Helbor Empreendimentos (BSP:HBOR3) Interest Coverage: 3.01 (As of Mar. 2026) — 50% Above Median


BSP:HBOR3 Helbor Empreendimentos SA BSP:HBOR3
71 GF Score
Price R$2.20
GF Value R$2.90
Valuation Modestly Undervalued
! 5 Warning Signs
View Full Analysis

What is Helbor Empreendimentos Interest Coverage?

Helbor Empreendimentos BSP:HBOR3 +1.38% 71 Interest Coverage is 3.01 as of Mar. 2026, which is 50% above its 10-year median of 2.01. GuruFocus rates BSP:HBOR3 with a GF Score™ of 71/100 and a GF Value™ of R$2.90 (Modestly Undervalued). The stock has 5 warning signs investors should review. Among 1,295 Real Estate companies, Helbor Empreendimentos ranks worse than 72.2% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Helbor Empreendimentos's Operating Income for the three months ended in Mar. 2026 was R$42 Mil. Helbor Empreendimentos's Interest Expense for the three months ended in Mar. 2026 was R$-14 Mil. Helbor Empreendimentos's interest coverage for the quarter that ended in Mar. 2026 was 3.01. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Helbor Empreendimentos's Interest Coverage or its related term are showing as below:

BSP:HBOR3' s Interest Coverage Range Over the Past 10 Years
Min: 0.43   Med: 2.01   Max: 2.29
Current: 1.85


BSP:HBOR3's Interest Coverage is ranked worse than
72.2% of 1295 companies
in the Real Estate industry
Industry Median: 4.24 vs BSP:HBOR3: 1.85

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Helbor Empreendimentos  (BSP:HBOR3) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Helbor Empreendimentos Interest Coverage Related Terms


Helbor Empreendimentos Interest Coverage Historical Data

* Premium members only.

The historical data trend for Helbor Empreendimentos's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Helbor Empreendimentos Interest Coverage Chart

Helbor Empreendimentos Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.91 1.22 2.29 2.11 2.19

Helbor Empreendimentos Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.80 1.21 1.14 2.21 3.01

BSP:HBOR3 vs CBRE, BEKE, CSGP: Interest Coverage Comparison

For the Real Estate Services subindustry, Helbor Empreendimentos's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Helbor Empreendimentos Interest Coverage vs Real Estate Industry

For the Real Estate industry and Real Estate sector, Helbor Empreendimentos's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Helbor Empreendimentos's Interest Coverage falls into.


BSP:HBOR3
71GF Score
Helbor Empreendimentos SA BSP:HBOR3
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Helbor Empreendimentos Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Helbor Empreendimentos's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, Helbor Empreendimentos's Interest Expense was R$-47 Mil. Its Operating Income was R$103 Mil. And its Long-Term Debt & Capital Lease Obligation was R$1,330 Mil.

Interest Coverage=-1* Operating Income (A: Dec. 2025 )/Interest Expense (A: Dec. 2025 )
=-1*102.961/-47.036
=2.19

Helbor Empreendimentos's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the three months ended in Mar. 2026, Helbor Empreendimentos's Interest Expense was R$-14 Mil. Its Operating Income was R$42 Mil. And its Long-Term Debt & Capital Lease Obligation was R$1,439 Mil.

Interest Coverage=-1* Operating Income (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*42.366/-14.056
=3.01

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 3.01 mean?
Helbor Empreendimentos (BSP:HBOR3) has a Interest Coverage of 3.01 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Helbor Empreendimentos and its competitors. This is 50% above median its historical median of 2.01. Over the past decade, Helbor Empreendimentos' Interest Coverage has ranged from 0.43 to 2.29. According to the industry distribution chart, Helbor Empreendimentos ranks #935 out of 1295 companies in the Real Estate industry, placing it in the top 72.2%.
Is Helbor Empreendimentos' Interest Coverage too high?
Helbor Empreendimentos' current Interest Coverage of 3.01 is 50% above median its 10-year median of 2.01. Over the past 10 years, this metric has ranged from a low of 0.43 to a high of 2.29. The Real Estate industry median Interest Coverage is 4.24. Helbor Empreendimentos' value of 3.01 is 29% below this industry median. Based on the distribution chart, Helbor Empreendimentos ranks #935 out of 1295 companies in the Real Estate industry, which is below the industry midpoint. Overall, Helbor Empreendimentos has a GF Score™ of 71/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Helbor Empreendimentos' Interest Coverage compare to CBRE and BEKE?
According to the Real Estate industry distribution chart, Helbor Empreendimentos ranks #935 out of 1295 companies for Interest Coverage. This places Helbor Empreendimentos in the lower half of its industry. The industry median Interest Coverage is 4.24. Helbor Empreendimentos' value of 3.01 is 29% below this benchmark. Historically, Helbor Empreendimentos' own Interest Coverage has ranged from 0.43 to 2.29 over the past decade. While the company's 10-year median is 2.01 vs. the industry median of 4.24, Helbor Empreendimentos has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Real Estate company?
The median Interest Coverage among Real Estate companies is 4.24, based on 1,295 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Helbor Empreendimentos's current Interest Coverage of 3.01 is 29% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Helbor Empreendimentos and its competitors. For the Real Estate industry, the median Interest Coverage is 4.24 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Helbor Empreendimentos's current Interest Coverage is 3.01, which is 50% above median its own 10-year median of 2.01. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Helbor Empreendimentos stock overvalued right now?
Based on GuruFocus' analysis, Helbor Empreendimentos (BSP:HBOR3) is currently considered Modestly Undervalued. The stock's GF Value™ is R$2.90, compared to a current price of R$2.20 — trading 24.1% below its estimated fair value. The current Interest Coverage is 3.01, which is 50% above median its 10-year median of 2.01 and 29% below the Real Estate industry median of 4.24. Helbor Empreendimentos' overall GF Score™ is 71/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Helbor Empreendimentos (BSP:HBOR3), the current Interest Coverage is 3.01 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Helbor Empreendimentos (BSP:HBOR3) Overvalued in 2026?

Based on GuruFocus' analysis, Helbor Empreendimentos stock appears to be undervalued. The current stock price of R$2.20 is trading 24.1% below its estimated GF Value™ of R$2.90. GuruFocus considers Helbor Empreendimentos to be Modestly Undervalued.

Key valuation signals for BSP:HBOR3:

  • Interest Coverage: 3.01 (50% above median its 10-year median of 2.01)
  • GF Value™: R$2.90 vs. price of R$2.20 (24.1% below fair value)
  • GF Score™: 71/100 with 5 warning signs
  • Industry Position: 29% below the Real Estate median (#935 of 1295)

No single metric tells the full story. See the BSP:HBOR3 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Helbor Empreendimentos Business Description

Address Av. Vereador Narciso Yague Guimaraes, 1.145, 15th Floor, Mogi Das Cruzes, SP, BRA, 8710500
Helbor Empreendimentos SA is a Brazil-based company which engages in incorporation of real estate projects, as well as the provision of venture management services and acquisition, administration, development, lease and management of corporate buildings, shopping malls, parking lots, strip malls, industrial warehouses and hotel. . The firm also provides real estate development management services. Its portfolio includes residential, industrial, and commercial properties. Its revenue sources include revenue from sales of properties and management fee.
71GF Score

Get the complete analysis for BSP:HBOR3

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

R$2.20
Price
R$2.90
GF Value