BrightSpire CapitalBRSP +1.09%68 Interest Coverage is 1.21 as of Mar. 2026, which is 26% below its 10-year median of 1.63. GuruFocus rates BRSP with a GF Score™ of 68/100 and a GF Value™ of $5.48 (Fairly Valued). The stock has 10 warning signs investors should review. Among 700 REITs companies, BrightSpire Capital ranks worse than 85% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. BrightSpire Capital's
Operating Income
for the
three
months ended in Mar. 2026 was $6.2 Mil. BrightSpire Capital's Interest Expense for the
three
months ended in Mar. 2026 was $-5.1 Mil.
BrightSpire Capital's interest coverage for the quarter that ended in Mar. 2026 was 1.21.
The higher the ratio, the stronger the company's financial strength is.
Warning Sign:
Ben Graham prefers companies' interest coverage to be at least 5. BrightSpire Capital Inc interest coverage is 1.23, which is low.
The historical rank and industry rank for BrightSpire Capital's Interest Coverage or its related term are showing as below:
BRSP'
s Interest Coverage Range Over the Past 10 Years
Min: 0.4 Med: 1.63 Max: No Debt
Current: 1.23
BRSP's Interest Coverage is ranked worse than 85% of 700
companies
in the REITs industry
Industry Median: 3.095
vs BRSP: 1.23
BrightSpire Capital (NYSE:BRSP) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
BrightSpire Capital Interest Coverage Related Terms
BrightSpire Capital Interest Coverage Historical Data
* Premium members only.
The historical data trend for BrightSpire Capital's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
BRSP vs IVR, RWT, ADAM: Interest Coverage Comparison
For the REIT - Mortgage subindustry, BrightSpire Capital's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
BrightSpire Capital Interest Coverage vs REITs Industry
For the REITs industry and Real Estate sector, BrightSpire Capital's Interest Coverage distribution charts can be found below:
* The bar in red indicates where BrightSpire Capital's Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BrightSpire Capital (BRSP) has a Interest Coverage of 1.21 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on BrightSpire Capital and its competitors. This is 26% below median its historical median of 1.63. Over the past decade, BrightSpire Capital's Interest Coverage has ranged from 0.40 to 10,000.00. According to the industry distribution chart, BrightSpire Capital ranks #595 out of 700 companies in the REITs industry, placing it in the top 85%.
Is BrightSpire Capital's Interest Coverage too high?
BrightSpire Capital's current Interest Coverage of 1.21 is 26% below median its 10-year median of 1.63. Over the past 10 years, this metric has ranged from a low of 0.40 to a high of 10,000.00. The REITs industry median Interest Coverage is 3.10. BrightSpire Capital's value of 1.21 is 60.9% below this industry median. Based on the distribution chart, BrightSpire Capital ranks #595 out of 700 companies in the REITs industry, which is in the bottom quartile relative to peers. Overall, BrightSpire Capital has a GF Score™ of 68/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does BrightSpire Capital's Interest Coverage compare to IVR and RWT?
According to the REITs industry distribution chart, BrightSpire Capital ranks #595 out of 700 companies for Interest Coverage. This places BrightSpire Capital in the lower half of its industry. The industry median Interest Coverage is 3.10. BrightSpire Capital's value of 1.21 is 60.9% below this benchmark. Historically, BrightSpire Capital's own Interest Coverage has ranged from 0.40 to 10,000.00 over the past decade. While the company's 10-year median is 1.63 vs. the industry median of 3.10, BrightSpire Capital has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a REITs company?
The median Interest Coverage among REITs companies is 3.10, based on 700 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. BrightSpire Capital's current Interest Coverage of 1.21 is 60.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on BrightSpire Capital and its competitors. For the REITs industry, the median Interest Coverage is 3.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. BrightSpire Capital's current Interest Coverage is 1.21, which is 26% below median its own 10-year median of 1.63. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is BrightSpire Capital stock overvalued right now?
Based on GuruFocus' analysis, BrightSpire Capital (BRSP) is currently considered Fairly Valued. The stock's GF Value™ is $5.48, compared to a current price of $5.54 — trading 1.1% above its estimated fair value. The current Interest Coverage is 1.21, which is 26% below median its 10-year median of 1.63 and 60.9% below the REITs industry median of 3.10. BrightSpire Capital's overall GF Score™ is 68/100 with 10 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For BrightSpire Capital (BRSP), the current Interest Coverage is 1.21 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is BrightSpire Capital (BRSP) Overvalued in 2026?
Based on GuruFocus' analysis, BrightSpire Capital stock appears to be overvalued.
The current stock price of $5.54 is trading 1.1% above its estimated GF Value™ of $5.48.
GuruFocus considers BrightSpire Capital to be Fairly Valued.
Key valuation signals for BRSP:
Interest Coverage: 1.21 (26% below median its 10-year median of 1.63)
GF Value™: $5.48 vs. price of $5.54 (1.1% above fair value)
Industry Position: 60.9% below the REITs median (#595 of 700)
No single metric tells the full story. See the BRSP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
BrightSpire Capital Inc is an internally-managed commercial real estate credit REIT focused on originating, acquiring, financing and managing a diversified portfolio of commercial real estate debt and net lease real estate investments predominantly in the United States. CRE debt investments consist of first mortgage loans with the objective of generating consistent risk-adjusted returns. The operating segments of the company are Senior and Mezzanine Loans and Preferred Equity, Net Leased and Other Real Estate, Corporate and Other. Geographically, the company generates revenue from the United States.
68GF Score
Get the complete analysis for BRSP
Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
BRSP has been successfully added to your 
