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Luxury TimeBOM:544635 -4.95%19 Interest Coverage is 22.53 as of Mar. 2026, which is 62% above its 10-year median of 13.90. GuruFocus rates BOM:544635 with a GF Score™ of 19/100. The stock has 2 warning signs investors should review. Among 834 Retail - Cyclical companies, Luxury Time ranks better than 70.74% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. Luxury Time's
Operating Income
for the
six
months ended in Mar. 2026 was ₹39.2 Mil. Luxury Time's Interest Expense for the
six
months ended in Mar. 2026 was ₹-1.7 Mil.
Luxury Time's interest coverage for the quarter that ended in Mar. 2026 was 22.53.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for Luxury Time's Interest Coverage or its related term are showing as below:
BOM:544635'
s Interest Coverage Range Over the Past 10 Years
Min: 7 Med: 13.9 Max: 19.16
Current: 19.16
BOM:544635's Interest Coverage is ranked better than 70.74% of 834
companies
in the Retail - Cyclical industry
Industry Median: 7.45
vs BOM:544635: 19.16
Luxury Time (BOM:544635) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Luxury Time Interest Coverage Related Terms
Luxury Time Interest Coverage Historical Data
* Premium members only.
The historical data trend for Luxury Time's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
Luxury Time Interest Coverage Chart
Luxury Time Annual Data
Trend
Mar23
Mar24
Mar25
Mar26
Interest Coverage
13.65
7.00
14.15
17.69
Luxury Time Semi-Annual Data
Mar23
Mar24
Mar25
Sep25
Mar26
Interest Coverage
No Debt
No Debt
7.66
16.31
22.53
BOM:544635 vs TPR: Interest Coverage Comparison
For the Luxury Goods subindustry, Luxury Time's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Luxury Time Interest Coverage vs Retail - Cyclical Industry
For the Retail - Cyclical industry and Consumer Cyclical sector, Luxury Time's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Luxury Time's Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Luxury Time (BOM:544635) has a Interest Coverage of 22.53 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Luxury Time and its competitors. This is 62% above median its historical median of 13.90. Over the past decade, Luxury Time's Interest Coverage has ranged from 7.00 to 19.16. According to the industry distribution chart, Luxury Time ranks #244 out of 834 companies in the Retail - Cyclical industry, placing it in the top 29.3%.
Is Luxury Time's Interest Coverage too high?
Luxury Time's current Interest Coverage of 22.53 is 62% above median its 10-year median of 13.90. Over the past 10 years, this metric has ranged from a low of 7.00 to a high of 19.16. The Retail - Cyclical industry median Interest Coverage is 7.45. Luxury Time's value of 22.53 is 202.4% above this industry median. Based on the distribution chart, Luxury Time ranks #244 out of 834 companies in the Retail - Cyclical industry, which is above the industry midpoint. Overall, Luxury Time has a GF Score™ of 19/100, reflecting its overall financial health beyond just this single metric.
How does Luxury Time's Interest Coverage compare to TPR?
According to the Retail - Cyclical industry distribution chart, Luxury Time ranks #244 out of 834 companies for Interest Coverage. This puts Luxury Time in the upper half of its industry. The industry median Interest Coverage is 7.45. Luxury Time's value of 22.53 is 202.4% above this benchmark. Historically, Luxury Time's own Interest Coverage has ranged from 7.00 to 19.16 over the past decade. While the company's 10-year median is 13.90 vs. the industry median of 7.45, Luxury Time has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Retail - Cyclical company?
The median Interest Coverage among Retail - Cyclical companies is 7.45, based on 834 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Luxury Time's current Interest Coverage of 22.53 is 202.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Luxury Time and its competitors. For the Retail - Cyclical industry, the median Interest Coverage is 7.45 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Luxury Time's current Interest Coverage is 22.53, which is 62% above median its own 10-year median of 13.90. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Luxury Time stock overvalued right now?
Luxury Time (BOM:544635) has a current Interest Coverage of 22.53. The current Interest Coverage is 22.53, which is 62% above median its 10-year median of 13.90 and 202.4% above the Retail - Cyclical industry median of 7.45. Luxury Time's overall GF Score™ is 19/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Luxury Time (BOM:544635), the current Interest Coverage is 22.53 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Luxury Time Ltd trades in luxury watches and clocks such as TAG Heuer, Hublot, and Zenith, and provides watch servicing through a fully operational service center. The Company undertakes the distribution, marketing, retailing, and after-sales servicing of Swiss luxury watches, along with the distribution of watch service-related tools and equipment in India. Its business operates across five integrated segments, including Watch Distribution B2B, Direct to Consumer and e-commerce Sales, After Sales Services, Branding, PR and Marketing Support, and Tools and Machinery Distribution, with the majority of revenue derived from the Watch Distribution B2B segment.
19GF Score
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