CI&T (CINT) Interest Coverage: 4.43 (As of Mar. 2026) — Near Median


CINT CI&T Inc CINT
79 GF Score
Price $3.37
GF Value $6.38
Valuation Significantly Undervalued
! 4 Warning Signs
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What is CI&T Interest Coverage?

CI&T CINT -2.03% 79 Interest Coverage is 4.43 as of Mar. 2026, which is 3% below its 10-year median of 4.59. GuruFocus rates CINT with a GF Score™ of 79/100 and a GF Value™ of $6.38 (Significantly Undervalued). The stock has 4 warning signs investors should review. Among 1,707 Software companies, CI&T ranks worse than 78.73% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. CI&T's Operating Income for the three months ended in Mar. 2026 was $13.0 Mil. CI&T's Interest Expense for the three months ended in Mar. 2026 was $-2.9 Mil. CI&T's interest coverage for the quarter that ended in Mar. 2026 was 4.43. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for CI&T's Interest Coverage or its related term are showing as below:

CINT' s Interest Coverage Range Over the Past 10 Years
Min: 3.17   Med: 4.59   Max: 20.14
Current: 4.7


CINT's Interest Coverage is ranked worse than
78.73% of 1707 companies
in the Software industry
Industry Median: 24.65 vs CINT: 4.70

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


CI&T  (NYSE:CINT) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


CI&T Interest Coverage Related Terms


CI&T Interest Coverage Historical Data

* Premium members only.

The historical data trend for CI&T's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

CI&T Interest Coverage Chart

CI&T Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
Get a 7-Day Free Trial 9.08 3.40 3.17 3.93 4.59

CI&T Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4.23 4.57 4.79 4.99 4.43

CINT vs ZSQR, NUAI, IMXI: Interest Coverage Comparison

For the Software - Infrastructure subindustry, CI&T's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


CI&T Interest Coverage vs Software Industry

For the Software industry and Technology sector, CI&T's Interest Coverage distribution charts can be found below:

* The bar in red indicates where CI&T's Interest Coverage falls into.


CINT
79GF Score
CI&T Inc CINT
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

CI&T Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

CI&T's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, CI&T's Interest Expense was $-13.5 Mil. Its Operating Income was $62.0 Mil. And its Long-Term Debt & Capital Lease Obligation was $61.1 Mil.

Interest Coverage=-1* Operating Income (A: Dec. 2025 )/Interest Expense (A: Dec. 2025 )
=-1*61.969/-13.501
=4.59

CI&T's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the three months ended in Mar. 2026, CI&T's Interest Expense was $-2.9 Mil. Its Operating Income was $13.0 Mil. And its Long-Term Debt & Capital Lease Obligation was $58.8 Mil.

Interest Coverage=-1* Operating Income (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*12.963/-2.926
=4.43

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 4.43 mean?
CI&T (CINT) has a Interest Coverage of 4.43 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on CI&T and its competitors. This is near median its historical median of 4.59. Over the past decade, CI&T's Interest Coverage has ranged from 3.17 to 20.14. According to the industry distribution chart, CI&T ranks #1344 out of 1707 companies in the Software industry, placing it in the top 78.7%.
Is CI&T's Interest Coverage too high?
CI&T's current Interest Coverage of 4.43 is near median its 10-year median of 4.59. Over the past 10 years, this metric has ranged from a low of 3.17 to a high of 20.14. The Software industry median Interest Coverage is 24.65. CI&T's value of 4.43 is 82% below this industry median. Based on the distribution chart, CI&T ranks #1344 out of 1707 companies in the Software industry, which is in the bottom quartile relative to peers. Overall, CI&T has a GF Score™ of 79/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does CI&T's Interest Coverage compare to ZSQR and NUAI?
According to the Software industry distribution chart, CI&T ranks #1344 out of 1707 companies for Interest Coverage. This places CI&T in the lower half of its industry. The industry median Interest Coverage is 24.65. CI&T's value of 4.43 is 82% below this benchmark. Historically, CI&T's own Interest Coverage has ranged from 3.17 to 20.14 over the past decade. While the company's 10-year median is 4.59 vs. the industry median of 24.65, CI&T has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Software company?
The median Interest Coverage among Software companies is 24.65, based on 1,707 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. CI&T's current Interest Coverage of 4.43 is 82% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on CI&T and its competitors. For the Software industry, the median Interest Coverage is 24.65 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. CI&T's current Interest Coverage is 4.43, which is near median its own 10-year median of 4.59. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CI&T stock overvalued right now?
Based on GuruFocus' analysis, CI&T (CINT) is currently considered Significantly Undervalued. The stock's GF Value™ is $6.38, compared to a current price of $3.37 — trading 47.2% below its estimated fair value. The current Interest Coverage is 4.43, which is near median its 10-year median of 4.59 and 82% below the Software industry median of 24.65. CI&T's overall GF Score™ is 79/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For CI&T (CINT), the current Interest Coverage is 4.43 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is CI&T (CINT) Overvalued in 2026?

Based on GuruFocus' analysis, CI&T stock appears to be undervalued. The current stock price of $3.37 is trading 47.2% below its estimated GF Value™ of $6.38. GuruFocus considers CI&T to be Significantly Undervalued.

Key valuation signals for CINT:

  • Interest Coverage: 4.43 (near median its 10-year median of 4.59)
  • GF Value™: $6.38 vs. price of $3.37 (47.2% below fair value)
  • GF Score™: 79/100 with 4 warning signs
  • Industry Position: 82% below the Software median (#1344 of 1707)

No single metric tells the full story. See the CINT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


CI&T Business Description

Address Estrada Giuseppina Vianelli de Napoli, 1455, Building C, pavimento superior, Campinas, SP, BRA, 13086-530
CI&T Inc operates as a partner in tech-integrated business solutions, helping organizations address complex challenges by integrating business approach, technology, and artificial intelligence into a single, coherent operating model. It is mainly engaged in the development of customizable software through the implementation of software solutions, including machine learning, artificial intelligence, data analytics, cloud migration and mobility technologies. The company provides technology services to various industry verticals, including Financial Services, Consumer Goods, Technology and Communications, Retail and Industrial Goods, Life Sciences, among others. The majority of the revenue is derived from providing technology services. Geographically, maximum revenue is derived from Brazil.
79GF Score

Get the complete analysis for CINT

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$3.37
Price
$6.38
GF Value