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Go Digit General InsuranceBOM:544179 -0.37%35 Interest Coverage is No Debt (1) as of Jun. 2026, which is 100% below its 10-year median of 6.39. GuruFocus rates BOM:544179 with a GF Score™ of 35/100. The stock has 2 warning signs investors should review. Among 348 Insurance companies, Go Digit General Insurance ranks worse than 287356.03% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
EBIT
by its Interest Expense. Go Digit General Insurance's
EBIT
for the
three
months ended in Jun. 2026 was ₹0 Mil. Go Digit General Insurance's Interest Expense for the
three
months ended in Jun. 2026 was ₹0 Mil.
Go Digit General Insurance has no debt.
The higher the ratio, the stronger the company's financial strength is.
(1) Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
The historical rank and industry rank for Go Digit General Insurance's Interest Coverage or its related term are showing as below:
BOM:544179's Interest Coverage is not ranked *
in the Insurance industry.
Industry Median: 15.34 * Ranked among companies with meaningful Interest Coverage only.
Go Digit General Insurance (BOM:544179) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Go Digit General Insurance Interest Coverage Related Terms
Go Digit General Insurance Interest Coverage Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
Go Digit General Insurance Interest Coverage Chart
BOM:544179 vs CB, PGR, TRV: Interest Coverage Comparison
For the Insurance - Property & Casualty subindustry, Go Digit General Insurance's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Go Digit General Insurance Interest Coverage vs Insurance Industry
For the Insurance industry and Financial Services sector, Go Digit General Insurance's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Go Digit General Insurance's Interest Coverage falls into.
Go Digit General Insurance Interest Coverage Calculation
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Interest Coverage of No Debt <sup>(1)</sup> mean?
Go Digit General Insurance (BOM:544179) has a Interest Coverage of No Debt (1) as of Jun. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Go Digit General Insurance and its competitors. This is 84% below median its historical median of 6.39. Over the past decade, Go Digit General Insurance's Interest Coverage has ranged from 2.65 to 9.25. According to the industry distribution chart, Go Digit General Insurance ranks #999999 out of 348 companies in the Insurance industry.
Is Go Digit General Insurance's Interest Coverage too high?
Go Digit General Insurance's current Interest Coverage of No Debt (1) is 84% below median its 10-year median of 6.39. Over the past 10 years, this metric has ranged from a low of 2.65 to a high of 9.25. Based on the distribution chart, Go Digit General Insurance ranks #999999 out of 348 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Go Digit General Insurance has a GF Score™ of 35/100, reflecting its overall financial health beyond just this single metric.
How does Go Digit General Insurance's Interest Coverage compare to CB and PGR?
According to the Insurance industry distribution chart, Go Digit General Insurance ranks #999999 out of 348 companies for Interest Coverage. This places Go Digit General Insurance in the lower half of its industry. The industry median Interest Coverage is 15.34. Historically, Go Digit General Insurance's own Interest Coverage has ranged from 2.65 to 9.25 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for an Insurance company?
The median Interest Coverage among Insurance companies is 15.34, based on 348 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Go Digit General Insurance and its competitors. For the Insurance industry, the median Interest Coverage is 15.34 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Go Digit General Insurance's current Interest Coverage is No Debt (1), which is 84% below median its own 10-year median of 6.39. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Go Digit General Insurance stock overvalued right now?
Go Digit General Insurance (BOM:544179) has a current Interest Coverage of No Debt (1). The current Interest Coverage is No Debt (1), which is 84% below median its 10-year median of 6.39. Go Digit General Insurance's overall GF Score™ is 35/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Go Digit General Insurance (BOM:544179), the current Interest Coverage is No Debt (1) as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Go Digit General Insurance Ltd is a diversified insurance company. It offers insurance products across various segments such as Fire, Marine Cargo, Marine Hull, Motor, Aviation, Personal Accident, Health insurance, and others. Maximum revenue is generated from its Motor insurance products. Geographically, the company operates in India.
35GF Score
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