FINGF (Finning International) Interest Coverage: 6.77 (As of Mar. 2026) — 15% Above Median


FINGF Finning International Inc FINGF
77 GF Score
Price $68.13
GF Value $34.64
Valuation Significantly Overvalued
! 7 Warning Signs
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What is Finning International Interest Coverage?

Finning International FINGF +0.49% 77 Interest Coverage is 6.77 as of Mar. 2026, which is 15% above its 10-year median of 5.91. GuruFocus rates FINGF with a GF Score™ of 77/100 and a GF Value™ of $34.64 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 133 Industrial Distribution companies, Finning International ranks better than 50.38% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Finning International's Operating Income for the three months ended in Mar. 2026 was $148 Mil. Finning International's Interest Expense for the three months ended in Mar. 2026 was $-22 Mil. Finning International's interest coverage for the quarter that ended in Mar. 2026 was 6.77. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Finning International's Interest Coverage or its related term are showing as below:

FINGF' s Interest Coverage Range Over the Past 10 Years
Min: 2.76   Med: 5.91   Max: 9.33
Current: 6.74


FINGF's Interest Coverage is ranked better than
50.38% of 133 companies
in the Industrial Distribution industry
Industry Median: 6.22 vs FINGF: 6.74

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Finning International  (OTCPK:FINGF) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Finning International Interest Coverage Related Terms


Finning International Interest Coverage Historical Data

* Premium members only.

The historical data trend for Finning International's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Finning International Interest Coverage Chart

Finning International Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 8.93 9.33 6.18 5.35 6.66

Finning International Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 6.44 6.72 7.31 6.18 6.77

FINGF vs GWW, FAST, FERG: Interest Coverage Comparison

For the Industrial Distribution subindustry, Finning International's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Finning International Interest Coverage vs Industrial Distribution Industry

For the Industrial Distribution industry and Industrials sector, Finning International's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Finning International's Interest Coverage falls into.


FINGF
77GF Score
Finning International Inc FINGF
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
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Finning International Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Finning International's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, Finning International's Interest Expense was $-94 Mil. Its Operating Income was $623 Mil. And its Long-Term Debt & Capital Lease Obligation was $1,102 Mil.

Interest Coverage=-1* Operating Income (A: Dec. 2025 )/Interest Expense (A: Dec. 2025 )
=-1*622.689/-93.512
=6.66

Finning International's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the three months ended in Mar. 2026, Finning International's Interest Expense was $-22 Mil. Its Operating Income was $148 Mil. And its Long-Term Debt & Capital Lease Obligation was $1,120 Mil.

Interest Coverage=-1* Operating Income (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*147.959/-21.866
=6.77

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 6.77 mean?
Finning International (FINGF) has a Interest Coverage of 6.77 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Finning International and its competitors. This is 15% above median its historical median of 5.91. Over the past decade, Finning International's Interest Coverage has ranged from 2.76 to 9.33. According to the industry distribution chart, Finning International ranks #66 out of 133 companies in the Industrial Distribution industry, placing it in the top 49.6%.
Is Finning International's Interest Coverage too high?
Finning International's current Interest Coverage of 6.77 is 15% above median its 10-year median of 5.91. Over the past 10 years, this metric has ranged from a low of 2.76 to a high of 9.33. The Industrial Distribution industry median Interest Coverage is 6.22. Finning International's value of 6.77 is 8.8% above this industry median. Based on the distribution chart, Finning International ranks #66 out of 133 companies in the Industrial Distribution industry, which is above the industry midpoint. Overall, Finning International has a GF Score™ of 77/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Finning International's Interest Coverage compare to GWW and FAST?
According to the Industrial Distribution industry distribution chart, Finning International ranks #66 out of 133 companies for Interest Coverage. This puts Finning International in the upper half of its industry. The industry median Interest Coverage is 6.22. Finning International's value of 6.77 is 8.8% above this benchmark. Historically, Finning International's own Interest Coverage has ranged from 2.76 to 9.33 over the past decade. While the company's 10-year median is 5.91 vs. the industry median of 6.22, Finning International has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for an Industrial Distribution company?
The median Interest Coverage among Industrial Distribution companies is 6.22, based on 133 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Finning International's current Interest Coverage of 6.77 is 8.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Finning International and its competitors. For the Industrial Distribution industry, the median Interest Coverage is 6.22 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Finning International's current Interest Coverage is 6.77, which is 15% above median its own 10-year median of 5.91. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Finning International stock overvalued right now?
Based on GuruFocus' analysis, Finning International (FINGF) is currently considered Significantly Overvalued. The stock's GF Value™ is $34.64, compared to a current price of $68.13 — trading 96.7% above its estimated fair value. The current Interest Coverage is 6.77, which is 15% above median its 10-year median of 5.91 and 8.8% above the Industrial Distribution industry median of 6.22. Finning International's overall GF Score™ is 77/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Finning International (FINGF), the current Interest Coverage is 6.77 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Finning International (FINGF) Overvalued in 2026?

Based on GuruFocus' analysis, Finning International stock appears to be overvalued. The current stock price of $68.13 is trading 96.7% above its estimated GF Value™ of $34.64. GuruFocus considers Finning International to be Significantly Overvalued.

Key valuation signals for FINGF:

  • Interest Coverage: 6.77 (15% above median its 10-year median of 5.91)
  • GF Value™: $34.64 vs. price of $68.13 (96.7% above fair value)
  • GF Score™: 77/100 with 7 warning signs
  • Industry Position: 8.8% above the Industrial Distribution median (#66 of 133)

No single metric tells the full story. See the FINGF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Finning International Business Description

Address 19100 94th Avenue, Surrey, BC, CAN, V4N 5C3
Finning International Inc is a dealer and distributor of heavy-duty machinery and parts of the Caterpillar brand. The company sells and rents Caterpillar machinery to the mining, construction, petroleum, forestry, and power system application industries. Finning International further provides parts and services for equipment and engines to its customers via its owned distribution network and buys and sells used equipment domestically and internationally after reconditioning or rebuilding the machinery. The company operates in Canada, Chile, UK, Argentina and Others.
77GF Score

Get the complete analysis for FINGF

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$68.13
Price
$34.64
GF Value