Eucatex Industria e Comercio (BSP:EUCA3) Interest Coverage: 1.30 (As of Mar. 2026) — 65% Below Median

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BSP:EUCA3 Eucatex SA Industria e Comercio BSP:EUCA3
77 GF Score
Price R$23.89
GF Value R$19.54
Valuation Modestly Overvalued
! 4 Warning Signs
View Full Analysis

What is Eucatex Industria e Comercio Interest Coverage?

Eucatex Industria e Comercio BSP:EUCA3 +5.01% 77 Interest Coverage is 1.30 as of Mar. 2026, which is 65% below its 10-year median of 3.70. GuruFocus rates BSP:EUCA3 with a GF Score™ of 77/100 and a GF Value™ of R$19.54 (Modestly Overvalued). The stock has 4 warning signs investors should review. Among 1,366 Construction companies, Eucatex Industria e Comercio ranks worse than 75.4% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Eucatex Industria e Comercio's Operating Income for the three months ended in Mar. 2026 was R$58 Mil. Eucatex Industria e Comercio's Interest Expense for the three months ended in Mar. 2026 was R$-44 Mil. Eucatex Industria e Comercio's interest coverage for the quarter that ended in Mar. 2026 was 1.30. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Eucatex Industria e Comercio's Interest Coverage or its related term are showing as below:

BSP:EUCA3' s Interest Coverage Range Over the Past 10 Years
Min: 1.24   Med: 3.7   Max: 10.64
Current: 2.87


BSP:EUCA3's Interest Coverage is ranked worse than
75.4% of 1366 companies
in the Construction industry
Industry Median: 8.01 vs BSP:EUCA3: 2.87

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Eucatex Industria e Comercio  (BSP:EUCA3) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Eucatex Industria e Comercio Interest Coverage Related Terms


Eucatex Industria e Comercio Interest Coverage Historical Data

* Premium members only.

The historical data trend for Eucatex Industria e Comercio's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Eucatex Industria e Comercio Interest Coverage Chart

Eucatex Industria e Comercio Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 10.64 4.68 3.92 3.66 3.73

Eucatex Industria e Comercio Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4.51 3.40 3.75 3.20 1.30

BSP:EUCA3 vs TT, JCI, CARR: Interest Coverage Comparison

For the Building Products & Equipment subindustry, Eucatex Industria e Comercio's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Eucatex Industria e Comercio Interest Coverage vs Construction Industry

For the Construction industry and Industrials sector, Eucatex Industria e Comercio's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Eucatex Industria e Comercio's Interest Coverage falls into.


BSP:EUCA3
77GF Score
Eucatex SA Industria e Comercio BSP:EUCA3
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Eucatex Industria e Comercio Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Eucatex Industria e Comercio's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, Eucatex Industria e Comercio's Interest Expense was R$-147 Mil. Its Operating Income was R$548 Mil. And its Long-Term Debt & Capital Lease Obligation was R$1,213 Mil.

Interest Coverage=-1* Operating Income (A: Dec. 2025 )/Interest Expense (A: Dec. 2025 )
=-1*548.119/-146.984
=3.73

Eucatex Industria e Comercio's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the three months ended in Mar. 2026, Eucatex Industria e Comercio's Interest Expense was R$-44 Mil. Its Operating Income was R$58 Mil. And its Long-Term Debt & Capital Lease Obligation was R$1,192 Mil.

Interest Coverage=-1* Operating Income (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*57.576/-44.389
=1.30

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 1.30 mean?
Eucatex Industria e Comercio (BSP:EUCA3) has a Interest Coverage of 1.30 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Eucatex Industria e Comercio and its competitors. This is 65% below median its historical median of 3.70. Over the past decade, Eucatex Industria e Comercio's Interest Coverage has ranged from 1.24 to 10.64. According to the industry distribution chart, Eucatex Industria e Comercio ranks #1030 out of 1366 companies in the Construction industry, placing it in the top 75.4%.
Is Eucatex Industria e Comercio's Interest Coverage too high?
Eucatex Industria e Comercio's current Interest Coverage of 1.30 is 65% below median its 10-year median of 3.70. Over the past 10 years, this metric has ranged from a low of 1.24 to a high of 10.64. The Construction industry median Interest Coverage is 8.01. Eucatex Industria e Comercio's value of 1.30 is 83.8% below this industry median. Based on the distribution chart, Eucatex Industria e Comercio ranks #1030 out of 1366 companies in the Construction industry, which is in the bottom quartile relative to peers. Overall, Eucatex Industria e Comercio has a GF Score™ of 77/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Eucatex Industria e Comercio's Interest Coverage compare to TT and JCI?
According to the Construction industry distribution chart, Eucatex Industria e Comercio ranks #1030 out of 1366 companies for Interest Coverage. This places Eucatex Industria e Comercio in the lower half of its industry. The industry median Interest Coverage is 8.01. Eucatex Industria e Comercio's value of 1.30 is 83.8% below this benchmark. Historically, Eucatex Industria e Comercio's own Interest Coverage has ranged from 1.24 to 10.64 over the past decade. While the company's 10-year median is 3.70 vs. the industry median of 8.01, Eucatex Industria e Comercio has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Construction company?
The median Interest Coverage among Construction companies is 8.01, based on 1,366 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Eucatex Industria e Comercio's current Interest Coverage of 1.30 is 83.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Eucatex Industria e Comercio and its competitors. For the Construction industry, the median Interest Coverage is 8.01 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Eucatex Industria e Comercio's current Interest Coverage is 1.30, which is 65% below median its own 10-year median of 3.70. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Eucatex Industria e Comercio stock overvalued right now?
Based on GuruFocus' analysis, Eucatex Industria e Comercio (BSP:EUCA3) is currently considered Modestly Overvalued. The stock's GF Value™ is R$19.54, compared to a current price of R$23.89 — trading 22.3% above its estimated fair value. The current Interest Coverage is 1.30, which is 65% below median its 10-year median of 3.70 and 83.8% below the Construction industry median of 8.01. Eucatex Industria e Comercio's overall GF Score™ is 77/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Eucatex Industria e Comercio (BSP:EUCA3), the current Interest Coverage is 1.30 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Eucatex Industria e Comercio (BSP:EUCA3) Overvalued in 2026?

Based on GuruFocus' analysis, Eucatex Industria e Comercio stock appears to be overvalued. The current stock price of R$23.89 is trading 22.3% above its estimated GF Value™ of R$19.54. GuruFocus considers Eucatex Industria e Comercio to be Modestly Overvalued.

Key valuation signals for BSP:EUCA3:

  • Interest Coverage: 1.30 (65% below median its 10-year median of 3.70)
  • GF Value™: R$19.54 vs. price of R$23.89 (22.3% above fair value)
  • GF Score™: 77/100 with 4 warning signs
  • Industry Position: 83.8% below the Construction median (#1030 of 1366)

No single metric tells the full story. See the BSP:EUCA3 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Eucatex Industria e Comercio Business Description

Other Exchanges EUCA4:Brazil
Address Tower I and II, 11th Floor, Juscelino - Avenida, Presidente Juscelino, Kubitsche, São Paulo, SP, BRA, 4543900
Eucatex SA Industria e Comercio manufactures laminated flooring, wall partitions, doors, panels, fiberboard, and paints and varnishes. The company provides laminate and vinyl flooring products, baseboards, paints and varnishes, wall partitions, doors, MDF and MDP panels, hardboards, high-density fiberboards, and T-HDF products.
77GF Score

Get the complete analysis for BSP:EUCA3

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

R$23.89
Price
R$19.54
GF Value