Cosmos Insurance PCL (CYS:COS) Interest Coverage: 0 (At Loss) (As of . 20)

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CYS:COS Cosmos Insurance PCL CYS:COS
2 GF Score
Price €0.32
! 2 Warning Signs
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What is Cosmos Insurance PCL Interest Coverage?

Cosmos Insurance PCL CYS:COS -1.86% 2 Interest Coverage is 0 (At Loss) as of . 20. GuruFocus rates CYS:COS with a GF Score™ of 2/100. The stock has 2 warning signs investors should review. Among 349 Insurance companies, Cosmos Insurance PCL ranks worse than 286532.66% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's EBIT by its Interest Expense. Cosmos Insurance PCL's EBIT for the six months ended in . 20 was €0.00 Mil. Cosmos Insurance PCL's Interest Expense for the six months ended in . 20 was €0.00 Mil. did not have earnings to cover the interest expense. The higher the ratio, the stronger the company's financial strength is.

(1) Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

The historical rank and industry rank for Cosmos Insurance PCL's Interest Coverage or its related term are showing as below:


CYS:COS's Interest Coverage is not ranked *
in the Insurance industry.
Industry Median: 15.34
* Ranked among companies with meaningful Interest Coverage only.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Cosmos Insurance PCL  (CYS:COS) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Cosmos Insurance PCL Interest Coverage Related Terms


Cosmos Insurance PCL Interest Coverage Historical Data

* Premium members only.

The historical data trend for Cosmos Insurance PCL's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Cosmos Insurance PCL Interest Coverage Chart

Cosmos Insurance PCL Annual Data
Trend
Interest Coverage

Cosmos Insurance PCL Semi-Annual Data
Interest Coverage

Cosmos Insurance PCL Interest Coverage Competitor Comparison

For the Insurance - Diversified subindustry, Cosmos Insurance PCL's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Cosmos Insurance PCL Interest Coverage vs Insurance Industry

For the Insurance industry and Financial Services sector, Cosmos Insurance PCL's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Cosmos Insurance PCL's Interest Coverage falls into.


CYS:COS
2GF Score
Cosmos Insurance PCL CYS:COS
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
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Cosmos Insurance PCL Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and EBIT is positive, then

Interest Coverage=-1* EBIT /Interest Expense

Else if Interest Expense is negative and EBIT is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Cosmos Insurance PCL's Interest Coverage for the fiscal year that ended in . 20 is calculated as

Here, for the fiscal year that ended in . 20, Cosmos Insurance PCL's Interest Expense was €0.00 Mil. Its EBIT was €0.00 Mil. And its Long-Term Debt & Capital Lease Obligation was €0.00 Mil.

Cosmos Insurance PCL had no debt (1).

Cosmos Insurance PCL's Interest Coverage for the quarter that ended in . 20 is calculated as

Here, for the six months ended in . 20, Cosmos Insurance PCL's Interest Expense was €0.00 Mil. Its EBIT was €0.00 Mil. And its Long-Term Debt & Capital Lease Obligation was €0.00 Mil.

Cosmos Insurance PCL had no debt (1).

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 0 (At Loss) mean?
Cosmos Insurance PCL (CYS:COS) has a Interest Coverage of 0 (At Loss) as of . 20. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Cosmos Insurance PCL and its competitors. According to the industry distribution chart, Cosmos Insurance PCL ranks #999999 out of 349 companies in the Insurance industry.
Is Cosmos Insurance PCL's Interest Coverage too high?
Cosmos Insurance PCL's current Interest Coverage is 0 (At Loss). Based on the distribution chart, Cosmos Insurance PCL ranks #999999 out of 349 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Cosmos Insurance PCL has a GF Score™ of 2/100, reflecting its overall financial health beyond just this single metric.
How does Cosmos Insurance PCL's Interest Coverage compare to competitors?
According to the Insurance industry distribution chart, Cosmos Insurance PCL ranks #999999 out of 349 companies for Interest Coverage. This places Cosmos Insurance PCL in the lower half of its industry. The industry median Interest Coverage is 15.34. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for an Insurance company?
The median Interest Coverage among Insurance companies is 15.34, based on 349 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Cosmos Insurance PCL and its competitors. For the Insurance industry, the median Interest Coverage is 15.34 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Cosmos Insurance PCL's current Interest Coverage is 0 (At Loss). However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Cosmos Insurance PCL stock overvalued right now?
Cosmos Insurance PCL (CYS:COS) has a current Interest Coverage of 0 (At Loss). The current Interest Coverage is 0 (At Loss). Cosmos Insurance PCL's overall GF Score™ is 2/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Cosmos Insurance PCL (CYS:COS), the current Interest Coverage is 0 (At Loss) as of . 20. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Cosmos Insurance PCL Business Description

Address 46 Griva Digeni Avenue, Nicosia, CYP, 1080
Cosmos Insurance PCL is a provider of general insurance solutions. The company provides Accident and health Insurance, Insurance of motor vehicles, Marine and Goods in transit insurance, Property insurance, Liability insurance, and Insurance for financial losses.
2GF Score

Get the complete analysis for CYS:COS

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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