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SMR JewelsBOM:544774 +1.29%18 Interest Coverage is 15.00 as of Mar. 2025, which is 97% above its 10-year median of 7.61. GuruFocus rates BOM:544774 with a GF Score™ of 18/100. The stock has 1 warning sign investors should review. Among 839 Retail - Cyclical companies, SMR Jewels ranks better than 65.44% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. SMR Jewels's
Operating Income
for the
six
months ended in Mar. 2025 was ₹151 Mil. SMR Jewels's Interest Expense for the
six
months ended in Mar. 2025 was ₹-10 Mil.
SMR Jewels's interest coverage for the quarter that ended in Mar. 2025 was 15.00.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for SMR Jewels's Interest Coverage or its related term are showing as below:
BOM:544774'
s Interest Coverage Range Over the Past 10 Years
Min: 3.61 Med: 7.61 Max: 15
Current: 15
BOM:544774's Interest Coverage is ranked better than 65.44% of 839
companies
in the Retail - Cyclical industry
Industry Median: 7.45
vs BOM:544774: 15.00
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
SMR Jewels Interest Coverage Related Terms
SMR Jewels Interest Coverage Historical Data
* Premium members only.
The historical data trend for SMR Jewels's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
SMR Jewels Interest Coverage Chart
SMR Jewels Annual Data
Trend
Mar23
Mar24
Mar25
Interest Coverage
3.61
7.61
15.00
SMR Jewels Semi-Annual Data
Mar23
Mar24
Mar25
Interest Coverage
3.61
7.61
15.00
BOM:544774 vs TPR: Interest Coverage Comparison
For the Luxury Goods subindustry, SMR Jewels's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
SMR Jewels Interest Coverage vs Retail - Cyclical Industry
For the Retail - Cyclical industry and Consumer Cyclical sector, SMR Jewels's Interest Coverage distribution charts can be found below:
* The bar in red indicates where SMR Jewels's Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
SMR Jewels (BOM:544774) has a Interest Coverage of 15.00 as of Mar. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on SMR Jewels and its competitors. This is 97% above median its historical median of 7.61. Over the past decade, SMR Jewels' Interest Coverage has ranged from 3.61 to 15.00. According to the industry distribution chart, SMR Jewels ranks #290 out of 839 companies in the Retail - Cyclical industry, placing it in the top 34.6%.
Is SMR Jewels' Interest Coverage too high?
SMR Jewels' current Interest Coverage of 15.00 is 97% above median its 10-year median of 7.61. Over the past 10 years, this metric has ranged from a low of 3.61 to a high of 15.00. The Retail - Cyclical industry median Interest Coverage is 7.45. SMR Jewels' value of 15.00 is 101.3% above this industry median. Based on the distribution chart, SMR Jewels ranks #290 out of 839 companies in the Retail - Cyclical industry, which is above the industry midpoint. Overall, SMR Jewels has a GF Score™ of 18/100, reflecting its overall financial health beyond just this single metric.
How does SMR Jewels' Interest Coverage compare to TPR?
According to the Retail - Cyclical industry distribution chart, SMR Jewels ranks #290 out of 839 companies for Interest Coverage. This puts SMR Jewels in the upper half of its industry. The industry median Interest Coverage is 7.45. SMR Jewels' value of 15.00 is 101.3% above this benchmark. Historically, SMR Jewels' own Interest Coverage has ranged from 3.61 to 15.00 over the past decade. While the company's 10-year median is 7.61 vs. the industry median of 7.45, SMR Jewels has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Retail - Cyclical company?
The median Interest Coverage among Retail - Cyclical companies is 7.45, based on 839 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. SMR Jewels's current Interest Coverage of 15.00 is 101.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on SMR Jewels and its competitors. For the Retail - Cyclical industry, the median Interest Coverage is 7.45 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. SMR Jewels's current Interest Coverage is 15.00, which is 97% above median its own 10-year median of 7.61. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SMR Jewels stock overvalued right now?
SMR Jewels (BOM:544774) has a current Interest Coverage of 15.00. The current Interest Coverage is 15.00, which is 97% above median its 10-year median of 7.61 and 101.3% above the Retail - Cyclical industry median of 7.45. SMR Jewels' overall GF Score™ is 18/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For SMR Jewels (BOM:544774), the current Interest Coverage is 15.00 as of Mar. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
SMR Jewels Ltd is engaged in manufacturing, trading and job work of jewellery and other accessories/products. The company sells and trade its manufactured and traded jewellery and other accessories/products through wholesale and retail outlets. Its product portfolio includes different types of jewellery, namely Designer Heritage Jewellery, Theme-Based Designer Heritage Jewellery, Nature-Inspired Jewellery, Traditional Jewellery, and Daily Wear Jewellery. The majority of the company's revenue is derived from the sales of ornaments and jewelry. Geographically, it operates only in India.
18GF Score
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