Fais Holding (FRA:GW7) Interest Coverage: 4.04 (As of Dec. 2025) — 24% Above Median


FRA:GW7 Fais Holding SA FRA:GW7
15 GF Score
Price €3.46
! 3 Warning Signs
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What is Fais Holding Interest Coverage?

Fais Holding FRA:GW7 +1.92% 15 Interest Coverage is 4.04 as of Dec. 2025, which is 24% above its 10-year median of 3.27. GuruFocus rates FRA:GW7 with a GF Score™ of 15/100. The stock has 3 warning signs investors should review. Among 823 Retail - Cyclical companies, Fais Holding ranks worse than 71.69% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Fais Holding's Operating Income for the six months ended in Dec. 2025 was €15.4 Mil. Fais Holding's Interest Expense for the six months ended in Dec. 2025 was €-3.8 Mil. Fais Holding's interest coverage for the quarter that ended in Dec. 2025 was 4.04. The higher the ratio, the stronger the company's financial strength is.

Warning Sign:

Ben Graham prefers companies' interest coverage to be at least 5. Fais Holding SA interest coverage is 3.27, which is low.

The historical rank and industry rank for Fais Holding's Interest Coverage or its related term are showing as below:

FRA:GW7' s Interest Coverage Range Over the Past 10 Years
Min: 2.69   Med: 3.27   Max: 3.77
Current: 3.27


FRA:GW7's Interest Coverage is ranked worse than
71.69% of 823 companies
in the Retail - Cyclical industry
Industry Median: 7.92 vs FRA:GW7: 3.27

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Fais Holding  (FRA:GW7) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Fais Holding Interest Coverage Related Terms


Fais Holding Interest Coverage Historical Data

* Premium members only.

The historical data trend for Fais Holding's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Fais Holding Interest Coverage Chart

Fais Holding Annual Data
Trend Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
3.77 3.41 2.69 2.88 3.27

Fais Holding Semi-Annual Data
Dec21 Dec22 Dec23 Jun24 Dec24 Jun25 Dec25
Interest Coverage Get a 7-Day Free Trial N/A 3.14 2.68 2.53 4.04

FRA:GW7 vs CASY, WSM, DKS: Interest Coverage Comparison

For the Specialty Retail subindustry, Fais Holding's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Fais Holding Interest Coverage vs Retail - Cyclical Industry

For the Retail - Cyclical industry and Consumer Cyclical sector, Fais Holding's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Fais Holding's Interest Coverage falls into.


FRA:GW7
15GF Score
Fais Holding SA FRA:GW7
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
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Fais Holding Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Fais Holding's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, Fais Holding's Interest Expense was €-7.8 Mil. Its Operating Income was €25.4 Mil. And its Long-Term Debt & Capital Lease Obligation was €119.0 Mil.

Interest Coverage=-1* Operating Income (A: Dec. 2025 )/Interest Expense (A: Dec. 2025 )
=-1*25.383/-7.759
=3.27

Fais Holding's Interest Coverage for the quarter that ended in Dec. 2025 is calculated as

Here, for the six months ended in Dec. 2025, Fais Holding's Interest Expense was €-3.8 Mil. Its Operating Income was €15.4 Mil. And its Long-Term Debt & Capital Lease Obligation was €119.0 Mil.

Interest Coverage=-1* Operating Income (Q: Dec. 2025 )/Interest Expense (Q: Dec. 2025 )
=-1*15.428/-3.82
=4.04

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 4.04 mean?
Fais Holding (FRA:GW7) has a Interest Coverage of 4.04 as of Dec. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Fais Holding and its competitors. This is 24% above median its historical median of 3.27. Over the past decade, Fais Holding's Interest Coverage has ranged from 2.69 to 3.77. According to the industry distribution chart, Fais Holding ranks #590 out of 823 companies in the Retail - Cyclical industry, placing it in the top 71.7%.
Is Fais Holding's Interest Coverage too high?
Fais Holding's current Interest Coverage of 4.04 is 24% above median its 10-year median of 3.27. Over the past 10 years, this metric has ranged from a low of 2.69 to a high of 3.77. The Retail - Cyclical industry median Interest Coverage is 7.92. Fais Holding's value of 4.04 is 49% below this industry median. Based on the distribution chart, Fais Holding ranks #590 out of 823 companies in the Retail - Cyclical industry, which is below the industry midpoint. Overall, Fais Holding has a GF Score™ of 15/100, reflecting its overall financial health beyond just this single metric.
How does Fais Holding's Interest Coverage compare to CASY and WSM?
According to the Retail - Cyclical industry distribution chart, Fais Holding ranks #590 out of 823 companies for Interest Coverage. This places Fais Holding in the lower half of its industry. The industry median Interest Coverage is 7.92. Fais Holding's value of 4.04 is 49% below this benchmark. Historically, Fais Holding's own Interest Coverage has ranged from 2.69 to 3.77 over the past decade. While the company's 10-year median is 3.27 vs. the industry median of 7.92, Fais Holding has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Retail - Cyclical company?
The median Interest Coverage among Retail - Cyclical companies is 7.92, based on 823 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Fais Holding's current Interest Coverage of 4.04 is 49% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Fais Holding and its competitors. For the Retail - Cyclical industry, the median Interest Coverage is 7.92 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Fais Holding's current Interest Coverage is 4.04, which is 24% above median its own 10-year median of 3.27. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Fais Holding stock overvalued right now?
Fais Holding (FRA:GW7) has a current Interest Coverage of 4.04. The current Interest Coverage is 4.04, which is 24% above median its 10-year median of 3.27 and 49% below the Retail - Cyclical industry median of 7.92. Fais Holding's overall GF Score™ is 15/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Fais Holding (FRA:GW7), the current Interest Coverage is 4.04 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Fais Holding Business Description

Other Exchanges FAIS:Greece
Address 77 Poseidonos Avenue, Alimos, GRC, 17455
Fais Holding SA engages in a diverse range of business activities across multiple sectors including fashion, sports, wellness, beauty, motorsports, commercial real estate development, and hospitality.
15GF Score

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Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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