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BLS E- ServicesBOM:544107 -0.93%70 Interest Coverage is 138.69 as of Jun. 2026, which is 389% above its 10-year median of 28.35. GuruFocus rates BOM:544107 with a GF Score™ of 70/100 and a GF Value™ of ₹495.65 (Possible Value Trap). The stock has 7 warning signs investors should review. Among 805 Business Services companies, BLS E- Services ranks better than 80% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. BLS E- Services's
Operating Income
for the
three
months ended in Jun. 2026 was ₹198 Mil. BLS E- Services's Interest Expense for the
three
months ended in Jun. 2026 was ₹-1 Mil.
BLS E- Services's interest coverage for the quarter that ended in Jun. 2026 was 138.69.
The higher the ratio, the stronger the company's financial strength is.
Good Sign:
Ben Graham prefers companies' interest coverage to be at least 5. BLS E- Services Ltd has enough cash to cover all of its debt. Its financial situation is stable.
The historical rank and industry rank for BLS E- Services's Interest Coverage or its related term are showing as below:
BOM:544107'
s Interest Coverage Range Over the Past 10 Years
Min: 4.05 Med: 28.35 Max: 113.04
Current: 113.04
BOM:544107's Interest Coverage is ranked better than 80% of 805
companies
in the Business Services industry
Industry Median: 13.69
vs BOM:544107: 113.04
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
BLS E- Services Interest Coverage Related Terms
BLS E- Services Interest Coverage Historical Data
* Premium members only.
The historical data trend for BLS E- Services's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
BOM:544107 vs CTAS, CPRT, GPN: Interest Coverage Comparison
For the Specialty Business Services subindustry, BLS E- Services's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
BLS E- Services Interest Coverage vs Business Services Industry
For the Business Services industry and Industrials sector, BLS E- Services's Interest Coverage distribution charts can be found below:
* The bar in red indicates where BLS E- Services's Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BLS E- Services (BOM:544107) has a Interest Coverage of 138.69 as of Jun. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on BLS E- Services and its competitors. This is 389% above median its historical median of 28.35. Over the past decade, BLS E- Services' Interest Coverage has ranged from 4.05 to 113.04. According to the industry distribution chart, BLS E- Services ranks #161 out of 805 companies in the Business Services industry, placing it in the top 20%.
Is BLS E- Services' Interest Coverage too high?
BLS E- Services' current Interest Coverage of 138.69 is 389% above median its 10-year median of 28.35. Over the past 10 years, this metric has ranged from a low of 4.05 to a high of 113.04. The Business Services industry median Interest Coverage is 13.69. BLS E- Services' value of 138.69 is 913.1% above this industry median. Based on the distribution chart, BLS E- Services ranks #161 out of 805 companies in the Business Services industry, which is in the top quartile — a strong position relative to peers. Overall, BLS E- Services has a GF Score™ of 70/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does BLS E- Services' Interest Coverage compare to CTAS and CPRT?
According to the Business Services industry distribution chart, BLS E- Services ranks #161 out of 805 companies for Interest Coverage. This places BLS E- Services in the top 20% of its industry — outperforming the majority of peers. The industry median Interest Coverage is 13.69. BLS E- Services' value of 138.69 is 913.1% above this benchmark. Historically, BLS E- Services' own Interest Coverage has ranged from 4.05 to 113.04 over the past decade. While the company's 10-year median is 28.35 vs. the industry median of 13.69, BLS E- Services has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Business Services company?
The median Interest Coverage among Business Services companies is 13.69, based on 805 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. BLS E- Services's current Interest Coverage of 138.69 is 913.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on BLS E- Services and its competitors. For the Business Services industry, the median Interest Coverage is 13.69 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. BLS E- Services's current Interest Coverage is 138.69, which is 389% above median its own 10-year median of 28.35. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is BLS E- Services stock overvalued right now?
Based on GuruFocus' analysis, BLS E- Services (BOM:544107) is currently considered Possible Value Trap. The stock's GF Value™ is ₹495.65, compared to a current price of ₹320.60 — trading 35.3% below its estimated fair value. The current Interest Coverage is 138.69, which is 389% above median its 10-year median of 28.35 and 913.1% above the Business Services industry median of 13.69. BLS E- Services' overall GF Score™ is 70/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For BLS E- Services (BOM:544107), the current Interest Coverage is 138.69 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is BLS E- Services (BOM:544107) Overvalued in 2026?
Based on GuruFocus' analysis, BLS E- Services stock appears to be undervalued.
The current stock price of ₹320.60 is trading 35.3% below its estimated GF Value™ of ₹495.65.
GuruFocus considers BLS E- Services to be Possible Value Trap.
Key valuation signals for BOM:544107:
Interest Coverage: 138.69 (389% above median its 10-year median of 28.35)
GF Value™: ₹495.65 vs. price of ₹320.60 (35.3% below fair value)
Industry Position: 913.1% above the Business Services median (#161 of 805)
No single metric tells the full story. See the BOM:544107 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
BLS E- Services Ltd is a digital service provider in India. It provides business correspondence services to banks in India, Assisted E-services, and E-Governance Services at grassroots levels in India. Its robust network provides access points for the delivery of essential public utility services, social welfare schemes, healthcare, financial, educational, agricultural, and banking services for governments (G2C) and businesses (B2B) alike, in addition to a host of B2C services to citizens in urban, semi-urban, rural, and remote areas. Business Correspondents provide banking products and services on behalf of banks to people while performing a variety of services, including opening savings, recurring deposit accounts, cash deposits, withdrawals, remittances, transfers, and bill collection.
70GF Score
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