CPP Group (FRA:4CV1) Interest Coverage: 0 (At Loss) (As of Dec. 2025)


FRA:4CV1 CPP Group PLC FRA:4CV1
37 GF Score
Price €0.37
GF Value €0.02
Valuation Significantly Overvalued
! 5 Warning Signs
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What is CPP Group Interest Coverage?

CPP Group FRA:4CV1 -3.11% 37 Interest Coverage is 0 (At Loss) as of Dec. 2025. GuruFocus rates FRA:4CV1 with a GF Score™ of 37/100 and a GF Value™ of €0.02 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 813 Business Services companies, CPP Group ranks worse than 123001.11% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. CPP Group's Operating Income for the six months ended in Dec. 2025 was €-4.50 Mil. CPP Group's Interest Expense for the six months ended in Dec. 2025 was €-0.20 Mil. did not have earnings to cover the interest expense. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for CPP Group's Interest Coverage or its related term are showing as below:


FRA:4CV1's Interest Coverage is not ranked *
in the Business Services industry.
Industry Median: 12.98
* Ranked among companies with meaningful Interest Coverage only.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


CPP Group  (FRA:4CV1) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


CPP Group Interest Coverage Related Terms


CPP Group Interest Coverage Historical Data

* Premium members only.

The historical data trend for CPP Group's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

CPP Group Interest Coverage Chart

CPP Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 5.32 4.90 0.00 0.00 0.00

CPP Group Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

FRA:4CV1 vs CTAS, CPRT, ULS: Interest Coverage Comparison

For the Specialty Business Services subindustry, CPP Group's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


CPP Group Interest Coverage vs Business Services Industry

For the Business Services industry and Industrials sector, CPP Group's Interest Coverage distribution charts can be found below:

* The bar in red indicates where CPP Group's Interest Coverage falls into.


FRA:4CV1
37GF Score
CPP Group PLC FRA:4CV1
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

CPP Group Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

CPP Group's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, CPP Group's Interest Expense was €-0.26 Mil. Its Operating Income was €-8.50 Mil. And its Long-Term Debt & Capital Lease Obligation was €0.00 Mil.

CPP Group did not have earnings to cover the interest expense.

CPP Group's Interest Coverage for the quarter that ended in Dec. 2025 is calculated as

Here, for the six months ended in Dec. 2025, CPP Group's Interest Expense was €-0.20 Mil. Its Operating Income was €-4.50 Mil. And its Long-Term Debt & Capital Lease Obligation was €0.00 Mil.

CPP Group did not have earnings to cover the interest expense.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 0 (At Loss) mean?
CPP Group (FRA:4CV1) has a Interest Coverage of 0 (At Loss) as of Dec. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on CPP Group and its competitors. According to the industry distribution chart, CPP Group ranks #999999 out of 813 companies in the Business Services industry.
Is CPP Group's Interest Coverage too high?
CPP Group's current Interest Coverage is 0 (At Loss). Based on the distribution chart, CPP Group ranks #999999 out of 813 companies in the Business Services industry, which is in the bottom quartile relative to peers. Overall, CPP Group has a GF Score™ of 37/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does CPP Group's Interest Coverage compare to CTAS and CPRT?
According to the Business Services industry distribution chart, CPP Group ranks #999999 out of 813 companies for Interest Coverage. This places CPP Group in the lower half of its industry. The industry median Interest Coverage is 12.98. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Business Services company?
The median Interest Coverage among Business Services companies is 12.98, based on 813 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on CPP Group and its competitors. For the Business Services industry, the median Interest Coverage is 12.98 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. CPP Group's current Interest Coverage is 0 (At Loss). However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CPP Group stock overvalued right now?
Based on GuruFocus' analysis, CPP Group (FRA:4CV1) is currently considered Significantly Overvalued. The stock's GF Value™ is €0.02, compared to a current price of €0.37 — trading 1770% above its estimated fair value. The current Interest Coverage is 0 (At Loss). CPP Group's overall GF Score™ is 37/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For CPP Group (FRA:4CV1), the current Interest Coverage is 0 (At Loss) as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is CPP Group (FRA:4CV1) Overvalued in 2026?

Based on GuruFocus' analysis, CPP Group stock appears to be overvalued. The current stock price of €0.37 is trading 1770% above its estimated GF Value™ of €0.02. GuruFocus considers CPP Group to be Significantly Overvalued.

Key valuation signals for FRA:4CV1:

  • Interest Coverage: 0 (At Loss)
  • GF Value™: €0.02 vs. price of €0.37 (1770% above fair value)
  • GF Score™: 37/100 with 5 warning signs

No single metric tells the full story. See the FRA:4CV1 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


CPP Group Business Description

Other Exchanges CPP:UK
Address 51 Lime Street, 19th Floor, London, GBR, EC3M 7DQ
CPP Group PLC is a UK-based company engaged in the provision of assistance products and services to customers. The Group is managed on the basis of five broad business units: India (CPP India and Globiva); Turkey; Blink; Central Functions: central cost base required to provide expertise and operate a listed group. Central Functions is stated after the recharge of certain central costs that are appropriate to transfer to the relevant geographies for statutory purposes; and Legacy (UK MGA, UK Legacy, Spain, Portugal and Italy). The company's portfolio of assistance products is distributed across the financial services and telecommunications sectors in the UK and overseas. It has its business spread across India, the United Kingdom, Spain, and Other countries.
37GF Score

Get the complete analysis for FRA:4CV1

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€0.37
Price
€0.02
GF Value