Banco De Valores (BUE:VALO) Interest Coverage: No Debt ⁽¹⁾ (As of Mar. 2026) — 100% Below Median

Q: Is Banco De Valores' Interest Coverage too high?

Banco De Valores' current Interest Coverage of No Debt (1) is 100% below median its 10-year median of 7,637.86. Over the past 10 years, this metric has ranged from a low of 310.04 to a high of 3,629,498.00. Based on the distribution chart, Banco De Valores ranks #5 out of 21 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Banco De Valores has a GF Score™ of 76/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.

Banco De Valores SA BUE:VALO

76 GF Score

Price ARS647.00

GF Value ARS139.40

Valuation Significantly Overvalued

3 Warning Signs

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What is Banco De Valores Interest Coverage?

Banco De Valores BUE:VALO -1.22% 76 Interest Coverage is No Debt ⁽¹⁾ as of Mar. 2026, which is 100% below its 10-year median of 7,637.86. GuruFocus rates BUE:VALO with a GF Score™ of 76/100 and a GF Value™ of ARS139.40 (Significantly Overvalued). The stock has 3 warning signs investors should review. Among 21 Banks companies, Banco De Valores ranks better than 76.19% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Banco De Valores's Operating Income for the three months ended in Mar. 2026 was ARS44,959 Mil. Banco De Valores's Interest Expense for the three months ended in Mar. 2026 was ARS0 Mil. Banco De Valores has no debt. The higher the ratio, the stronger the company's financial strength is.

Good Sign:

Ben Graham prefers companies' interest coverage to be at least 5. Banco De Valores SA has enough cash to cover all of its debt. Its financial situation is stable.

(1) Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

The historical rank and industry rank for Banco De Valores's Interest Coverage or its related term are showing as below:

BUE:VALO' s Interest Coverage Range Over the Past 10 Years
Min: 310.04 Med: 7637.86 Max: 3629498
Current: 338.69

BUE:VALO's Interest Coverage is ranked better than
76.19% of 21 companies
in the Banks industry
Industry Median: 22.68 vs BUE:VALO: 338.69

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Banco De Valores (BUE:VALO) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .

Banco De Valores Interest Coverage Related Terms

Banco De Valores Interest Coverage Historical Data

* Premium members only.

The historical data trend for Banco De Valores's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Banco De Valores Interest Coverage Chart

Banco De Valores Annual Data

Trend

Dec16

Dec17

Dec18

Dec19

Dec20

Dec21

Dec22

Dec23

Dec24

Dec25

Interest Coverage

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No Debt

5,275.71

3,629,498.00

No Debt

310.04

Banco De Valores Quarterly Data
	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23	Mar24	Jun24	Sep24	Dec24	Mar25	Jun25	Sep25	Dec25	Mar26
Interest Coverage	Get a 7-Day Free Trial															N/A	No Debt	0.00	1,331.56	No Debt

BUE:VALO vs JPM, BAC, WFC: Interest Coverage Comparison

For the Banks - Diversified subindustry, Banco De Valores's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Banco De Valores Interest Coverage vs Banks Industry

For the Banks industry and Financial Services sector, Banco De Valores's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Banco De Valores's Interest Coverage falls into.

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76GF Score

Banco De Valores SA BUE:VALO

Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.

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Banco De Valores Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage

-1

Operating Income

Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt ⁽¹⁾.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Banco De Valores's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, Banco De Valores's Interest Expense was ARS-360 Mil. Its Operating Income was ARS111,539 Mil. And its Long-Term Debt & Capital Lease Obligation was ARS43,783 Mil.

Interest Coverage	=	-1	*	Operating Income (A: Dec. 2025 )	/	Interest Expense (A: Dec. 2025 )
	=	-1	*	111539.295	/	-359.755
	=	310.04

Banco De Valores's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the three months ended in Mar. 2026, Banco De Valores's Interest Expense was ARS0 Mil. Its Operating Income was ARS44,959 Mil. And its Long-Term Debt & Capital Lease Obligation was ARS0 Mil.

Banco De Valores had no debt ⁽¹⁾.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →

What does a Interest Coverage of No Debt <sup>(1)</sup> mean?

Banco De Valores (BUE:VALO) has a Interest Coverage of No Debt ⁽¹⁾ as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Banco De Valores and its competitors. This is 100% below median its historical median of 7,637.86. Over the past decade, Banco De Valores' Interest Coverage has ranged from 310.04 to 3,629,498.00. According to the industry distribution chart, Banco De Valores ranks #5 out of 21 companies in the Banks industry, placing it in the top 23.8%.

Is Banco De Valores' Interest Coverage too high?

Banco De Valores' current Interest Coverage of No Debt ⁽¹⁾ is 100% below median its 10-year median of 7,637.86. Over the past 10 years, this metric has ranged from a low of 310.04 to a high of 3,629,498.00. Based on the distribution chart, Banco De Valores ranks #5 out of 21 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Banco De Valores has a GF Score™ of 76/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.

How does Banco De Valores' Interest Coverage compare to JPM and BAC?

According to the Banks industry distribution chart, Banco De Valores ranks #5 out of 21 companies for Interest Coverage. This places Banco De Valores in the top 24% of its industry — outperforming the majority of peers. The industry median Interest Coverage is 22.68. Historically, Banco De Valores' own Interest Coverage has ranged from 310.04 to 3,629,498.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.

What is a good Interest Coverage for a Banks company?

The median Interest Coverage among Banks companies is 22.68, based on 21 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.

What does a high Interest Coverage mean?

A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Banco De Valores and its competitors. For the Banks industry, the median Interest Coverage is 22.68 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Banco De Valores's current Interest Coverage is No Debt ⁽¹⁾, which is 100% below median its own 10-year median of 7,637.86. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.

Is Banco De Valores stock overvalued right now?

Based on GuruFocus' analysis, Banco De Valores (BUE:VALO) is currently considered Significantly Overvalued. The stock's GF Value™ is ARS139.40, compared to a current price of ARS647.00 — trading 364.1% above its estimated fair value. The current Interest Coverage is No Debt ⁽¹⁾, which is 100% below median its 10-year median of 7,637.86. Banco De Valores' overall GF Score™ is 76/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.

How is Interest Coverage calculated?

Interest Coverage is calculated from a company's financial statements. For Banco De Valores (BUE:VALO), the current Interest Coverage is No Debt ⁽¹⁾ as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Banco De Valores (BUE:VALO) Overvalued in 2026?

Based on GuruFocus' analysis, Banco De Valores stock appears to be overvalued. The current stock price of ARS647.00 is trading 364.1% above its estimated GF Value™ of ARS139.40. GuruFocus considers Banco De Valores to be Significantly Overvalued.

Key valuation signals for BUE:VALO:

Interest Coverage: No Debt ⁽¹⁾ (100% below median its 10-year median of 7,637.86)
GF Value™: ARS139.40 vs. price of ARS647.00 (364.1% above fair value)
GF Score™: 76/100 with 3 warning signs

No single metric tells the full story. See the BUE:VALO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.