HORNBACH Holding AG and Co KGaAFRA:HBH 72 Interest Coverage is 9.25 as of May. 2026, which is 69% above its 10-year median of 5.48. GuruFocus rates FRA:HBH with a GF Score™ of 72/100 and a GF Value™ of €82.15 (Fairly Valued). The stock has 3 warning signs investors should review. Among 824 Retail - Cyclical companies, HORNBACH Holding AG and Co KGaA ranks worse than 65.29% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. HORNBACH Holding AG and Co KGaA's
Operating Income
for the
three
months ended in May. 2026 was €163 Mil. HORNBACH Holding AG and Co KGaA's Interest Expense for the
three
months ended in May. 2026 was €-18 Mil.
HORNBACH Holding AG and Co KGaA's interest coverage for the quarter that ended in May. 2026 was 9.25.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for HORNBACH Holding AG and Co KGaA's Interest Coverage or its related term are showing as below:
FRA:HBH'
s Interest Coverage Range Over the Past 10 Years
Min: 4.16 Med: 5.48 Max: 8.42
Current: 4.41
FRA:HBH's Interest Coverage is ranked worse than 65.29% of 824
companies
in the Retail - Cyclical industry
Industry Median: 7.94
vs FRA:HBH: 4.41
HORNBACH Holding AG and Co KGaA (FRA:HBH) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
HORNBACH Holding AG and Co KGaA Interest Coverage Related Terms
HORNBACH Holding AG and Co KGaA Interest Coverage Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
HORNBACH Holding AG and Co KGaA Interest Coverage Chart
FRA:HBH vs HD, LOW, FND: Interest Coverage Comparison
For the Home Improvement Retail subindustry, HORNBACH Holding AG and Co KGaA's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
HORNBACH Holding AG and Co KGaA Interest Coverage vs Retail - Cyclical Industry
For the Retail - Cyclical industry and Consumer Cyclical sector, HORNBACH Holding AG and Co KGaA's Interest Coverage distribution charts can be found below:
* The bar in red indicates where HORNBACH Holding AG and Co KGaA's Interest Coverage falls into.
HORNBACH Holding AG and Co KGaA Interest Coverage Calculation
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
HORNBACH Holding AG and Co KGaA (FRA:HBH) has a Interest Coverage of 9.25 as of May. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on HORNBACH Holding AG and Co KGaA and its competitors. This is 69% above median its historical median of 5.48. Over the past decade, HORNBACH Holding AG and Co KGaA's Interest Coverage has ranged from 4.16 to 8.42. According to the industry distribution chart, HORNBACH Holding AG and Co KGaA ranks #538 out of 824 companies in the Retail - Cyclical industry, placing it in the top 65.3%.
Is HORNBACH Holding AG and Co KGaA's Interest Coverage too high?
HORNBACH Holding AG and Co KGaA's current Interest Coverage of 9.25 is 69% above median its 10-year median of 5.48. Over the past 10 years, this metric has ranged from a low of 4.16 to a high of 8.42. The Retail - Cyclical industry median Interest Coverage is 7.94. HORNBACH Holding AG and Co KGaA's value of 9.25 is 16.5% above this industry median. Based on the distribution chart, HORNBACH Holding AG and Co KGaA ranks #538 out of 824 companies in the Retail - Cyclical industry, which is below the industry midpoint. Overall, HORNBACH Holding AG and Co KGaA has a GF Score™ of 72/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does HORNBACH Holding AG and Co KGaA's Interest Coverage compare to HD and LOW?
According to the Retail - Cyclical industry distribution chart, HORNBACH Holding AG and Co KGaA ranks #538 out of 824 companies for Interest Coverage. This places HORNBACH Holding AG and Co KGaA in the lower half of its industry. The industry median Interest Coverage is 7.94. HORNBACH Holding AG and Co KGaA's value of 9.25 is 16.5% above this benchmark. Historically, HORNBACH Holding AG and Co KGaA's own Interest Coverage has ranged from 4.16 to 8.42 over the past decade. While the company's 10-year median is 5.48 vs. the industry median of 7.94, HORNBACH Holding AG and Co KGaA has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Retail - Cyclical company?
The median Interest Coverage among Retail - Cyclical companies is 7.94, based on 824 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. HORNBACH Holding AG and Co KGaA's current Interest Coverage of 9.25 is 16.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on HORNBACH Holding AG and Co KGaA and its competitors. For the Retail - Cyclical industry, the median Interest Coverage is 7.94 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. HORNBACH Holding AG and Co KGaA's current Interest Coverage is 9.25, which is 69% above median its own 10-year median of 5.48. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is HORNBACH Holding AG and Co KGaA stock overvalued right now?
Based on GuruFocus' analysis, HORNBACH Holding AG and Co KGaA (FRA:HBH) is currently considered Fairly Valued. The stock's GF Value™ is €82.15, compared to a current price of €77.90 — trading 5.2% below its estimated fair value. The current Interest Coverage is 9.25, which is 69% above median its 10-year median of 5.48 and 16.5% above the Retail - Cyclical industry median of 7.94. HORNBACH Holding AG and Co KGaA's overall GF Score™ is 72/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For HORNBACH Holding AG and Co KGaA (FRA:HBH), the current Interest Coverage is 9.25 as of May. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is HORNBACH Holding AG and Co KGaA (FRA:HBH) Overvalued in 2026?
Based on GuruFocus' analysis, HORNBACH Holding AG and Co KGaA stock appears to be undervalued.
The current stock price of €77.90 is trading 5.2% below its estimated GF Value™ of €82.15.
GuruFocus considers HORNBACH Holding AG and Co KGaA to be Fairly Valued.
Key valuation signals for FRA:HBH:
Interest Coverage: 9.25 (69% above median its 10-year median of 5.48)
GF Value™: €82.15 vs. price of €77.90 (5.2% below fair value)
Industry Position: 16.5% above the Retail - Cyclical median (#538 of 824)
No single metric tells the full story. See the FRA:HBH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
HORNBACH Holding AG and Co KGaA Business Description
HORNBACH Holding AG and Co KGaA and its subsidiaries are involved in the business of Retail and Real estate segments. The company's operating segment include HORNBACH Baumarkt subgroup; HORNBACH Baustoff Union GmbH subgroup, and HORNBACH Immobilien AG subgroup. It generates maximum revenue from the HORNBACH Baumarkt subgroup segment. Geographically, it derives a majority of revenue from Germany. Products are structured in the following divisions: Hardware/Electrical, Paint/Wallpaper/Flooring, Construction Materials/Timber/Prefabricated Components, Sanitary/Tiles, and Garden. The company operates in Germany and other European countries.
72GF Score
Get the complete analysis for FRA:HBH
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