Vitru Brasil Empreendimentos Participacoes e Comercio (BSP:VTRU3) Interest Coverage: 1.76 (As of Mar. 2026) — Near Median

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BSP:VTRU3 Vitru Brasil Empreendimentos Participacoes e Comercio SA BSP:VTRU3
14 GF Score
Price R$12.60
! 3 Warning Signs
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What is Vitru Brasil Empreendimentos Participacoes e Comercio Interest Coverage?

Vitru Brasil Empreendimentos Participacoes e Comercio BSP:VTRU3 -1.87% 14 Interest Coverage is 1.76 as of Mar. 2026, which is 7% below its 10-year median of 1.89. GuruFocus rates BSP:VTRU3 with a GF Score™ of 14/100. The stock has 3 warning signs investors should review. Among 194 Education companies, Vitru Brasil Empreendimentos Participacoes e Comercio ranks worse than 86.08% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Vitru Brasil Empreendimentos Participacoes e Comercio's Operating Income for the three months ended in Mar. 2026 was R$204 Mil. Vitru Brasil Empreendimentos Participacoes e Comercio's Interest Expense for the three months ended in Mar. 2026 was R$-116 Mil. Vitru Brasil Empreendimentos Participacoes e Comercio's interest coverage for the quarter that ended in Mar. 2026 was 1.76. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Vitru Brasil Empreendimentos Participacoes e Comercio's Interest Coverage or its related term are showing as below:

BSP:VTRU3' s Interest Coverage Range Over the Past 10 Years
Min: 1.65   Med: 1.89   Max: 2.05
Current: 2.03


BSP:VTRU3's Interest Coverage is ranked worse than
86.08% of 194 companies
in the Education industry
Industry Median: 13.39 vs BSP:VTRU3: 2.03

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Vitru Brasil Empreendimentos Participacoes e Comercio  (BSP:VTRU3) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Vitru Brasil Empreendimentos Participacoes e Comercio Interest Coverage Related Terms


Vitru Brasil Empreendimentos Participacoes e Comercio Interest Coverage Historical Data

* Premium members only.

The historical data trend for Vitru Brasil Empreendimentos Participacoes e Comercio's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Vitru Brasil Empreendimentos Participacoes e Comercio Interest Coverage Chart

Vitru Brasil Empreendimentos Participacoes e Comercio Annual Data
Trend Dec23 Dec24 Dec25
Interest Coverage
1.89 1.65 2.05

Vitru Brasil Empreendimentos Participacoes e Comercio Quarterly Data
Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.76 2.65 1.87 1.91 1.76

BSP:VTRU3 vs EDU, TAL, LAUR: Interest Coverage Comparison

For the Education & Training Services subindustry, Vitru Brasil Empreendimentos Participacoes e Comercio's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Vitru Brasil Empreendimentos Participacoes e Comercio Interest Coverage vs Education Industry

For the Education industry and Consumer Defensive sector, Vitru Brasil Empreendimentos Participacoes e Comercio's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Vitru Brasil Empreendimentos Participacoes e Comercio's Interest Coverage falls into.


BSP:VTRU3
14GF Score
Vitru Brasil Empreendimentos Participacoes e Comercio SA BSP:VTRU3
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
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Vitru Brasil Empreendimentos Participacoes e Comercio Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Vitru Brasil Empreendimentos Participacoes e Comercio's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, Vitru Brasil Empreendimentos Participacoes e Comercio's Interest Expense was R$-398 Mil. Its Operating Income was R$815 Mil. And its Long-Term Debt & Capital Lease Obligation was R$2,517 Mil.

Interest Coverage=-1* Operating Income (A: Dec. 2025 )/Interest Expense (A: Dec. 2025 )
=-1*815.205/-398.394
=2.05

Vitru Brasil Empreendimentos Participacoes e Comercio's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the three months ended in Mar. 2026, Vitru Brasil Empreendimentos Participacoes e Comercio's Interest Expense was R$-116 Mil. Its Operating Income was R$204 Mil. And its Long-Term Debt & Capital Lease Obligation was R$2,526 Mil.

