DBMXF (Cibanco S A Institucion De Banca Multiple) Interest Coverage: 1.86 (As of Jun. 2025) — 15% Below Median


DBMXF Cibanco S A Institucion De Banca Multiple DBMXF
65 GF Score
Price $0.46
GF Value $0.71
! 5 Warning Signs
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What is Cibanco S A Institucion De Banca Multiple Interest Coverage?

Cibanco S A Institucion De Banca Multiple DBMXF 65 Interest Coverage is 1.86 as of Jun. 2025, which is 15% below its 10-year median of 2.19. GuruFocus rates DBMXF with a GF Score™ of 65/100 and a GF Value™ of $0.71. The stock has 5 warning signs investors should review. Among 700 REITs companies, Cibanco S A Institucion De Banca Multiple ranks worse than 69% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Cibanco S A Institucion De Banca Multiple's Operating Income for the three months ended in Jun. 2025 was $9.6 Mil. Cibanco S A Institucion De Banca Multiple's Interest Expense for the three months ended in Jun. 2025 was $-5.1 Mil. Cibanco S A Institucion De Banca Multiple's interest coverage for the quarter that ended in Jun. 2025 was 1.86. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Cibanco S A Institucion De Banca Multiple's Interest Coverage or its related term are showing as below:

DBMXF' s Interest Coverage Range Over the Past 10 Years
Min: 0.19   Med: 2.19   Max: 51.61
Current: 2.04


DBMXF's Interest Coverage is ranked worse than
69% of 700 companies
in the REITs industry
Industry Median: 3.095 vs DBMXF: 2.04

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Cibanco S A Institucion De Banca Multiple  (OTCPK:DBMXF) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Cibanco S A Institucion De Banca Multiple Interest Coverage Related Terms


Cibanco S A Institucion De Banca Multiple Interest Coverage Historical Data

* Premium members only.

The historical data trend for Cibanco S A Institucion De Banca Multiple's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Cibanco S A Institucion De Banca Multiple Interest Coverage Chart

Cibanco S A Institucion De Banca Multiple Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.19 1.90 2.07 2.19

Cibanco S A Institucion De Banca Multiple Quarterly Data
Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.89 1.61 2.54 2.16 1.86

DBMXF vs HST, RHP, APLE: Interest Coverage Comparison

For the REIT - Hotel & Motel subindustry, Cibanco S A Institucion De Banca Multiple's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Cibanco S A Institucion De Banca Multiple Interest Coverage vs REITs Industry

For the REITs industry and Real Estate sector, Cibanco S A Institucion De Banca Multiple's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Cibanco S A Institucion De Banca Multiple's Interest Coverage falls into.


DBMXF
65GF Score
Cibanco S A Institucion De Banca Multiple DBMXF
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
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Cibanco S A Institucion De Banca Multiple Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Cibanco S A Institucion De Banca Multiple's Interest Coverage for the fiscal year that ended in Dec. 2024 is calculated as

Here, for the fiscal year that ended in Dec. 2024, Cibanco S A Institucion De Banca Multiple's Interest Expense was $-20.0 Mil. Its Operating Income was $43.9 Mil. And its Long-Term Debt & Capital Lease Obligation was $189.2 Mil.

Interest Coverage=-1* Operating Income (A: Dec. 2024 )/Interest Expense (A: Dec. 2024 )
=-1*43.87/-20.013
=2.19

Cibanco S A Institucion De Banca Multiple's Interest Coverage for the quarter that ended in Jun. 2025 is calculated as

Here, for the three months ended in Jun. 2025, Cibanco S A Institucion De Banca Multiple's Interest Expense was $-5.1 Mil. Its Operating Income was $9.6 Mil. And its Long-Term Debt & Capital Lease Obligation was $204.6 Mil.

