SAF Holland SEFRA:SFQ 58 Interest Coverage is 3.18 as of Mar. 2026, which is 45% below its 10-year median of 5.83. GuruFocus rates FRA:SFQ with a GF Score™ of 58/100 and a GF Value™ of €11.55 (Significantly Overvalued). The stock has 8 warning signs investors should review. Among 1,066 Vehicles & Parts companies, SAF Holland SE ranks worse than 60.13% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. SAF Holland SE's
Operating Income
for the
three
months ended in Mar. 2026 was €36 Mil. SAF Holland SE's Interest Expense for the
three
months ended in Mar. 2026 was €-11 Mil.
SAF Holland SE's interest coverage for the quarter that ended in Mar. 2026 was 3.18.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for SAF Holland SE's Interest Coverage or its related term are showing as below:
FRA:SFQ'
s Interest Coverage Range Over the Past 10 Years
Min: 4.05 Med: 5.83 Max: 9.27
Current: 5.27
FRA:SFQ's Interest Coverage is ranked worse than 60.13% of 1066
companies
in the Vehicles & Parts industry
Industry Median: 8.295
vs FRA:SFQ: 5.27
SAF Holland SE (FRA:SFQ) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
SAF Holland SE Interest Coverage Related Terms
SAF Holland SE Interest Coverage Historical Data
* Premium members only.
The historical data trend for SAF Holland SE's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
FRA:SFQ vs ORLY, AZO: Interest Coverage Comparison
For the Auto Parts subindustry, SAF Holland SE's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
SAF Holland SE Interest Coverage vs Vehicles & Parts Industry
For the Vehicles & Parts industry and Consumer Cyclical sector, SAF Holland SE's Interest Coverage distribution charts can be found below:
* The bar in red indicates where SAF Holland SE's Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
SAF Holland SE (FRA:SFQ) has a Interest Coverage of 3.18 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on SAF Holland SE and its competitors. This is 45% below median its historical median of 5.83. Over the past decade, SAF Holland SE's Interest Coverage has ranged from 4.05 to 9.27. According to the industry distribution chart, SAF Holland SE ranks #641 out of 1066 companies in the Vehicles & Parts industry, placing it in the top 60.1%.
Is SAF Holland SE's Interest Coverage too high?
SAF Holland SE's current Interest Coverage of 3.18 is 45% below median its 10-year median of 5.83. Over the past 10 years, this metric has ranged from a low of 4.05 to a high of 9.27. The Vehicles & Parts industry median Interest Coverage is 8.30. SAF Holland SE's value of 3.18 is 61.7% below this industry median. Based on the distribution chart, SAF Holland SE ranks #641 out of 1066 companies in the Vehicles & Parts industry, which is below the industry midpoint. Overall, SAF Holland SE has a GF Score™ of 58/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does SAF Holland SE's Interest Coverage compare to ORLY and AZO?
According to the Vehicles & Parts industry distribution chart, SAF Holland SE ranks #641 out of 1066 companies for Interest Coverage. This places SAF Holland SE in the lower half of its industry. The industry median Interest Coverage is 8.30. SAF Holland SE's value of 3.18 is 61.7% below this benchmark. Historically, SAF Holland SE's own Interest Coverage has ranged from 4.05 to 9.27 over the past decade. While the company's 10-year median is 5.83 vs. the industry median of 8.30, SAF Holland SE has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Vehicles & Parts company?
The median Interest Coverage among Vehicles & Parts companies is 8.30, based on 1,066 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. SAF Holland SE's current Interest Coverage of 3.18 is 61.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on SAF Holland SE and its competitors. For the Vehicles & Parts industry, the median Interest Coverage is 8.30 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. SAF Holland SE's current Interest Coverage is 3.18, which is 45% below median its own 10-year median of 5.83. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SAF Holland SE stock overvalued right now?
Based on GuruFocus' analysis, SAF Holland SE (FRA:SFQ) is currently considered Significantly Overvalued. The stock's GF Value™ is €11.55, compared to a current price of €20.10 — trading 74% above its estimated fair value. The current Interest Coverage is 3.18, which is 45% below median its 10-year median of 5.83 and 61.7% below the Vehicles & Parts industry median of 8.30. SAF Holland SE's overall GF Score™ is 58/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For SAF Holland SE (FRA:SFQ), the current Interest Coverage is 3.18 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is SAF Holland SE (FRA:SFQ) Overvalued in 2026?
Based on GuruFocus' analysis, SAF Holland SE stock appears to be overvalued.
The current stock price of €20.10 is trading 74% above its estimated GF Value™ of €11.55.
GuruFocus considers SAF Holland SE to be Significantly Overvalued.
Key valuation signals for FRA:SFQ:
Interest Coverage: 3.18 (45% below median its 10-year median of 5.83)
GF Value™: €11.55 vs. price of €20.10 (74% above fair value)
Industry Position: 61.7% below the Vehicles & Parts median (#641 of 1066)
No single metric tells the full story. See the FRA:SFQ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
SAF Holland SE is a manufacturer of chassis-related systems and components for trailers, trucks, and buses. The product range comprises axle and suspension systems, fifth wheels, kingpins, and landing gear, and is marketed under the brands SAF, Holland, V.Orlandi, Neway, KLL, V.ORLANDI, and York. It operates into three regions: EMEA, Americas, and APAC segments. The company generates the majority of its revenue from the EMEA region.
58GF Score
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