest Coverage=-1* Operating Income (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*3166.3/-1561.7
=2.03

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 2.03 mean?
Paradeep Phosphates (BOM:543530) has a Interest Coverage of 2.03 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Paradeep Phosphates and its competitors. This is 38% below median its historical median of 3.28. Over the past decade, Paradeep Phosphates' Interest Coverage has ranged from 1.76 to 28.73. According to the industry distribution chart, Paradeep Phosphates ranks #143 out of 200 companies in the Agriculture industry, placing it in the top 71.5%.
Is Paradeep Phosphates' Interest Coverage too high?
Paradeep Phosphates' current Interest Coverage of 2.03 is 38% below median its 10-year median of 3.28. Over the past 10 years, this metric has ranged from a low of 1.76 to a high of 28.73. The Agriculture industry median Interest Coverage is 7.07. Paradeep Phosphates' value of 2.03 is 71.3% below this industry median. Based on the distribution chart, Paradeep Phosphates ranks #143 out of 200 companies in the Agriculture industry, which is below the industry midpoint. Overall, Paradeep Phosphates has a GF Score™ of 90/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Paradeep Phosphates' Interest Coverage compare to CTVA and CF?
According to the Agriculture industry distribution chart, Paradeep Phosphates ranks #143 out of 200 companies for Interest Coverage. This places Paradeep Phosphates in the lower half of its industry. The industry median Interest Coverage is 7.07. Paradeep Phosphates' value of 2.03 is 71.3% below this benchmark. Historically, Paradeep Phosphates' own Interest Coverage has ranged from 1.76 to 28.73 over the past decade. While the company's 10-year median is 3.28 vs. the industry median of 7.07, Paradeep Phosphates has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for an Agriculture company?
The median Interest Coverage among Agriculture companies is 7.07, based on 200 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Paradeep Phosphates's current Interest Coverage of 2.03 is 71.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Paradeep Phosphates and its competitors. For the Agriculture industry, the median Interest Coverage is 7.07 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Paradeep Phosphates's current Interest Coverage is 2.03, which is 38% below median its own 10-year median of 3.28. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Paradeep Phosphates stock overvalued right now?
Based on GuruFocus' analysis, Paradeep Phosphates (BOM:543530) is currently considered Possible Value Trap. The stock's GF Value™ is ₹229.49, compared to a current price of ₹140.10 — trading 39% below its estimated fair value. The current Interest Coverage is 2.03, which is 38% below median its 10-year median of 3.28 and 71.3% below the Agriculture industry median of 7.07. Paradeep Phosphates' overall GF Score™ is 90/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Paradeep Phosphates (BOM:543530), the current Interest Coverage is 2.03 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Paradeep Phosphates (BOM:543530) Overvalued in 2026?

Based on GuruFocus' analysis, Paradeep Phosphates stock appears to be undervalued. The current stock price of ₹140.10 is trading 39% below its estimated GF Value™ of ₹229.49. GuruFocus considers Paradeep Phosphates to be Possible Value Trap.

Key valuation signals for BOM:543530:

  • Interest Coverage: 2.03 (38% below median its 10-year median of 3.28)
  • GF Value™: ₹229.49 vs. price of ₹140.10 (39% below fair value)
  • GF Score™: 90/100 with 3 warning signs
  • Industry Position: 71.3% below the Agriculture median (#143 of 200)

No single metric tells the full story. See the BOM:543530 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Paradeep Phosphates Business Description

Other Exchanges PARADEEP:India
Address Union Street, Off Cubbon Road, No. 28, 3rd Floor, Adventz Centre, Bengaluru, KA, IND, 560001
Paradeep Phosphates Ltd is a producer of phosphatic fertilizers. Its portfolio spans a broad range of NPK grades, DAP, Urea, and MOP, along with other solutions such as nano fertilisers and crop-specific formulations, supporting sustainable, efficient, and high-yield farming practices. The products are marketed under brands such as Jai Kisaan and Navratna. In addition, the company also offers gypsum, HFSA, sulphuric acid, and ammonia as part of its industrial offerings. Its business activity falls within a single operating segment, Fertilizers and Other Trading Materials.
90GF Score

Get the complete analysis for BOM:543530

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹140.10
Price
₹229.49
GF Value