Cafom (FRA:CAA) Interest Coverage: 6.29 (As of Sep. 2025) — Near Median


FRA:CAA Cafom FRA:CAA
54 GF Score
Price €13.65
GF Value €9.39
Valuation Significantly Overvalued
! 6 Warning Signs
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What is Cafom Interest Coverage?

Cafom FRA:CAA +2.25% 54 Interest Coverage is 6.29 as of Sep. 2025, which is 9% above its 10-year median of 5.77. GuruFocus rates FRA:CAA with a GF Score™ of 54/100 and a GF Value™ of €9.39 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 824 Retail - Cyclical companies, Cafom ranks worse than 53.52% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Cafom's Operating Income for the six months ended in Sep. 2025 was €12.2 Mil. Cafom's Interest Expense for the six months ended in Sep. 2025 was €-1.9 Mil. Cafom's interest coverage for the quarter that ended in Sep. 2025 was 6.29. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Cafom's Interest Coverage or its related term are showing as below:

FRA:CAA' s Interest Coverage Range Over the Past 10 Years
Min: 1.62   Med: 5.77   Max: 15.7
Current: 6.71


FRA:CAA's Interest Coverage is ranked worse than
53.52% of 824 companies
in the Retail - Cyclical industry
Industry Median: 7.94 vs FRA:CAA: 6.71

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Cafom  (FRA:CAA) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Cafom Interest Coverage Related Terms


Cafom Interest Coverage Historical Data

* Premium members only.

The historical data trend for Cafom's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Cafom Interest Coverage Chart

Cafom Annual Data
Trend Sep16 Sep17 Sep18 Sep19 Sep20 Sep21 Sep22 Sep23 Sep24 Sep25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 15.70 6.93 6.14 5.35 6.71

Cafom Semi-Annual Data
Mar16 Sep16 Mar17 Sep17 Mar18 Sep18 Mar19 Sep19 Mar20 Sep20 Mar21 Sep21 Mar22 Sep22 Mar23 Sep23 Mar24 Sep24 Mar25 Sep25
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 6.67 6.66 4.13 7.10 6.29

FRA:CAA vs HD, LOW, FND: Interest Coverage Comparison

For the Home Improvement Retail subindustry, Cafom's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Cafom Interest Coverage vs Retail - Cyclical Industry

For the Retail - Cyclical industry and Consumer Cyclical sector, Cafom's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Cafom's Interest Coverage falls into.


FRA:CAA
54GF Score
Cafom FRA:CAA
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Cafom Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Cafom's Interest Coverage for the fiscal year that ended in Sep. 2025 is calculated as

Here, for the fiscal year that ended in Sep. 2025, Cafom's Interest Expense was €-4.0 Mil. Its Operating Income was €27.1 Mil. And its Long-Term Debt & Capital Lease Obligation was €72.2 Mil.

Interest Coverage=-1* Operating Income (A: Sep. 2025 )/Interest Expense (A: Sep. 2025 )
=-1*27.11/-4.04
=6.71

Cafom's Interest Coverage for the quarter that ended in Sep. 2025 is calculated as

Here, for the six months ended in Sep. 2025, Cafom's Interest Expense was €-1.9 Mil. Its Operating Income was €12.2 Mil. And its Long-Term Debt & Capital Lease Obligation was €72.2 Mil.

Interest Coverage=-1* Operating Income (Q: Sep. 2025 )/Interest Expense (Q: Sep. 2025 )
=-1*12.191/-1.938
=6.29

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 6.29 mean?
Cafom (FRA:CAA) has a Interest Coverage of 6.29 as of Sep. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Cafom and its competitors. This is near median its historical median of 5.77. Over the past decade, Cafom's Interest Coverage has ranged from 1.62 to 15.70. According to the industry distribution chart, Cafom ranks #441 out of 824 companies in the Retail - Cyclical industry, placing it in the top 53.5%.
Is Cafom's Interest Coverage too high?
Cafom's current Interest Coverage of 6.29 is near median its 10-year median of 5.77. Over the past 10 years, this metric has ranged from a low of 1.62 to a high of 15.70. The Retail - Cyclical industry median Interest Coverage is 7.94. Cafom's value of 6.29 is 20.8% below this industry median. Based on the distribution chart, Cafom ranks #441 out of 824 companies in the Retail - Cyclical industry, which is below the industry midpoint. Overall, Cafom has a GF Score™ of 54/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Cafom's Interest Coverage compare to HD and LOW?
According to the Retail - Cyclical industry distribution chart, Cafom ranks #441 out of 824 companies for Interest Coverage. This places Cafom in the lower half of its industry. The industry median Interest Coverage is 7.94. Cafom's value of 6.29 is 20.8% below this benchmark. Historically, Cafom's own Interest Coverage has ranged from 1.62 to 15.70 over the past decade. While the company's 10-year median is 5.77 vs. the industry median of 7.94, Cafom has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Retail - Cyclical company?
The median Interest Coverage among Retail - Cyclical companies is 7.94, based on 824 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Cafom's current Interest Coverage of 6.29 is 20.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Cafom and its competitors. For the Retail - Cyclical industry, the median Interest Coverage is 7.94 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Cafom's current Interest Coverage is 6.29, which is near median its own 10-year median of 5.77. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Cafom stock overvalued right now?
Based on GuruFocus' analysis, Cafom (FRA:CAA) is currently considered Significantly Overvalued. The stock's GF Value™ is €9.39, compared to a current price of €13.65 — trading 45.4% above its estimated fair value. The current Interest Coverage is 6.29, which is near median its 10-year median of 5.77 and 20.8% below the Retail - Cyclical industry median of 7.94. Cafom's overall GF Score™ is 54/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Cafom (FRA:CAA), the current Interest Coverage is 6.29 as of Sep. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Cafom (FRA:CAA) Overvalued in 2026?

Based on GuruFocus' analysis, Cafom stock appears to be overvalued. The current stock price of €13.65 is trading 45.4% above its estimated GF Value™ of €9.39. GuruFocus considers Cafom to be Significantly Overvalued.

Key valuation signals for FRA:CAA:

  • Interest Coverage: 6.29 (near median its 10-year median of 5.77)
  • GF Value™: €9.39 vs. price of €13.65 (45.4% above fair value)
  • GF Score™: 54/100 with 6 warning signs
  • Industry Position: 20.8% below the Retail - Cyclical median (#441 of 824)

No single metric tells the full story. See the FRA:CAA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Cafom Business Description

Other Exchanges ALCAF:France
Address 3 Avenue Hoche, Le Pre Saint-Gervais, Paris, FRA, 75008
Cafom markets household furnishings in French territories in the Caribbean and Indian Ocean.
54GF Score

Get the complete analysis for FRA:CAA

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€13.65
Price
€9.39
GF Value