Interest Coverage=-1* Operating Income (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*203.852/-115.915
=1.76

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 1.76 mean?
Vitru Brasil Empreendimentos Participacoes e Comercio (BSP:VTRU3) has a Interest Coverage of 1.76 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Vitru Brasil Empreendimentos Participacoes e Comercio and its competitors. This is near median its historical median of 1.89. Over the past decade, Vitru Brasil Empreendimentos Participacoes e Comercio's Interest Coverage has ranged from 1.65 to 2.05. According to the industry distribution chart, Vitru Brasil Empreendimentos Participacoes e Comercio ranks #167 out of 194 companies in the Education industry, placing it in the top 86.1%.
Is Vitru Brasil Empreendimentos Participacoes e Comercio's Interest Coverage too high?
Vitru Brasil Empreendimentos Participacoes e Comercio's current Interest Coverage of 1.76 is near median its 10-year median of 1.89. Over the past 10 years, this metric has ranged from a low of 1.65 to a high of 2.05. The Education industry median Interest Coverage is 13.39. Vitru Brasil Empreendimentos Participacoes e Comercio's value of 1.76 is 86.9% below this industry median. Based on the distribution chart, Vitru Brasil Empreendimentos Participacoes e Comercio ranks #167 out of 194 companies in the Education industry, which is in the bottom quartile relative to peers. Overall, Vitru Brasil Empreendimentos Participacoes e Comercio has a GF Score™ of 14/100, reflecting its overall financial health beyond just this single metric.
How does Vitru Brasil Empreendimentos Participacoes e Comercio's Interest Coverage compare to EDU and TAL?
According to the Education industry distribution chart, Vitru Brasil Empreendimentos Participacoes e Comercio ranks #167 out of 194 companies for Interest Coverage. This places Vitru Brasil Empreendimentos Participacoes e Comercio in the lower half of its industry. The industry median Interest Coverage is 13.39. Vitru Brasil Empreendimentos Participacoes e Comercio's value of 1.76 is 86.9% below this benchmark. Historically, Vitru Brasil Empreendimentos Participacoes e Comercio's own Interest Coverage has ranged from 1.65 to 2.05 over the past decade. While the company's 10-year median is 1.89 vs. the industry median of 13.39, Vitru Brasil Empreendimentos Participacoes e Comercio has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for an Education company?
The median Interest Coverage among Education companies is 13.39, based on 194 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Vitru Brasil Empreendimentos Participacoes e Comercio's current Interest Coverage of 1.76 is 86.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Vitru Brasil Empreendimentos Participacoes e Comercio and its competitors. For the Education industry, the median Interest Coverage is 13.39 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Vitru Brasil Empreendimentos Participacoes e Comercio's current Interest Coverage is 1.76, which is near median its own 10-year median of 1.89. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Vitru Brasil Empreendimentos Participacoes e Comercio stock overvalued right now?
Vitru Brasil Empreendimentos Participacoes e Comercio (BSP:VTRU3) has a current Interest Coverage of 1.76. The current Interest Coverage is 1.76, which is near median its 10-year median of 1.89 and 86.9% below the Education industry median of 13.39. Vitru Brasil Empreendimentos Participacoes e Comercio's overall GF Score™ is 14/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Vitru Brasil Empreendimentos Participacoes e Comercio (BSP:VTRU3), the current Interest Coverage is 1.76 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Vitru Brasil Empreendimentos Participacoes e Comercio Business Description

Address Rodovia Jose Carlos Daux, 5500, Torre Jurere A, Room 212, 2nd Floor, Saco Grande, Florianopolis, SC, BRA, 88032-005
Vitru Brasil Empreendimentos Participacoes e Comercio SA invests in educational service providers and provides distance learning continuing education services through its subsidiaries. The group provides educational services in Brazil, mainly undergraduate and continuing education courses, offered in person at its campuses located throughout Brazil. Its operating segments are: Distance Learning Undergraduate Courses, In-person undergraduate programs, and Continuing education courses. Maximum revenue is generated from its Distance Learning business, which offers virtual learning opportunities in education, business administration, accounting, physical education, vocational training, engineering, and health-related courses.
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Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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