Interest Coverage=-1* Operating Income (Q: Jun. 2025 )/Interest Expense (Q: Jun. 2025 )
=-1*9.569/-5.139
=1.86

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 1.86 mean?
Cibanco S A Institucion De Banca Multiple (DBMXF) has a Interest Coverage of 1.86 as of Jun. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Cibanco S A Institucion De Banca Multiple and its competitors. This is 15% below median its historical median of 2.19. Over the past decade, Cibanco S A Institucion De Banca Multiple's Interest Coverage has ranged from 0.19 to 51.61. According to the industry distribution chart, Cibanco S A Institucion De Banca Multiple ranks #483 out of 700 companies in the REITs industry, placing it in the top 69%.
Is Cibanco S A Institucion De Banca Multiple's Interest Coverage too high?
Cibanco S A Institucion De Banca Multiple's current Interest Coverage of 1.86 is 15% below median its 10-year median of 2.19. Over the past 10 years, this metric has ranged from a low of 0.19 to a high of 51.61. The REITs industry median Interest Coverage is 3.10. Cibanco S A Institucion De Banca Multiple's value of 1.86 is 39.9% below this industry median. Based on the distribution chart, Cibanco S A Institucion De Banca Multiple ranks #483 out of 700 companies in the REITs industry, which is below the industry midpoint. Overall, Cibanco S A Institucion De Banca Multiple has a GF Score™ of 65/100, reflecting its overall financial health beyond just this single metric.
How does Cibanco S A Institucion De Banca Multiple's Interest Coverage compare to HST and RHP?
According to the REITs industry distribution chart, Cibanco S A Institucion De Banca Multiple ranks #483 out of 700 companies for Interest Coverage. This places Cibanco S A Institucion De Banca Multiple in the lower half of its industry. The industry median Interest Coverage is 3.10. Cibanco S A Institucion De Banca Multiple's value of 1.86 is 39.9% below this benchmark. Historically, Cibanco S A Institucion De Banca Multiple's own Interest Coverage has ranged from 0.19 to 51.61 over the past decade. While the company's 10-year median is 2.19 vs. the industry median of 3.10, Cibanco S A Institucion De Banca Multiple has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a REITs company?
The median Interest Coverage among REITs companies is 3.10, based on 700 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Cibanco S A Institucion De Banca Multiple's current Interest Coverage of 1.86 is 39.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Cibanco S A Institucion De Banca Multiple and its competitors. For the REITs industry, the median Interest Coverage is 3.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Cibanco S A Institucion De Banca Multiple's current Interest Coverage is 1.86, which is 15% below median its own 10-year median of 2.19. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Cibanco S A Institucion De Banca Multiple stock overvalued right now?
Cibanco S A Institucion De Banca Multiple (DBMXF) has a current Interest Coverage of 1.86. The stock's GF Value™ is $0.71, compared to a current price of $0.46 — trading 35.2% below its estimated fair value. The current Interest Coverage is 1.86, which is 15% below median its 10-year median of 2.19 and 39.9% below the REITs industry median of 3.10. Cibanco S A Institucion De Banca Multiple's overall GF Score™ is 65/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Cibanco S A Institucion De Banca Multiple (DBMXF), the current Interest Coverage is 1.86 as of Jun. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Cibanco S A Institucion De Banca Multiple (DBMXF) Overvalued in 2026?

Based on GuruFocus' analysis, Cibanco S A Institucion De Banca Multiple stock appears to be undervalued. The current stock price of $0.46 is trading 35.2% below its estimated GF Value™ of $0.71.

Key valuation signals for DBMXF:

  • Interest Coverage: 1.86 (15% below median its 10-year median of 2.19)
  • GF Value™: $0.71 vs. price of $0.46 (35.2% below fair value)
  • GF Score™: 65/100 with 5 warning signs
  • Industry Position: 39.9% below the REITs median (#483 of 700)

No single metric tells the full story. See the DBMXF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Cibanco S A Institucion De Banca Multiple Business Description

Industry Real EstateREITs
Other Exchanges FIHO12:Mexico
Address Cordillera de los Andes, 2nd Floor, No. 265, Colonia Lomas De Chapultepec, Alcaldia Miguel Hidalgo, Mexico, MEX, MEX, 11000
Cibanco S A Institucion De Banca Multiple operates as a real estate investment trust in the Mexican hospitality industry. It manages a portfolio of business class hotels under various brands including Fiesta Inn, One Hotels, AC by Marriott, Sheraton, Fiesta Americana, Camino Real, and Real Inn. The hotels are categorized into segments based on their services: Limited Service (hotels without restaurants), Select Service (hotels with additional services like bars, room service, and conference rooms), Full Service (hotels with consumption centers and meeting rooms), and Hotels with studio apartments, work areas, and full kitchens.
65GF Score

Get the complete analysis for DBMXF

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$0.46
Price
$0.71
GF Value