FNNTF (Flatexdegiro SE) Interest Coverage: 98.97 (As of Dec. 2025) — 460% Above Median


FNNTF Flatexdegiro SE FNNTF
83 GF Score
Price $41.95
GF Value $23.09
Valuation Significantly Overvalued
! 2 Warning Signs
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What is Flatexdegiro SE Interest Coverage?

Flatexdegiro SE FNNTF +12.77% 83 Interest Coverage is 98.97 as of Dec. 2025, which is 460% above its 10-year median of 17.67. GuruFocus rates FNNTF with a GF Score™ of 83/100 and a GF Value™ of $23.09 (Significantly Overvalued). The stock has 2 warning signs investors should review. Among 427 Capital Markets companies, Flatexdegiro SE ranks better than 60.19% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Flatexdegiro SE's Operating Income for the six months ended in Dec. 2025 was $134.1 Mil. Flatexdegiro SE's Interest Expense for the six months ended in Dec. 2025 was $-1.4 Mil. Flatexdegiro SE's interest coverage for the quarter that ended in Dec. 2025 was 98.97. The higher the ratio, the stronger the company's financial strength is.

Good Sign:

Ben Graham prefers companies' interest coverage to be at least 5. Flatexdegiro SE has enough cash to cover all of its debt. Its financial situation is stable.

The historical rank and industry rank for Flatexdegiro SE's Interest Coverage or its related term are showing as below:

FNNTF' s Interest Coverage Range Over the Past 10 Years
Min: 7.74   Med: 17.67   Max: 74.35
Current: 52.39


FNNTF's Interest Coverage is ranked better than
60.19% of 427 companies
in the Capital Markets industry
Industry Median: 19.12 vs FNNTF: 52.39

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Flatexdegiro SE  (OTCPK:FNNTF) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Flatexdegiro SE Interest Coverage Related Terms


Flatexdegiro SE Interest Coverage Historical Data

* Premium members only.

The historical data trend for Flatexdegiro SE's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Flatexdegiro SE Interest Coverage Chart

Flatexdegiro SE Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 11.83 38.61 50.32 45.08 74.35

Flatexdegiro SE Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 17.48 16.34 16.63 35.77 98.97

FNNTF vs MS, GS, SCHW: Interest Coverage Comparison

For the Capital Markets subindustry, Flatexdegiro SE's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Flatexdegiro SE Interest Coverage vs Capital Markets Industry

For the Capital Markets industry and Financial Services sector, Flatexdegiro SE's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Flatexdegiro SE's Interest Coverage falls into.


FNNTF
83GF Score
Flatexdegiro SE FNNTF
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Flatexdegiro SE Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Flatexdegiro SE's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, Flatexdegiro SE's Interest Expense was $-3.6 Mil. Its Operating Income was $269.9 Mil. And its Long-Term Debt & Capital Lease Obligation was $37.4 Mil.

Interest Coverage=-1* Operating Income (A: Dec. 2025 )/Interest Expense (A: Dec. 2025 )
=-1*269.906/-3.63
=74.35

Flatexdegiro SE's Interest Coverage for the quarter that ended in Dec. 2025 is calculated as

Here, for the six months ended in Dec. 2025, Flatexdegiro SE's Interest Expense was $-1.4 Mil. Its Operating Income was $134.1 Mil. And its Long-Term Debt & Capital Lease Obligation was $37.4 Mil.

Interest Coverage=-1* Operating Income (Q: Dec. 2025 )/Interest Expense (Q: Dec. 2025 )
=-1*134.098/-1.355
=98.97

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 98.97 mean?
Flatexdegiro SE (FNNTF) has a Interest Coverage of 98.97 as of Dec. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Flatexdegiro SE and its competitors. This is 460% above median its historical median of 17.67. Over the past decade, Flatexdegiro SE's Interest Coverage has ranged from 7.74 to 74.35. According to the industry distribution chart, Flatexdegiro SE ranks #170 out of 427 companies in the Capital Markets industry, placing it in the top 39.8%.
Is Flatexdegiro SE's Interest Coverage too high?
Flatexdegiro SE's current Interest Coverage of 98.97 is 460% above median its 10-year median of 17.67. Over the past 10 years, this metric has ranged from a low of 7.74 to a high of 74.35. The Capital Markets industry median Interest Coverage is 19.12. Flatexdegiro SE's value of 98.97 is 417.6% above this industry median. Based on the distribution chart, Flatexdegiro SE ranks #170 out of 427 companies in the Capital Markets industry, which is above the industry midpoint. Overall, Flatexdegiro SE has a GF Score™ of 83/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Flatexdegiro SE's Interest Coverage compare to MS and GS?
According to the Capital Markets industry distribution chart, Flatexdegiro SE ranks #170 out of 427 companies for Interest Coverage. This puts Flatexdegiro SE in the upper half of its industry. The industry median Interest Coverage is 19.12. Flatexdegiro SE's value of 98.97 is 417.6% above this benchmark. Historically, Flatexdegiro SE's own Interest Coverage has ranged from 7.74 to 74.35 over the past decade. While the company's 10-year median is 17.67 vs. the industry median of 19.12, Flatexdegiro SE has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Capital Markets company?
The median Interest Coverage among Capital Markets companies is 19.12, based on 427 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Flatexdegiro SE's current Interest Coverage of 98.97 is 417.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Flatexdegiro SE and its competitors. For the Capital Markets industry, the median Interest Coverage is 19.12 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Flatexdegiro SE's current Interest Coverage is 98.97, which is 460% above median its own 10-year median of 17.67. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Flatexdegiro SE stock overvalued right now?
Based on GuruFocus' analysis, Flatexdegiro SE (FNNTF) is currently considered Significantly Overvalued. The stock's GF Value™ is $23.09, compared to a current price of $41.95 — trading 81.7% above its estimated fair value. The current Interest Coverage is 98.97, which is 460% above median its 10-year median of 17.67 and 417.6% above the Capital Markets industry median of 19.12. Flatexdegiro SE's overall GF Score™ is 83/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Flatexdegiro SE (FNNTF), the current Interest Coverage is 98.97 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Flatexdegiro SE (FNNTF) Overvalued in 2026?

Based on GuruFocus' analysis, Flatexdegiro SE stock appears to be overvalued. The current stock price of $41.95 is trading 81.7% above its estimated GF Value™ of $23.09. GuruFocus considers Flatexdegiro SE to be Significantly Overvalued.

Key valuation signals for FNNTF:

  • Interest Coverage: 98.97 (460% above median its 10-year median of 17.67)
  • GF Value™: $23.09 vs. price of $41.95 (81.7% above fair value)
  • GF Score™: 83/100 with 2 warning signs
  • Industry Position: 417.6% above the Capital Markets median (#170 of 427)

No single metric tells the full story. See the FNNTF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Flatexdegiro SE Business Description

Address Omniturm, Grosse Gallusstrasse 16-18, Frankfurt, HE, DEU, 60312
Flatexdegiro SE is an independent online broker. The firm operates a proprietary securities trading platform under the brands flatex and DEGIRO and services more than a million European retail customers in European countries. The company also offers brokerage services and administration to corporate and institutional clients. The segments of the company are flatex and Degiro. It derives maximum revenue from Degiro segment.
83GF Score

Get the complete analysis for FNNTF

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$41.95
Price
$23.09
GF Value