SecUR Credentials (BOM:543625) Interest Coverage: 0 (At Loss) (As of Mar. 2024)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

BOM:543625 SecUR Credentials Ltd BOM:543625
4 GF Score
Price ₹1.63
View Full Analysis

What is SecUR Credentials Interest Coverage?

SecUR Credentials BOM:543625 4 Interest Coverage is 0 (At Loss) as of Mar. 2024. GuruFocus rates BOM:543625 with a GF Score™ of 4/100.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. SecUR Credentials's Operating Income for the three months ended in Mar. 2024 was ₹-62.7 Mil. SecUR Credentials's Interest Expense for the three months ended in Mar. 2024 was ₹-4.9 Mil. did not have earnings to cover the interest expense. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for SecUR Credentials's Interest Coverage or its related term are showing as below:


BOM:543625's Interest Coverage is not ranked *
in the Business Services industry.
Industry Median: 13.695
* Ranked among companies with meaningful Interest Coverage only.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


SecUR Credentials  (BOM:543625) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


SecUR Credentials Interest Coverage Related Terms


SecUR Credentials Interest Coverage Historical Data

* Premium members only.

The historical data trend for SecUR Credentials's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

SecUR Credentials Interest Coverage Chart

SecUR Credentials Annual Data
Trend Mar15 Mar16 Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.33 1.33 1.82 4.71 0.00

SecUR Credentials Quarterly Data
Jun17 Sep17 Mar18 Sep18 Mar19 Sep19 Mar20 Sep20 Mar21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.12 3.56 1.05 0.83 0.00

BOM:543625 vs CTAS, CPRT, GPN: Interest Coverage Comparison

For the Specialty Business Services subindustry, SecUR Credentials's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


SecUR Credentials Interest Coverage vs Business Services Industry

For the Business Services industry and Industrials sector, SecUR Credentials's Interest Coverage distribution charts can be found below:

* The bar in red indicates where SecUR Credentials's Interest Coverage falls into.


BOM:543625
4GF Score
SecUR Credentials Ltd BOM:543625
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

SecUR Credentials Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

SecUR Credentials's Interest Coverage for the fiscal year that ended in Mar. 2024 is calculated as

Here, for the fiscal year that ended in Mar. 2024, SecUR Credentials's Interest Expense was ₹-23.2 Mil. Its Operating Income was ₹-31.2 Mil. And its Long-Term Debt & Capital Lease Obligation was ₹63.5 Mil.

SecUR Credentials did not have earnings to cover the interest expense.

SecUR Credentials's Interest Coverage for the quarter that ended in Mar. 2024 is calculated as

Here, for the three months ended in Mar. 2024, SecUR Credentials's Interest Expense was ₹-4.9 Mil. Its Operating Income was ₹-62.7 Mil. And its Long-Term Debt & Capital Lease Obligation was ₹63.5 Mil.

SecUR Credentials did not have earnings to cover the interest expense.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 0 (At Loss) mean?
SecUR Credentials (BOM:543625) has a Interest Coverage of 0 (At Loss) as of Mar. 2024. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on SecUR Credentials and its competitors.
Is SecUR Credentials' Interest Coverage too high?
SecUR Credentials' current Interest Coverage is 0 (At Loss). Overall, SecUR Credentials has a GF Score™ of 4/100, reflecting its overall financial health beyond just this single metric.
How does SecUR Credentials' Interest Coverage compare to CTAS and CPRT?
SecUR Credentials' Interest Coverage of 0 (At Loss) can be compared against companies in the Business Services industry. The industry median Interest Coverage is 13.70. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Business Services company?
The median Interest Coverage among Business Services companies is 13.70, based on 804 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on SecUR Credentials and its competitors. For the Business Services industry, the median Interest Coverage is 13.70 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. SecUR Credentials's current Interest Coverage is 0 (At Loss). However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SecUR Credentials stock overvalued right now?
SecUR Credentials (BOM:543625) has a current Interest Coverage of 0 (At Loss). The current Interest Coverage is 0 (At Loss). SecUR Credentials' overall GF Score™ is 4/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For SecUR Credentials (BOM:543625), the current Interest Coverage is 0 (At Loss) as of Mar. 2024. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

SecUR Credentials Business Description

Address Mastermind 4, Royal Palms Estate, Office No. 428, Aarey Milk Colony, Goregaon East, Mumbai, MH, IND, 400065
SecUR Credentials Ltd is an India-based company that engages in employee background verification and job seeker resume verification-SecUR number. The company does education, employment, criminal, identity, database and media, residential reference, credit checks, drug tests, and psychometric tests. It also offers employees background screening, onboarding process, exit management, and employee support services for corporates.
4GF Score

Get the complete analysis for BOM:543625

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹1.63
Price