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Manoj JewellersBOM:544400 48 Interest Coverage is 6.82 as of Mar. 2026, which is 225% above its 10-year median of 2.10. GuruFocus rates BOM:544400 with a GF Score™ of 48/100. The stock has 5 warning signs investors should review. Among 839 Retail - Cyclical companies, Manoj Jewellers ranks better than 57.45% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. Manoj Jewellers's
Operating Income
for the
six
months ended in Mar. 2026 was ₹54 Mil. Manoj Jewellers's Interest Expense for the
six
months ended in Mar. 2026 was ₹-8 Mil.
Manoj Jewellers's interest coverage for the quarter that ended in Mar. 2026 was 6.82.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for Manoj Jewellers's Interest Coverage or its related term are showing as below:
BOM:544400'
s Interest Coverage Range Over the Past 10 Years
Min: 1.21 Med: 2.1 Max: 10.19
Current: 10.19
BOM:544400's Interest Coverage is ranked better than 57.45% of 839
companies
in the Retail - Cyclical industry
Industry Median: 7.45
vs BOM:544400: 10.19
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Manoj Jewellers Interest Coverage Related Terms
Manoj Jewellers Interest Coverage Historical Data
* Premium members only.
The historical data trend for Manoj Jewellers's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
For the Luxury Goods subindustry, Manoj Jewellers's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Manoj Jewellers Interest Coverage vs Retail - Cyclical Industry
For the Retail - Cyclical industry and Consumer Cyclical sector, Manoj Jewellers's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Manoj Jewellers's Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Manoj Jewellers (BOM:544400) has a Interest Coverage of 6.82 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Manoj Jewellers and its competitors. This is 225% above median its historical median of 2.10. Over the past decade, Manoj Jewellers' Interest Coverage has ranged from 1.21 to 10.19. According to the industry distribution chart, Manoj Jewellers ranks #357 out of 839 companies in the Retail - Cyclical industry, placing it in the top 42.6%.
Is Manoj Jewellers' Interest Coverage too high?
Manoj Jewellers' current Interest Coverage of 6.82 is 225% above median its 10-year median of 2.10. Over the past 10 years, this metric has ranged from a low of 1.21 to a high of 10.19. The Retail - Cyclical industry median Interest Coverage is 7.45. Manoj Jewellers' value of 6.82 is 8.5% below this industry median. Based on the distribution chart, Manoj Jewellers ranks #357 out of 839 companies in the Retail - Cyclical industry, which is above the industry midpoint. Overall, Manoj Jewellers has a GF Score™ of 48/100, reflecting its overall financial health beyond just this single metric.
How does Manoj Jewellers' Interest Coverage compare to TPR?
According to the Retail - Cyclical industry distribution chart, Manoj Jewellers ranks #357 out of 839 companies for Interest Coverage. This puts Manoj Jewellers in the upper half of its industry. The industry median Interest Coverage is 7.45. Manoj Jewellers' value of 6.82 is 8.5% below this benchmark. Historically, Manoj Jewellers' own Interest Coverage has ranged from 1.21 to 10.19 over the past decade. While the company's 10-year median is 2.10 vs. the industry median of 7.45, Manoj Jewellers has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Retail - Cyclical company?
The median Interest Coverage among Retail - Cyclical companies is 7.45, based on 839 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Manoj Jewellers's current Interest Coverage of 6.82 is 8.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Manoj Jewellers and its competitors. For the Retail - Cyclical industry, the median Interest Coverage is 7.45 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Manoj Jewellers's current Interest Coverage is 6.82, which is 225% above median its own 10-year median of 2.10. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Manoj Jewellers stock overvalued right now?
Manoj Jewellers (BOM:544400) has a current Interest Coverage of 6.82. The current Interest Coverage is 6.82, which is 225% above median its 10-year median of 2.10 and 8.5% below the Retail - Cyclical industry median of 7.45. Manoj Jewellers' overall GF Score™ is 48/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Manoj Jewellers (BOM:544400), the current Interest Coverage is 6.82 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Manoj Jewellers Ltd is engaged in the retail and wholesale business of jewellery and ornaments made from gold and diamonds, embellished with precious and semiprecious stones. Its extensive portfolio includes a wide range of items such as rings, earrings, armlets, pendants, nose rings, bracelets, chains, necklaces, bangles, and other wedding jewellery pieces. Its diverse collection caters to various tastes and occasions, offering customers a selection of exquisite pieces to choose from. The company aims to provide high-quality and beautifully crafted jewellery to meet the needs and preferences of its clients.
48GF Score
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