FamiCord AG (FRA:V3V) Interest Coverage: 0.49 (As of Mar. 2026) — 96% Below Median


FRA:V3V FamiCord AG FRA:V3V
57 GF Score
Price €3.73
GF Value €4.56
Valuation Modestly Undervalued
! 4 Warning Signs
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What is FamiCord AG Interest Coverage?

FamiCord AG FRA:V3V +0.27% 57 Interest Coverage is 0.49 as of Mar. 2026, which is 96% below its 10-year median of 11.27. GuruFocus rates FRA:V3V with a GF Score™ of 57/100 and a GF Value™ of €4.56 (Modestly Undervalued). The stock has 4 warning signs investors should review. Among 452 Healthcare Providers & Services companies, FamiCord AG ranks worse than 221238.72% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. FamiCord AG's Operating Income for the three months ended in Mar. 2026 was €0.51 Mil. FamiCord AG's Interest Expense for the three months ended in Mar. 2026 was €-1.05 Mil. FamiCord AG's interest coverage for the quarter that ended in Mar. 2026 was 0.49. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for FamiCord AG's Interest Coverage or its related term are showing as below:


FRA:V3V's Interest Coverage is not ranked *
in the Healthcare Providers & Services industry.
Industry Median: 7.99
* Ranked among companies with meaningful Interest Coverage only.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


FamiCord AG  (FRA:V3V) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


FamiCord AG Interest Coverage Related Terms


FamiCord AG Interest Coverage Historical Data

* Premium members only.

The historical data trend for FamiCord AG's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

FamiCord AG Interest Coverage Chart

FamiCord AG Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.66 0.00 0.00 0.00 0.00

FamiCord AG Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.40 0.00 11.17 0.00 0.49

FRA:V3V vs HCA, THC, DVA: Interest Coverage Comparison

For the Medical Care Facilities subindustry, FamiCord AG's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


FamiCord AG Interest Coverage vs Healthcare Providers & Services Industry

For the Healthcare Providers & Services industry and Healthcare sector, FamiCord AG's Interest Coverage distribution charts can be found below:

* The bar in red indicates where FamiCord AG's Interest Coverage falls into.


FRA:V3V
57GF Score
FamiCord AG FRA:V3V
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

FamiCord AG Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

FamiCord AG's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, FamiCord AG's Interest Expense was €-1.00 Mil. Its Operating Income was €-2.40 Mil. And its Long-Term Debt & Capital Lease Obligation was €18.58 Mil.

FamiCord AG did not have earnings to cover the interest expense.

FamiCord AG's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the three months ended in Mar. 2026, FamiCord AG's Interest Expense was €-1.05 Mil. Its Operating Income was €0.51 Mil. And its Long-Term Debt & Capital Lease Obligation was €19.94 Mil.

Interest Coverage=-1* Operating Income (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*0.513/-1.052
=0.49

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 0.49 mean?
FamiCord AG (FRA:V3V) has a Interest Coverage of 0.49 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on FamiCord AG and its competitors. This is 96% below median its historical median of 11.27. According to the industry distribution chart, FamiCord AG ranks #999999 out of 452 companies in the Healthcare Providers & Services industry.
Is FamiCord AG's Interest Coverage too high?
FamiCord AG's current Interest Coverage of 0.49 is 96% below median its 10-year median of 11.27. The Healthcare Providers & Services industry median Interest Coverage is 7.99. FamiCord AG's value of 0.49 is 93.9% below this industry median. Based on the distribution chart, FamiCord AG ranks #999999 out of 452 companies in the Healthcare Providers & Services industry, which is in the bottom quartile relative to peers. Overall, FamiCord AG has a GF Score™ of 57/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does FamiCord AG's Interest Coverage compare to HCA and THC?
According to the Healthcare Providers & Services industry distribution chart, FamiCord AG ranks #999999 out of 452 companies for Interest Coverage. This places FamiCord AG in the lower half of its industry. The industry median Interest Coverage is 7.99. FamiCord AG's value of 0.49 is 93.9% below this benchmark. While the company's 10-year median is 11.27 vs. the industry median of 7.99, FamiCord AG has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Healthcare Providers & Services company?
The median Interest Coverage among Healthcare Providers & Services companies is 7.99, based on 452 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. FamiCord AG's current Interest Coverage of 0.49 is 93.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on FamiCord AG and its competitors. For the Healthcare Providers & Services industry, the median Interest Coverage is 7.99 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. FamiCord AG's current Interest Coverage is 0.49, which is 96% below median its own 10-year median of 11.27. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is FamiCord AG stock overvalued right now?
Based on GuruFocus' analysis, FamiCord AG (FRA:V3V) is currently considered Modestly Undervalued. The stock's GF Value™ is €4.56, compared to a current price of €3.73 — trading 18.2% below its estimated fair value. The current Interest Coverage is 0.49, which is 96% below median its 10-year median of 11.27 and 93.9% below the Healthcare Providers & Services industry median of 7.99. FamiCord AG's overall GF Score™ is 57/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For FamiCord AG (FRA:V3V), the current Interest Coverage is 0.49 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is FamiCord AG (FRA:V3V) Overvalued in 2026?

Based on GuruFocus' analysis, FamiCord AG stock appears to be undervalued. The current stock price of €3.73 is trading 18.2% below its estimated GF Value™ of €4.56. GuruFocus considers FamiCord AG to be Modestly Undervalued.

Key valuation signals for FRA:V3V:

  • Interest Coverage: 0.49 (96% below median its 10-year median of 11.27)
  • GF Value™: €4.56 vs. price of €3.73 (18.2% below fair value)
  • GF Score™: 57/100 with 4 warning signs
  • Industry Position: 93.9% below the Healthcare Providers & Services median (#999999 of 452)

No single metric tells the full story. See the FRA:V3V stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


FamiCord AG Business Description

Other Exchanges V3V:Germany
Address Perlickstrase 5, Leipzig, DEU, D-04103
FamiCord AG is an umbilical cord blood bank. It supplies cryopreservation and provides logistics for the collection of blood, preparation, and storage of stem cells from umbilical cord blood and tissue. The company is active in the areas of cell and gene therapies and CDMO. It continues to develop from a pure stem cell bank into a more broadly based cell bank that can supply available patients own cells for current and future cell therapies. Its services include stem cells banking, stem cells scientific proof, FamiCord contribution, stem cell applications list, stem cell applications stories, and stem cells banking for society. Its segments include Subgroup Vita 34 and Subgroup PBKM, which generate maximum revenue. It operates in Germany, Poland, Switzerland, and other foreign countries.
57GF Score

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Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€3.73
Price
€4.56
GF Value