Spire Healthcare GroupCHIX:SPIL 75 Interest Coverage is 0.85 as of Dec. 2025, which is 29% below its 10-year median of 1.19. GuruFocus rates CHIX:SPIL with a GF Score™ of 75/100 and a GF Value™ of £2.70 (Modestly Undervalued). The stock has 7 warning signs investors should review. Among 453 Healthcare Providers & Services companies, Spire Healthcare Group ranks worse than 92.27% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. Spire Healthcare Group's
Operating Income
for the
six
months ended in Dec. 2025 was £44 Mil. Spire Healthcare Group's Interest Expense for the
six
months ended in Dec. 2025 was £-52 Mil.
Spire Healthcare Group's interest coverage for the quarter that ended in Dec. 2025 was 0.85.
The higher the ratio, the stronger the company's financial strength is.
Warning Sign:
Ben Graham prefers companies' interest coverage to be at least 5. Spire Healthcare Group PLC interest coverage is 1.15, which is low.
The historical rank and industry rank for Spire Healthcare Group's Interest Coverage or its related term are showing as below:
CHIX:SPIl'
s Interest Coverage Range Over the Past 10 Years
Min: 0.71 Med: 1.19 Max: 9.93
Current: 1.15
CHIX:SPIl's Interest Coverage is ranked worse than 92.27% of 453
companies
in the Healthcare Providers & Services industry
Industry Median: 7.98
vs CHIX:SPIl: 1.15
Spire Healthcare Group (CHIX:SPIl) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Spire Healthcare Group Interest Coverage Related Terms
Spire Healthcare Group Interest Coverage Historical Data
* Premium members only.
The historical data trend for Spire Healthcare Group's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
CHIX:SPIL vs HCA, THC, DVA: Interest Coverage Comparison
For the Medical Care Facilities subindustry, Spire Healthcare Group's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Spire Healthcare Group Interest Coverage vs Healthcare Providers & Services Industry
For the Healthcare Providers & Services industry and Healthcare sector, Spire Healthcare Group's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Spire Healthcare Group's Interest Coverage falls into.
Spire Healthcare Group Interest Coverage Calculation
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Spire Healthcare Group (CHIX:SPIL) has a Interest Coverage of 0.85 as of Dec. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Spire Healthcare Group and its competitors. This is 29% below median its historical median of 1.19. Over the past decade, Spire Healthcare Group's Interest Coverage has ranged from 0.71 to 9.93. According to the industry distribution chart, Spire Healthcare Group ranks #418 out of 453 companies in the Healthcare Providers & Services industry, placing it in the top 92.3%.
Is Spire Healthcare Group's Interest Coverage too high?
Spire Healthcare Group's current Interest Coverage of 0.85 is 29% below median its 10-year median of 1.19. Over the past 10 years, this metric has ranged from a low of 0.71 to a high of 9.93. The Healthcare Providers & Services industry median Interest Coverage is 7.98. Spire Healthcare Group's value of 0.85 is 89.3% below this industry median. Based on the distribution chart, Spire Healthcare Group ranks #418 out of 453 companies in the Healthcare Providers & Services industry, which is in the bottom quartile relative to peers. Overall, Spire Healthcare Group has a GF Score™ of 75/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Spire Healthcare Group's Interest Coverage compare to HCA and THC?
According to the Healthcare Providers & Services industry distribution chart, Spire Healthcare Group ranks #418 out of 453 companies for Interest Coverage. This places Spire Healthcare Group in the lower half of its industry. The industry median Interest Coverage is 7.98. Spire Healthcare Group's value of 0.85 is 89.3% below this benchmark. Historically, Spire Healthcare Group's own Interest Coverage has ranged from 0.71 to 9.93 over the past decade. While the company's 10-year median is 1.19 vs. the industry median of 7.98, Spire Healthcare Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Healthcare Providers & Services company?
The median Interest Coverage among Healthcare Providers & Services companies is 7.98, based on 453 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Spire Healthcare Group's current Interest Coverage of 0.85 is 89.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Spire Healthcare Group and its competitors. For the Healthcare Providers & Services industry, the median Interest Coverage is 7.98 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Spire Healthcare Group's current Interest Coverage is 0.85, which is 29% below median its own 10-year median of 1.19. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Spire Healthcare Group stock overvalued right now?
Based on GuruFocus' analysis, Spire Healthcare Group (CHIX:SPIL) is currently considered Modestly Undervalued. The stock's GF Value™ is £2.70, compared to a current price of £2.19 — trading 19.1% below its estimated fair value. The current Interest Coverage is 0.85, which is 29% below median its 10-year median of 1.19 and 89.3% below the Healthcare Providers & Services industry median of 7.98. Spire Healthcare Group's overall GF Score™ is 75/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Spire Healthcare Group (CHIX:SPIL), the current Interest Coverage is 0.85 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Spire Healthcare Group (CHIX:SPIL) Overvalued in 2026?
Based on GuruFocus' analysis, Spire Healthcare Group stock appears to be undervalued.
The current stock price of £2.19 is trading 19.1% below its estimated GF Value™ of £2.70.
GuruFocus considers Spire Healthcare Group to be Modestly Undervalued.
Key valuation signals for CHIX:SPIL:
Interest Coverage: 0.85 (29% below median its 10-year median of 1.19)
GF Value™: £2.70 vs. price of £2.19 (19.1% below fair value)
Industry Position: 89.3% below the Healthcare Providers & Services median (#418 of 453)
No single metric tells the full story. See the CHIX:SPIL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Spire Healthcare Group PLC is an independent hospital group in the United Kingdom. It is a private provider, by volume, of knee and hip operations in the United Kingdom. The company has two operating segments: the hospitals business and the Primary care. The company generates the majority of its revenue from Hospital Business, which consists of hospitals, clinics, medical centres and consulting rooms. The company provide diagnostics, inpatient, day case and outpatient care in areas including orthopaedics, gynaecology, cardiology, neurology, oncology and general surgery. The primary care segment encompasses services focused on the primary care needs of outpatients, including GP services, occupational health services or mental and physical health services.
75GF Score
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