Creta Plastics (FRA:03N1) Interest Coverage: 73.84 (As of Dec. 2025) — 20% Above Median


FRA:03N1 Creta Plastics SA FRA:03N1
84 GF Score
Price €13.70
GF Value €14.49
! 5 Warning Signs
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What is Creta Plastics Interest Coverage?

Creta Plastics FRA:03N1 +1.48% 84 Interest Coverage is 73.84 as of Dec. 2025, which is 20% above its 10-year median of 61.46. GuruFocus rates FRA:03N1 with a GF Score™ of 84/100 and a GF Value™ of €14.49. The stock has 5 warning signs investors should review. Among 1,231 Chemicals companies, Creta Plastics ranks better than 81.64% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Creta Plastics's Operating Income for the six months ended in Dec. 2025 was €22.4 Mil. Creta Plastics's Interest Expense for the six months ended in Dec. 2025 was €-0.3 Mil. Creta Plastics's interest coverage for the quarter that ended in Dec. 2025 was 73.84. The higher the ratio, the stronger the company's financial strength is.

Good Sign:

Ben Graham prefers companies' interest coverage to be at least 5. Creta Plastics SA has enough cash to cover all of its debt. Its financial situation is stable.

The historical rank and industry rank for Creta Plastics's Interest Coverage or its related term are showing as below:

FRA:03N1' s Interest Coverage Range Over the Past 10 Years
Min: 33.37   Med: 61.46   Max: 124.92
Current: 71.33


FRA:03N1's Interest Coverage is ranked better than
81.64% of 1231 companies
in the Chemicals industry
Industry Median: 10.21 vs FRA:03N1: 71.33

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Creta Plastics  (FRA:03N1) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Creta Plastics Interest Coverage Related Terms


Creta Plastics Interest Coverage Historical Data

* Premium members only.

The historical data trend for Creta Plastics's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Creta Plastics Interest Coverage Chart

Creta Plastics Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 124.92 68.76 56.43 55.62 71.33

Creta Plastics Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only N/A 80.97 41.08 69.59 73.84

FRA:03N1 vs LIN, SHW, ECL: Interest Coverage Comparison

For the Specialty Chemicals subindustry, Creta Plastics's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Creta Plastics Interest Coverage vs Chemicals Industry

For the Chemicals industry and Basic Materials sector, Creta Plastics's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Creta Plastics's Interest Coverage falls into.


FRA:03N1
84GF Score
Creta Plastics SA FRA:03N1
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
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Creta Plastics Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Creta Plastics's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, Creta Plastics's Interest Expense was €-0.7 Mil. Its Operating Income was €52.9 Mil. And its Long-Term Debt & Capital Lease Obligation was €4.4 Mil.

Interest Coverage=-1* Operating Income (A: Dec. 2025 )/Interest Expense (A: Dec. 2025 )
=-1*52.856/-0.741
=71.33

Creta Plastics's Interest Coverage for the quarter that ended in Dec. 2025 is calculated as

Here, for the six months ended in Dec. 2025, Creta Plastics's Interest Expense was €-0.3 Mil. Its Operating Income was €22.4 Mil. And its Long-Term Debt & Capital Lease Obligation was €4.4 Mil.

Interest Coverage=-1* Operating Income (Q: Dec. 2025 )/Interest Expense (Q: Dec. 2025 )
=-1*22.375/-0.303
=73.84

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 73.84 mean?
Creta Plastics (FRA:03N1) has a Interest Coverage of 73.84 as of Dec. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Creta Plastics and its competitors. This is 20% above median its historical median of 61.46. Over the past decade, Creta Plastics' Interest Coverage has ranged from 33.37 to 124.92. According to the industry distribution chart, Creta Plastics ranks #226 out of 1231 companies in the Chemicals industry, placing it in the top 18.4%.
Is Creta Plastics' Interest Coverage too high?
Creta Plastics' current Interest Coverage of 73.84 is 20% above median its 10-year median of 61.46. Over the past 10 years, this metric has ranged from a low of 33.37 to a high of 124.92. The Chemicals industry median Interest Coverage is 10.21. Creta Plastics' value of 73.84 is 623.2% above this industry median. Based on the distribution chart, Creta Plastics ranks #226 out of 1231 companies in the Chemicals industry, which is in the top quartile — a strong position relative to peers. Overall, Creta Plastics has a GF Score™ of 84/100, reflecting its overall financial health beyond just this single metric.
How does Creta Plastics' Interest Coverage compare to LIN and SHW?
According to the Chemicals industry distribution chart, Creta Plastics ranks #226 out of 1231 companies for Interest Coverage. This places Creta Plastics in the top 18% of its industry — outperforming the majority of peers. The industry median Interest Coverage is 10.21. Creta Plastics' value of 73.84 is 623.2% above this benchmark. Historically, Creta Plastics' own Interest Coverage has ranged from 33.37 to 124.92 over the past decade. While the company's 10-year median is 61.46 vs. the industry median of 10.21, Creta Plastics has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Chemicals company?
The median Interest Coverage among Chemicals companies is 10.21, based on 1,231 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Creta Plastics's current Interest Coverage of 73.84 is 623.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Creta Plastics and its competitors. For the Chemicals industry, the median Interest Coverage is 10.21 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Creta Plastics's current Interest Coverage is 73.84, which is 20% above median its own 10-year median of 61.46. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Creta Plastics stock overvalued right now?
Creta Plastics (FRA:03N1) has a current Interest Coverage of 73.84. The stock's GF Value™ is €14.49, compared to a current price of €13.70 — trading 5.5% below its estimated fair value. The current Interest Coverage is 73.84, which is 20% above median its 10-year median of 61.46 and 623.2% above the Chemicals industry median of 10.21. Creta Plastics' overall GF Score™ is 84/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Creta Plastics (FRA:03N1), the current Interest Coverage is 73.84 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Creta Plastics (FRA:03N1) Overvalued in 2026?

Based on GuruFocus' analysis, Creta Plastics stock appears to be undervalued. The current stock price of €13.70 is trading 5.5% below its estimated GF Value™ of €14.49.

Key valuation signals for FRA:03N1:

  • Interest Coverage: 73.84 (20% above median its 10-year median of 61.46)
  • GF Value™: €14.49 vs. price of €13.70 (5.5% below fair value)
  • GF Score™: 84/100 with 5 warning signs
  • Industry Position: 623.2% above the Chemicals median (#226 of 1231)

No single metric tells the full story. See the FRA:03N1 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Creta Plastics Business Description

Other Exchanges PLAKR:Greece
Address P.O.Box 1093, Crete, Iraklion, GRC, 71001
Creta Plastics SA is a European producer of masterbatches and agricultural films. The company is serving with its products the plastics industry, the horticultural & agricultural markets as well as projects related to water-management & environment protection. The company specializes in the production of Kritilen, Kritifil, Kritiflex, Kritisol, Kritisan And Kritires.
84GF Score

Get the complete analysis for FRA:03N1

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€13.70
Price
€14.49
GF Value