Getty Realty (FRA:GRL) Interest Coverage: 3.17 (As of Mar. 2026) — Near Median

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FRA:GRL Getty Realty Corp FRA:GRL
87 GF Score
Price €29.22
GF Value €26.75
Valuation Fairly Valued
! 7 Warning Signs
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What is Getty Realty Interest Coverage?

Getty Realty FRA:GRL +0.97% 87 Interest Coverage is 3.17 as of Mar. 2026, which is 7% above its 10-year median of 2.96. GuruFocus rates FRA:GRL with a GF Score™ of 87/100 and a GF Value™ of €26.75 (Fairly Valued). The stock has 7 warning signs investors should review. Among 697 REITs companies, Getty Realty ranks worse than 53.66% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Getty Realty's Operating Income for the three months ended in Mar. 2026 was €32.9 Mil. Getty Realty's Interest Expense for the three months ended in Mar. 2026 was €-10.4 Mil. Getty Realty's interest coverage for the quarter that ended in Mar. 2026 was 3.17. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Getty Realty's Interest Coverage or its related term are showing as below:

FRA:GRL' s Interest Coverage Range Over the Past 10 Years
Min: 2.63   Med: 2.96   Max: 3.77
Current: 2.84


FRA:GRL's Interest Coverage is ranked worse than
53.66% of 697 companies
in the REITs industry
Industry Median: 3.12 vs FRA:GRL: 2.84

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Getty Realty  (FRA:GRL) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Getty Realty Interest Coverage Related Terms


Getty Realty Interest Coverage Historical Data

* Premium members only.

The historical data trend for Getty Realty's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Getty Realty Interest Coverage Chart

Getty Realty Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.01 3.77 2.91 2.74 2.63

Getty Realty Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.32 2.18 3.06 2.91 3.17

FRA:GRL vs NTST, CBL, ALX: Interest Coverage Comparison

For the REIT - Retail subindustry, Getty Realty's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Getty Realty Interest Coverage vs REITs Industry

For the REITs industry and Real Estate sector, Getty Realty's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Getty Realty's Interest Coverage falls into.


FRA:GRL
87GF Score
Getty Realty Corp FRA:GRL
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Getty Realty Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Getty Realty's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, Getty Realty's Interest Expense was €-39.6 Mil. Its Operating Income was €104.0 Mil. And its Long-Term Debt & Capital Lease Obligation was €648.9 Mil.

Interest Coverage=-1* Operating Income (A: Dec. 2025 )/Interest Expense (A: Dec. 2025 )
=-1*104.043/-39.603
=2.63

Getty Realty's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the three months ended in Mar. 2026, Getty Realty's Interest Expense was €-10.4 Mil. Its Operating Income was €32.9 Mil. And its Long-Term Debt & Capital Lease Obligation was €871.4 Mil.

Interest Coverage=-1* Operating Income (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*32.913/-10.392
=3.17

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 3.17 mean?
Getty Realty (FRA:GRL) has a Interest Coverage of 3.17 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Getty Realty and its competitors. This is near median its historical median of 2.96. Over the past decade, Getty Realty's Interest Coverage has ranged from 2.63 to 3.77. According to the industry distribution chart, Getty Realty ranks #374 out of 697 companies in the REITs industry, placing it in the top 53.7%.
Is Getty Realty's Interest Coverage too high?
Getty Realty's current Interest Coverage of 3.17 is near median its 10-year median of 2.96. Over the past 10 years, this metric has ranged from a low of 2.63 to a high of 3.77. The REITs industry median Interest Coverage is 3.12. Getty Realty's value of 3.17 is 1.6% above this industry median. Based on the distribution chart, Getty Realty ranks #374 out of 697 companies in the REITs industry, which is below the industry midpoint. Overall, Getty Realty has a GF Score™ of 87/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Getty Realty's Interest Coverage compare to NTST and CBL?
According to the REITs industry distribution chart, Getty Realty ranks #374 out of 697 companies for Interest Coverage. This places Getty Realty in the lower half of its industry. The industry median Interest Coverage is 3.12. Getty Realty's value of 3.17 is 1.6% above this benchmark. Historically, Getty Realty's own Interest Coverage has ranged from 2.63 to 3.77 over the past decade. While the company's 10-year median is 2.96 vs. the industry median of 3.12, Getty Realty has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a REITs company?
The median Interest Coverage among REITs companies is 3.12, based on 697 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Getty Realty's current Interest Coverage of 3.17 is 1.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Getty Realty and its competitors. For the REITs industry, the median Interest Coverage is 3.12 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Getty Realty's current Interest Coverage is 3.17, which is near median its own 10-year median of 2.96. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Getty Realty stock overvalued right now?
Based on GuruFocus' analysis, Getty Realty (FRA:GRL) is currently considered Fairly Valued. The stock's GF Value™ is €26.75, compared to a current price of €29.22 — trading 9.2% above its estimated fair value. The current Interest Coverage is 3.17, which is near median its 10-year median of 2.96 and 1.6% above the REITs industry median of 3.12. Getty Realty's overall GF Score™ is 87/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Getty Realty (FRA:GRL), the current Interest Coverage is 3.17 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Getty Realty (FRA:GRL) Overvalued in 2026?

Based on GuruFocus' analysis, Getty Realty stock appears to be overvalued. The current stock price of €29.22 is trading 9.2% above its estimated GF Value™ of €26.75. GuruFocus considers Getty Realty to be Fairly Valued.

Key valuation signals for FRA:GRL:

  • Interest Coverage: 3.17 (near median its 10-year median of 2.96)
  • GF Value™: €26.75 vs. price of €29.22 (9.2% above fair value)
  • GF Score™: 87/100 with 7 warning signs
  • Industry Position: 1.6% above the REITs median (#374 of 697)

No single metric tells the full story. See the FRA:GRL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Getty Realty Business Description

Industry Real EstateREITs
Other Exchanges GTY:USA
Address 292 Madison Avenue, 9th Floor, New York, NY, USA, 10017-6318
Getty Realty Corp is a net lease real estate investment trust in the U.S.A, specializing in the acquisition, financing, and development of convenience, automotive, and other single-tenant retail real estate. The company's portfolio includes convenience stores, express tunnel car washes, automotive service centers (gasoline and repair, oil and maintenance, tire and battery, and collision), drive-thru quick service restaurants, and certain other freestanding retail properties. It generates maximum revenue in the form of rental income.
87GF Score

Get the complete analysis for FRA:GRL

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€29.22
Price
€26.75
GF Value