Culp (CULP) Interest Coverage: 0 (At Loss) (As of Jan. 2026)


CULP Culp Inc CULP
59 GF Score
Price $3.10
GF Value $4.37
Valuation Modestly Undervalued
! 5 Warning Signs
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What is Culp Interest Coverage?

Culp CULP -1.28% 59 Interest Coverage is 0 (At Loss) as of Jan. 2026. GuruFocus rates CULP with a GF Score™ of 59/100 and a GF Value™ of $4.37 (Modestly Undervalued). The stock has 5 warning signs investors should review. Among 742 Manufacturing - Apparel & Accessories companies, Culp ranks worse than 134770.75% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Culp's Operating Income for the three months ended in Jan. 2026 was $-3.1 Mil. Culp's Interest Expense for the three months ended in Jan. 2026 was $-0.2 Mil. did not have earnings to cover the interest expense. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Culp's Interest Coverage or its related term are showing as below:


CULP's Interest Coverage is not ranked *
in the Manufacturing - Apparel & Accessories industry.
Industry Median: 5.435
* Ranked among companies with meaningful Interest Coverage only.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Culp  (NAS:CULP) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Culp Interest Coverage Related Terms


Culp Interest Coverage Historical Data

* Premium members only.

The historical data trend for Culp's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Culp Interest Coverage Chart

Culp Annual Data
Trend Apr16 Apr17 Apr18 Apr19 Apr20 Apr21 Apr22 Apr23 Apr24 Apr25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 236.78 39.88 N/A 0.00 0.00

Culp Quarterly Data
Apr21 Jul21 Oct21 Jan22 Apr22 Jul22 Oct22 Jan23 Apr23 Jul23 Oct23 Jan24 Apr24 Jul24 Oct24 Jan25 Apr25 Jul25 Oct25 Jan26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

CULP vs PASW, DXYN, UFI: Interest Coverage Comparison

For the Textile Manufacturing subindustry, Culp's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Culp Interest Coverage vs Manufacturing - Apparel & Accessories Industry

For the Manufacturing - Apparel & Accessories industry and Consumer Cyclical sector, Culp's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Culp's Interest Coverage falls into.


CULP
59GF Score
Culp Inc CULP
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
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Culp Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Culp's Interest Coverage for the fiscal year that ended in Apr. 2025 is calculated as

Here, for the fiscal year that ended in Apr. 2025, Culp's Interest Expense was $-0.2 Mil. Its Operating Income was $-10.6 Mil. And its Long-Term Debt & Capital Lease Obligation was $7.1 Mil.

Culp did not have earnings to cover the interest expense.

Culp's Interest Coverage for the quarter that ended in Jan. 2026 is calculated as

Here, for the three months ended in Jan. 2026, Culp's Interest Expense was $-0.2 Mil. Its Operating Income was $-3.1 Mil. And its Long-Term Debt & Capital Lease Obligation was $8.2 Mil.

Culp did not have earnings to cover the interest expense.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 0 (At Loss) mean?
Culp (CULP) has a Interest Coverage of 0 (At Loss) as of Jan. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Culp and its competitors. According to the industry distribution chart, Culp ranks #999999 out of 742 companies in the Manufacturing - Apparel & Accessories industry.
Is Culp's Interest Coverage too high?
Culp's current Interest Coverage is 0 (At Loss). Based on the distribution chart, Culp ranks #999999 out of 742 companies in the Manufacturing - Apparel & Accessories industry, which is in the bottom quartile relative to peers. Overall, Culp has a GF Score™ of 59/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Culp's Interest Coverage compare to PASW and DXYN?
According to the Manufacturing - Apparel & Accessories industry distribution chart, Culp ranks #999999 out of 742 companies for Interest Coverage. This places Culp in the lower half of its industry. The industry median Interest Coverage is 5.44. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Manufacturing - Apparel & Accessories company?
The median Interest Coverage among Manufacturing - Apparel & Accessories companies is 5.44, based on 742 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Culp and its competitors. For the Manufacturing - Apparel & Accessories industry, the median Interest Coverage is 5.44 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Culp's current Interest Coverage is 0 (At Loss). However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Culp stock overvalued right now?
Based on GuruFocus' analysis, Culp (CULP) is currently considered Modestly Undervalued. The stock's GF Value™ is $4.37, compared to a current price of $3.10 — trading 29.1% below its estimated fair value. The current Interest Coverage is 0 (At Loss). Culp's overall GF Score™ is 59/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Culp (CULP), the current Interest Coverage is 0 (At Loss) as of Jan. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Culp (CULP) Overvalued in 2026?

Based on GuruFocus' analysis, Culp stock appears to be undervalued. The current stock price of $3.10 is trading 29.1% below its estimated GF Value™ of $4.37. GuruFocus considers Culp to be Modestly Undervalued.

Key valuation signals for CULP:

  • Interest Coverage: 0 (At Loss)
  • GF Value™: $4.37 vs. price of $3.10 (29.1% below fair value)
  • GF Score™: 59/100 with 5 warning signs

No single metric tells the full story. See the CULP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Culp Business Description

Address 410 W. English Road, 5th Floor, High Point, NC, USA, 27262
Culp Inc manufactures, markets mattress fabrics for bedding and upholstery fabrics for residential, commercial, and hospitality furnishings. The company has two operating segments: Mattress fabrics, which generate maximum revenue, and Upholstery fabrics. The mattress fabrics segment manufactures, sources, and sells fabrics and mattress covers to bedding manufacturers. The upholstery fabrics segment develops, sources, manufactures, and sells fabrics to residential, commercial, and hospitality furniture manufacturers. Geographically, it derives key revenue from the United States of America.
59GF Score

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Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$3.10
Price
$4.37
GF Value