CHGA (Change Agents) Interest Coverage: 0 (At Loss) (As of Mar. 2026)

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CHGA Change Agents Corp CHGA
19 GF Score
Price $0.27
! 5 Warning Signs
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What is Change Agents Interest Coverage?

Change Agents CHGA -3.18% 19 Interest Coverage is 0 (At Loss) as of Mar. 2026. GuruFocus rates CHGA with a GF Score™ of 19/100. The stock has 5 warning signs investors should review. Among 1,303 Real Estate companies, Change Agents ranks worse than 76745.89% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Change Agents's Operating Income for the three months ended in Mar. 2026 was $-2.72 Mil. Change Agents's Interest Expense for the three months ended in Mar. 2026 was $-0.27 Mil. did not have earnings to cover the interest expense. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Change Agents's Interest Coverage or its related term are showing as below:


CHGA's Interest Coverage is not ranked *
in the Real Estate industry.
Industry Median: 4.17
* Ranked among companies with meaningful Interest Coverage only.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Change Agents  (NAS:CHGA) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Change Agents Interest Coverage Related Terms


Change Agents Interest Coverage Historical Data

* Premium members only.

The historical data trend for Change Agents's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Change Agents Interest Coverage Chart

Change Agents Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

Change Agents Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

CHGA vs GBR, TNMD, LRHC: Interest Coverage Comparison

For the Real Estate Services subindustry, Change Agents's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Change Agents Interest Coverage vs Real Estate Industry

For the Real Estate industry and Real Estate sector, Change Agents's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Change Agents's Interest Coverage falls into.


CHGA
19GF Score
Change Agents Corp CHGA
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
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Change Agents Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Change Agents's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, Change Agents's Interest Expense was $-1.46 Mil. Its Operating Income was $-7.98 Mil. And its Long-Term Debt & Capital Lease Obligation was $0.00 Mil.

Change Agents did not have earnings to cover the interest expense.

Change Agents's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the three months ended in Mar. 2026, Change Agents's Interest Expense was $-0.27 Mil. Its Operating Income was $-2.72 Mil. And its Long-Term Debt & Capital Lease Obligation was $0.08 Mil.

Change Agents did not have earnings to cover the interest expense.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 0 (At Loss) mean?
Change Agents (CHGA) has a Interest Coverage of 0 (At Loss) as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Change Agents and its competitors. According to the industry distribution chart, Change Agents ranks #999999 out of 1303 companies in the Real Estate industry.
Is Change Agents' Interest Coverage too high?
Change Agents' current Interest Coverage is 0 (At Loss). Based on the distribution chart, Change Agents ranks #999999 out of 1303 companies in the Real Estate industry, which is in the bottom quartile relative to peers. Overall, Change Agents has a GF Score™ of 19/100, reflecting its overall financial health beyond just this single metric.
How does Change Agents' Interest Coverage compare to GBR and TNMD?
According to the Real Estate industry distribution chart, Change Agents ranks #999999 out of 1303 companies for Interest Coverage. This places Change Agents in the lower half of its industry. The industry median Interest Coverage is 4.17. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Real Estate company?
The median Interest Coverage among Real Estate companies is 4.17, based on 1,303 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Change Agents and its competitors. For the Real Estate industry, the median Interest Coverage is 4.17 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Change Agents's current Interest Coverage is 0 (At Loss). However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Change Agents stock overvalued right now?
Change Agents (CHGA) has a current Interest Coverage of 0 (At Loss). The current Interest Coverage is 0 (At Loss). Change Agents' overall GF Score™ is 19/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Change Agents (CHGA), the current Interest Coverage is 0 (At Loss) as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Change Agents Business Description

Address 4400 Route 9 South, Suite 3100, Freehold, NJ, USA, 07728
Avalon Globocare Corp is a technology driven company with a focus on developing products and services that serve growing consumer health and technology markets. Through its AI-driven subsidiary, the company is advancing next-generation AI systems, including automated video generation, enterprise documentation, and workflow automation solutions. Its segments consist of a consumer health technology segment, through which it distributes the Keto Air breathalyzer device, a non-invasive consumer breathalyzer that measures ketosis levels and is sold in North America; and an artificial intelligence content technology segment, through which it develops and commercializes an AI-driven, short-form video generation platform.
19GF Score

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Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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