VZ Holding AG (CHIX:VZNZ) Interest Coverage: 34.55 (As of Dec. 2025) — 33% Above Median


CHIX:VZNZ VZ Holding AG CHIX:VZNZ
92 GF Score
Price CHF157.00
GF Value CHF146.30
Valuation Fairly Valued
! 4 Warning Signs
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What is VZ Holding AG Interest Coverage?

VZ Holding AG CHIX:VZNZ -0.63% 92 Interest Coverage is 34.55 as of Dec. 2025, which is 33% above its 10-year median of 25.92. GuruFocus rates CHIX:VZNZ with a GF Score™ of 92/100 and a GF Value™ of CHF146.30 (Fairly Valued). The stock has 4 warning signs investors should review. Among 480 Asset Management companies, VZ Holding AG ranks worse than 56.67% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. VZ Holding AG's Operating Income for the six months ended in Dec. 2025 was CHF116.9 Mil. VZ Holding AG's Interest Expense for the six months ended in Dec. 2025 was CHF-3.4 Mil. VZ Holding AG's interest coverage for the quarter that ended in Dec. 2025 was 34.55. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for VZ Holding AG's Interest Coverage or its related term are showing as below:

CHIX:VZNz' s Interest Coverage Range Over the Past 10 Years
Min: 7.69   Med: 25.92   Max: 2332.37
Current: 22.9


CHIX:VZNz's Interest Coverage is ranked worse than
56.67% of 480 companies
in the Asset Management industry
Industry Median: 44.98 vs CHIX:VZNz: 22.90

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


VZ Holding AG  (CHIX:VZNz) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


VZ Holding AG Interest Coverage Related Terms


VZ Holding AG Interest Coverage Historical Data

* Premium members only.

The historical data trend for VZ Holding AG's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

VZ Holding AG Interest Coverage Chart

VZ Holding AG Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 304.08 62.80 8.09 7.69 22.90

VZ Holding AG Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 6.84 7.16 8.36 17.76 34.55

CHIX:VZNZ vs BLK, BX, KKR: Interest Coverage Comparison

For the Asset Management subindustry, VZ Holding AG's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


VZ Holding AG Interest Coverage vs Asset Management Industry

For the Asset Management industry and Financial Services sector, VZ Holding AG's Interest Coverage distribution charts can be found below:

* The bar in red indicates where VZ Holding AG's Interest Coverage falls into.


CHIX:VZNZ
92GF Score
VZ Holding AG CHIX:VZNZ
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

VZ Holding AG Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

VZ Holding AG's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, VZ Holding AG's Interest Expense was CHF-11.1 Mil. Its Operating Income was CHF253.3 Mil. And its Long-Term Debt & Capital Lease Obligation was CHF661.1 Mil.

Interest Coverage=-1* Operating Income (A: Dec. 2025 )/Interest Expense (A: Dec. 2025 )
=-1*253.297/-11.063
=22.90

VZ Holding AG's Interest Coverage for the quarter that ended in Dec. 2025 is calculated as

Here, for the six months ended in Dec. 2025, VZ Holding AG's Interest Expense was CHF-3.4 Mil. Its Operating Income was CHF116.9 Mil. And its Long-Term Debt & Capital Lease Obligation was CHF661.1 Mil.

Interest Coverage=-1* Operating Income (Q: Dec. 2025 )/Interest Expense (Q: Dec. 2025 )
=-1*116.915/-3.384
=34.55

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 34.55 mean?
VZ Holding AG (CHIX:VZNZ) has a Interest Coverage of 34.55 as of Dec. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on VZ Holding AG and its competitors. This is 33% above median its historical median of 25.92. Over the past decade, VZ Holding AG's Interest Coverage has ranged from 7.69 to 2,332.37. According to the industry distribution chart, VZ Holding AG ranks #272 out of 480 companies in the Asset Management industry, placing it in the top 56.7%.
Is VZ Holding AG's Interest Coverage too high?
VZ Holding AG's current Interest Coverage of 34.55 is 33% above median its 10-year median of 25.92. Over the past 10 years, this metric has ranged from a low of 7.69 to a high of 2,332.37. The Asset Management industry median Interest Coverage is 44.98. VZ Holding AG's value of 34.55 is 23.2% below this industry median. Based on the distribution chart, VZ Holding AG ranks #272 out of 480 companies in the Asset Management industry, which is below the industry midpoint. Overall, VZ Holding AG has a GF Score™ of 92/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does VZ Holding AG's Interest Coverage compare to BLK and BX?
According to the Asset Management industry distribution chart, VZ Holding AG ranks #272 out of 480 companies for Interest Coverage. This places VZ Holding AG in the lower half of its industry. The industry median Interest Coverage is 44.98. VZ Holding AG's value of 34.55 is 23.2% below this benchmark. Historically, VZ Holding AG's own Interest Coverage has ranged from 7.69 to 2,332.37 over the past decade. While the company's 10-year median is 25.92 vs. the industry median of 44.98, VZ Holding AG has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for an Asset Management company?
The median Interest Coverage among Asset Management companies is 44.98, based on 480 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. VZ Holding AG's current Interest Coverage of 34.55 is 23.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on VZ Holding AG and its competitors. For the Asset Management industry, the median Interest Coverage is 44.98 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. VZ Holding AG's current Interest Coverage is 34.55, which is 33% above median its own 10-year median of 25.92. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is VZ Holding AG stock overvalued right now?
Based on GuruFocus' analysis, VZ Holding AG (CHIX:VZNZ) is currently considered Fairly Valued. The stock's GF Value™ is CHF146.30, compared to a current price of CHF157.00 — trading 7.3% above its estimated fair value. The current Interest Coverage is 34.55, which is 33% above median its 10-year median of 25.92 and 23.2% below the Asset Management industry median of 44.98. VZ Holding AG's overall GF Score™ is 92/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For VZ Holding AG (CHIX:VZNZ), the current Interest Coverage is 34.55 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is VZ Holding AG (CHIX:VZNZ) Overvalued in 2026?

Based on GuruFocus' analysis, VZ Holding AG stock appears to be overvalued. The current stock price of CHF157.00 is trading 7.3% above its estimated GF Value™ of CHF146.30. GuruFocus considers VZ Holding AG to be Fairly Valued.

Key valuation signals for CHIX:VZNZ:

  • Interest Coverage: 34.55 (33% above median its 10-year median of 25.92)
  • GF Value™: CHF146.30 vs. price of CHF157.00 (7.3% above fair value)
  • GF Score™: 92/100 with 4 warning signs
  • Industry Position: 23.2% below the Asset Management median (#272 of 480)

No single metric tells the full story. See the CHIX:VZNZ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


VZ Holding AG Business Description

Address Gotthardstrasse 6, Zurich, CHE, 8002
VZ Holding AG offers financial advisory services for individuals and companies in many areas. It provides Independent, transparent advice, a Consultation process, and wide-ranging advice such as retirement, real estate, mortgages, shareholdings, and insurance advice. It generates the majority of its revenue from management fees on assets under management.
92GF Score

Get the complete analysis for CHIX:VZNZ

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

CHF157.00
Price
CHF146.30
GF Value