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Excelsoft TechnologiesBOM:544617 -0.67%22 Interest Coverage is 12.88 as of Jun. 2026, which is 49% above its 10-year median of 8.63. GuruFocus rates BOM:544617 with a GF Score™ of 22/100. The stock has 1 warning sign investors should review. Among 1,721 Software companies, Excelsoft Technologies ranks worse than 55.37% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. Excelsoft Technologies's
Operating Income
for the
three
months ended in Jun. 2026 was ₹65 Mil. Excelsoft Technologies's Interest Expense for the
three
months ended in Jun. 2026 was ₹-5 Mil.
Excelsoft Technologies's interest coverage for the quarter that ended in Jun. 2026 was 12.88.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for Excelsoft Technologies's Interest Coverage or its related term are showing as below:
BOM:544617'
s Interest Coverage Range Over the Past 10 Years
Min: 3.43 Med: 8.63 Max: 18.81
Current: 18.81
BOM:544617's Interest Coverage is ranked worse than 55.37% of 1721
companies
in the Software industry
Industry Median: 26.06
vs BOM:544617: 18.81
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Excelsoft Technologies Interest Coverage Related Terms
Excelsoft Technologies Interest Coverage Historical Data
* Premium members only.
The historical data trend for Excelsoft Technologies's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
BOM:544617 vs QH, SHOP, UBER: Interest Coverage Comparison
For the Software - Application subindustry, Excelsoft Technologies's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Excelsoft Technologies Interest Coverage vs Software Industry
For the Software industry and Technology sector, Excelsoft Technologies's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Excelsoft Technologies's Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Excelsoft Technologies (BOM:544617) has a Interest Coverage of 12.88 as of Jun. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Excelsoft Technologies and its competitors. This is 49% above median its historical median of 8.63. Over the past decade, Excelsoft Technologies' Interest Coverage has ranged from 3.43 to 18.81. According to the industry distribution chart, Excelsoft Technologies ranks #953 out of 1721 companies in the Software industry, placing it in the top 55.4%.
Is Excelsoft Technologies' Interest Coverage too high?
Excelsoft Technologies' current Interest Coverage of 12.88 is 49% above median its 10-year median of 8.63. Over the past 10 years, this metric has ranged from a low of 3.43 to a high of 18.81. The Software industry median Interest Coverage is 26.06. Excelsoft Technologies' value of 12.88 is 50.6% below this industry median. Based on the distribution chart, Excelsoft Technologies ranks #953 out of 1721 companies in the Software industry, which is below the industry midpoint. Overall, Excelsoft Technologies has a GF Score™ of 22/100, reflecting its overall financial health beyond just this single metric.
How does Excelsoft Technologies' Interest Coverage compare to QH and SHOP?
According to the Software industry distribution chart, Excelsoft Technologies ranks #953 out of 1721 companies for Interest Coverage. This places Excelsoft Technologies in the lower half of its industry. The industry median Interest Coverage is 26.06. Excelsoft Technologies' value of 12.88 is 50.6% below this benchmark. Historically, Excelsoft Technologies' own Interest Coverage has ranged from 3.43 to 18.81 over the past decade. While the company's 10-year median is 8.63 vs. the industry median of 26.06, Excelsoft Technologies has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Software company?
The median Interest Coverage among Software companies is 26.06, based on 1,721 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Excelsoft Technologies's current Interest Coverage of 12.88 is 50.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Excelsoft Technologies and its competitors. For the Software industry, the median Interest Coverage is 26.06 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Excelsoft Technologies's current Interest Coverage is 12.88, which is 49% above median its own 10-year median of 8.63. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Excelsoft Technologies stock overvalued right now?
Excelsoft Technologies (BOM:544617) has a current Interest Coverage of 12.88. The current Interest Coverage is 12.88, which is 49% above median its 10-year median of 8.63 and 50.6% below the Software industry median of 26.06. Excelsoft Technologies' overall GF Score™ is 22/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Excelsoft Technologies (BOM:544617), the current Interest Coverage is 12.88 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Excelsoft Technologies Ltd is a vertical SaaS company focused on the learning and assessment market. It focuses on assessment market through AI based Assessment & Proctoring Solutions. The company provides technology-based solutions across diverse learning and assessment segments through its cloud-based platforms. Its products are bifurcated into two segments of Assessment & Proctoring Solutions and Learning & Students Success Systems. The company derives revenues prominently from IT services comprising licensing of learning and assessment software products and platforms, software development and related services and maintenance, licensing the educational learning material copy rights and content services.
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