FBSFF (Fabasoft AG) Interest Coverage: 30.02 (As of Mar. 2026) — 72% Below Median


FBSFF Fabasoft AG FBSFF
82 GF Score
Price $18.75
GF Value $26.74
! 3 Warning Signs
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What is Fabasoft AG Interest Coverage?

Fabasoft AG FBSFF 82 Interest Coverage is 30.02 as of Mar. 2026, which is 72% below its 10-year median of 108.67. GuruFocus rates FBSFF with a GF Score™ of 82/100 and a GF Value™ of $26.74. The stock has 3 warning signs investors should review. Among 1,707 Software companies, Fabasoft AG ranks worse than 52.61% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Fabasoft AG's Operating Income for the three months ended in Mar. 2026 was $6.7 Mil. Fabasoft AG's Interest Expense for the three months ended in Mar. 2026 was $-0.2 Mil. Fabasoft AG's interest coverage for the quarter that ended in Mar. 2026 was 30.02. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Fabasoft AG's Interest Coverage or its related term are showing as below:

FBSFF' s Interest Coverage Range Over the Past 10 Years
Min: 21.21   Med: 108.67   Max: No Debt
Current: 21.24


FBSFF's Interest Coverage is ranked worse than
52.61% of 1707 companies
in the Software industry
Industry Median: 24.65 vs FBSFF: 21.24

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Fabasoft AG  (OTCPK:FBSFF) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Fabasoft AG Interest Coverage Related Terms


Fabasoft AG Interest Coverage Historical Data

* Premium members only.

The historical data trend for Fabasoft AG's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Fabasoft AG Interest Coverage Chart

Fabasoft AG Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 41.61 55.24 37.05 28.34 21.21

Fabasoft AG Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 18.19 14.56 22.60 16.47 30.02

FBSFF vs CRM, SHOP, UBER: Interest Coverage Comparison

For the Software - Application subindustry, Fabasoft AG's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Fabasoft AG Interest Coverage vs Software Industry

For the Software industry and Technology sector, Fabasoft AG's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Fabasoft AG's Interest Coverage falls into.


FBSFF
82GF Score
Fabasoft AG FBSFF
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
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Fabasoft AG Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Fabasoft AG's Interest Coverage for the fiscal year that ended in Mar. 2026 is calculated as

Here, for the fiscal year that ended in Mar. 2026, Fabasoft AG's Interest Expense was $-0.9 Mil. Its Operating Income was $18.7 Mil. And its Long-Term Debt & Capital Lease Obligation was $7.4 Mil.

Interest Coverage=-1* Operating Income (A: Mar. 2026 )/Interest Expense (A: Mar. 2026 )
=-1*18.732/-0.883
=21.21

Fabasoft AG's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the three months ended in Mar. 2026, Fabasoft AG's Interest Expense was $-0.2 Mil. Its Operating Income was $6.7 Mil. And its Long-Term Debt & Capital Lease Obligation was $7.4 Mil.

Interest Coverage=-1* Operating Income (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*6.724/-0.224
=30.02

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 30.02 mean?
Fabasoft AG (FBSFF) has a Interest Coverage of 30.02 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Fabasoft AG and its competitors. This is 72% below median its historical median of 108.67. Over the past decade, Fabasoft AG's Interest Coverage has ranged from 21.21 to 10,000.00. According to the industry distribution chart, Fabasoft AG ranks #898 out of 1707 companies in the Software industry, placing it in the top 52.6%.
Is Fabasoft AG's Interest Coverage too high?
Fabasoft AG's current Interest Coverage of 30.02 is 72% below median its 10-year median of 108.67. Over the past 10 years, this metric has ranged from a low of 21.21 to a high of 10,000.00. The Software industry median Interest Coverage is 24.65. Fabasoft AG's value of 30.02 is 21.8% above this industry median. Based on the distribution chart, Fabasoft AG ranks #898 out of 1707 companies in the Software industry, which is below the industry midpoint. Overall, Fabasoft AG has a GF Score™ of 82/100, reflecting its overall financial health beyond just this single metric.
How does Fabasoft AG's Interest Coverage compare to CRM and SHOP?
According to the Software industry distribution chart, Fabasoft AG ranks #898 out of 1707 companies for Interest Coverage. This places Fabasoft AG in the lower half of its industry. The industry median Interest Coverage is 24.65. Fabasoft AG's value of 30.02 is 21.8% above this benchmark. Historically, Fabasoft AG's own Interest Coverage has ranged from 21.21 to 10,000.00 over the past decade. While the company's 10-year median is 108.67 vs. the industry median of 24.65, Fabasoft AG has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Software company?
The median Interest Coverage among Software companies is 24.65, based on 1,707 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Fabasoft AG's current Interest Coverage of 30.02 is 21.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Fabasoft AG and its competitors. For the Software industry, the median Interest Coverage is 24.65 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Fabasoft AG's current Interest Coverage is 30.02, which is 72% below median its own 10-year median of 108.67. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Fabasoft AG stock overvalued right now?
Fabasoft AG (FBSFF) has a current Interest Coverage of 30.02. The stock's GF Value™ is $26.74, compared to a current price of $18.75 — trading 29.9% below its estimated fair value. The current Interest Coverage is 30.02, which is 72% below median its 10-year median of 108.67 and 21.8% above the Software industry median of 24.65. Fabasoft AG's overall GF Score™ is 82/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Fabasoft AG (FBSFF), the current Interest Coverage is 30.02 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Fabasoft AG (FBSFF) Overvalued in 2026?

Based on GuruFocus' analysis, Fabasoft AG stock appears to be undervalued. The current stock price of $18.75 is trading 29.9% below its estimated GF Value™ of $26.74.

Key valuation signals for FBSFF:

  • Interest Coverage: 30.02 (72% below median its 10-year median of 108.67)
  • GF Value™: $26.74 vs. price of $18.75 (29.9% below fair value)
  • GF Score™: 82/100 with 3 warning signs
  • Industry Position: 21.8% above the Software median (#898 of 1707)

No single metric tells the full story. See the FBSFF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Fabasoft AG Business Description

Address Honauerstrasse 4, Linz, AUT, A-4020
Fabasoft AG is a software manufacturer and provider of cloud services for the digital control of documents as well as electronic document, process, and record management. The software ensures the consistent capture, organization, secure storage, and context-sensitive findings of all digital business documents and the media-neutral multi-channel publishing of digital content. Its software products can be used based on purchasing models with payment of one-off software license fees and optional recurring update fees, or based on recurring usage fees for cloud services, Software-as-a-Service (SaaS). The company earns revenue from sales of software and services. Its business is classified under geographical segments that include Austria, Germany, Switzerland, and Other countries.
82GF Score

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Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$18.75
Price
$26.74
GF Value