Trainers' House OYJFRA:IV9 +0.96%62 Interest Coverage is 50.00 as of Mar. 2026, which is 78% above its 10-year median of 28.06. GuruFocus rates FRA:IV9 with a GF Score™ of 62/100 and a GF Value™ of €2.21 (Fairly Valued). The stock has 3 warning signs investors should review. Among 814 Business Services companies, Trainers' House OYJ ranks better than 64.5% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. Trainers' House OYJ's
Operating Income
for the
three
months ended in Mar. 2026 was €0.15 Mil. Trainers' House OYJ's Interest Expense for the
three
months ended in Mar. 2026 was €-0.00 Mil.
Trainers' House OYJ's interest coverage for the quarter that ended in Mar. 2026 was 50.00.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for Trainers' House OYJ's Interest Coverage or its related term are showing as below:
FRA:IV9'
s Interest Coverage Range Over the Past 10 Years
Min: 1.12 Med: 28.06 Max: 60.06
Current: 29.67
FRA:IV9's Interest Coverage is ranked better than 64.5% of 814
companies
in the Business Services industry
Industry Median: 13.085
vs FRA:IV9: 29.67
Trainers' House OYJ (FRA:IV9) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Trainers' House OYJ Interest Coverage Related Terms
Trainers' House OYJ Interest Coverage Historical Data
* Premium members only.
The historical data trend for Trainers' House OYJ's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
FRA:IV9 vs VRSK, EFX, BAH: Interest Coverage Comparison
For the Consulting Services subindustry, Trainers' House OYJ's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Trainers' House OYJ Interest Coverage vs Business Services Industry
For the Business Services industry and Industrials sector, Trainers' House OYJ's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Trainers' House OYJ's Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Trainers' House OYJ (FRA:IV9) has a Interest Coverage of 50.00 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Trainers' House OYJ and its competitors. This is 78% above median its historical median of 28.06. Over the past decade, Trainers' House OYJ's Interest Coverage has ranged from 1.12 to 60.06. According to the industry distribution chart, Trainers' House OYJ ranks #289 out of 814 companies in the Business Services industry, placing it in the top 35.5%.
Is Trainers' House OYJ's Interest Coverage too high?
Trainers' House OYJ's current Interest Coverage of 50.00 is 78% above median its 10-year median of 28.06. Over the past 10 years, this metric has ranged from a low of 1.12 to a high of 60.06. The Business Services industry median Interest Coverage is 13.09. Trainers' House OYJ's value of 50.00 is 282.1% above this industry median. Based on the distribution chart, Trainers' House OYJ ranks #289 out of 814 companies in the Business Services industry, which is above the industry midpoint. Overall, Trainers' House OYJ has a GF Score™ of 62/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Trainers' House OYJ's Interest Coverage compare to VRSK and EFX?
According to the Business Services industry distribution chart, Trainers' House OYJ ranks #289 out of 814 companies for Interest Coverage. This puts Trainers' House OYJ in the upper half of its industry. The industry median Interest Coverage is 13.09. Trainers' House OYJ's value of 50.00 is 282.1% above this benchmark. Historically, Trainers' House OYJ's own Interest Coverage has ranged from 1.12 to 60.06 over the past decade. While the company's 10-year median is 28.06 vs. the industry median of 13.09, Trainers' House OYJ has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Business Services company?
The median Interest Coverage among Business Services companies is 13.09, based on 814 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Trainers' House OYJ's current Interest Coverage of 50.00 is 282.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Trainers' House OYJ and its competitors. For the Business Services industry, the median Interest Coverage is 13.09 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Trainers' House OYJ's current Interest Coverage is 50.00, which is 78% above median its own 10-year median of 28.06. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Trainers' House OYJ stock overvalued right now?
Based on GuruFocus' analysis, Trainers' House OYJ (FRA:IV9) is currently considered Fairly Valued. The stock's GF Value™ is €2.21, compared to a current price of €2.10 — trading 5% below its estimated fair value. The current Interest Coverage is 50.00, which is 78% above median its 10-year median of 28.06 and 282.1% above the Business Services industry median of 13.09. Trainers' House OYJ's overall GF Score™ is 62/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Trainers' House OYJ (FRA:IV9), the current Interest Coverage is 50.00 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Trainers' House OYJ (FRA:IV9) Overvalued in 2026?
Based on GuruFocus' analysis, Trainers' House OYJ stock appears to be undervalued.
The current stock price of €2.10 is trading 5% below its estimated GF Value™ of €2.21.
GuruFocus considers Trainers' House OYJ to be Fairly Valued.
Key valuation signals for FRA:IV9:
Interest Coverage: 50.00 (78% above median its 10-year median of 28.06)
GF Value™: €2.21 vs. price of €2.10 (5% below fair value)
Industry Position: 282.1% above the Business Services median (#289 of 814)
No single metric tells the full story. See the FRA:IV9 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Trainers' House OYJ is a change management company offering consultancy services. It offers services including change management, personal growth training, the pulse change management system and also offers sales and marketing services. Geographically, the activities are performed through the region of Finland.
62GF Score
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